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. � ��14��59� D�C ID #: ********44$108013 reduc#ion wi�l be �reated as a pau-�ial prepayme��t Wvitihout any prepayrnent charge �whether or not a prepayment charge is provided for under the Note}, Borrower's acceptance of an�r such refund made by d�rect payment�o Borcower v�ll const�tute a vvaiver of any right of action Barro�er m�ight ha�e arisi�ng out o f such avercharge. 15. Notices.All notices gi�en hy Borrower or Lender in conneciivn wi��h this Security Instrument musf b�in wriiting. Any noiice tv Borrower�n conneciion w�ith th�s Secur�ty�nstrument shall be deemed ta ha�e been gi�en to Borrvv�er�vhen mai�ed hy fi�rst cXass mail or when acivall�delivered to Borrower's no�ice address �if sent by other means. Natice �o any one Borra�ver shall constitute notice to all Borrowers un�ess Applicable Law expressly requires otherwise. The natice address shall be the Property Address unYess Borrower has designated a suhsti#ute no�ice address by noiice to Lender. Borrower shall prompt��nat3fy Lender of Borrower's change of address.Yf Lerider specii.f�es a procedure for repori3ng Borrower's change of address,theii Borrower shall only report a change of address�hrough that speci�ied procedure.There may be only vne designated r�atice address under this S�curity Ins#rument at an�one t�me.Any no�ice to Lender shall be gx�en by deli�rer�ng it or by ma�lrng�t by fu�s#ciass mail to Lender's address stafed herein un�ess Lender has designated another address by nol�ce to Borrower. Any not�ce in connection with�his Se��ur�ity Ynstrlument shall not be deerned to ha�e been gi�en to Lender until achxally received by Lender. �f any notice required by this Secu,ri�ty Instr�unent i.s a�so required under Appucable Law, the Applicabie Law requirernent wil.�sa�isfy�he correspvnding requYremen�under this Security Ynstrurnent. 16, Go�erning Law; Se►verability; Rules of Canstrucrion. This Secu.r�ity ��s�unent shall be go�erned by federarl law and the law of the jtu�isdiction in �hich the Proper� �s Iocated. All right.s and obligations confained xn this Security Insirument are subject�o an�r r�quirements and Iimi#ations of Applicabl� Lavw. Applica�le Law might explicif�y or irnplicit��allow the parties to agree by contract or it might be silent,hut such sil.ence shall not be c�nstrued as a prohibition again,s� agreement by contract. In �he e�ent that any provi.sxon or ciause of this Security Instr�tment ❑r the Note conflicts wi�h AppZicable La►v�v, such conflict shall not affect a�her pra�isions of this Security xnstrument or the Nvte which can be gi�en effect without the cv��flictii�g provisivxi. As used in this 5ecurity �ns�rument: (a� words of the masculua� gender shall rnean and inc�ude corresponding neuter words or vvards of t.he fQminine gender; �b} words in �he singular shall mean and include the p�ural and vice�ersa; and �c} fhe word "may" gives sole d�scretion wi#hout any abligation to take any action. 17. Borrower's�opy.Borr�wer shall be given vne copy of the Note and of th�s Secu�ri.ty Insfrument. 18. Transfer of the ProPerty or a Benef�cial Interest in Borrower.As txsed in#his Section 18, �'Interest xn fhe Proper�y" means any legal or benef�cia.l �in�erest �n #he Property, including, but not x�ted to, those benef�cxal interests #�s�sferred 'xn a bond for deed, confrac# for deed, installment sales contract or escrow agreernenf,the xntent of which�s the transfer of title by Barrawer at a future date to a purchaser. If a1i or any part of the Properfiy or an�In�erest in the Properhy�,.�sn�d or transfexred�or if Borrower�s not a natura� person and a benef�cial interest in Barro�er is sold or transferred} vv�ithout Lender's pr�or written cansent, Lender may require immedia#e paymen� in full of all sums secured by�us 5ecux�ty�ns#rumen�. Howe�er,�his op�ion sha��not be exercised by Lender if such exerc�se is proh�b�ted by Applicable Law. If Lender exerci�es this optivn,Lender sha�Y gi�e Barrawer naiice af acceleration.'The notice shall provide a perivd of not less than 30 days from fhe da�e the notice is gi�en Yn accordance�th Section 1� within which Borrower must pay all sums secured by th�is Secur��r Instrument.Zf Borrvwer fail,s to pay these sums prior t� �he expiration vf this per�od, Lender rnay invoke any rernedies perm�tted by thxs Security Instr�ument vs�ithout further i�otice vr demaxid vr��orrov�rer. �.9. Barrower's R�igh�ta Reinstate After Accelera�xon.�f Borrower meets certa�n canditions, Borrower shall ha�e the right tv have enfarcement of this 5ecurity Ynstrument discontinued at any time pMor to�he earliest of: �a} fi�e days hefare sa�e �f the Propert�y pursuant to any pawer of sale contained in thi.s 5ecur�i#� Insirurnent; (b} such other per�od as Applicab�e Law migh�specify for�ie ternuna�ion vf Bvrro�ver's righ� ta reins�ate; vr �c) entry of a judgment enforcatng thi.s Secur�ty Instrument. Those conditivns are that Borrawer: �a} pays Lender ail sums wh�ich then wauld be due under this Security Instrument and the Note as if na acceleration had occurred; �b) cures any defauYt of any other covenants or agreemen#s; �c}pays all expenses incurred in enforcing this Securii�r Instruxnen�,inciuding,but nat limited to,reasonab�,e attorneys' fees, prapert�inspection and valuation fees, and o#her fees incwrred for the purpase of pra�ec�ing Lender's interest�n the Property and�ights under this Secwrit�Instrwment; and �d} takes such action as Lender may reasonably requ�re to assure�hat Lender's interest in the Prnpert�r and rights under�his Security Znsixuumen�, and Borrawer's obligation to pay the sums secured by#.his Security Instrument, shall continue wnchanged. Lender ma� require �hat Borrower pay such reu�statement sums and expenses �n one or rnore of th� following forms, as selected b� Lender: �a} cash; �b} money order; �c} certxfied check, bank check, #reasurer's check or cash�ter's check, prv��ded any such check is drawn upon an u�stitu�ion whose deposits NE�RASKA--SEng�e Family--Fannie NiaelFredd�e Mac UNIFORIUI INSTRUCUIENT Farm 3U28 1ID'i Deed of Trust-N E ZDOb--NE�08��3} Page 9 of 12