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BY SIGNING BELOW , Borrower accepts and agrees to the terms contained in this Security Instrument and in any <br />rider(s) executed by Borrower and recorded with it. <br />(Seal) <br />- Borrower <br />Norman L Schmidt <br />et- <br />J Schmid <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />(Seal) <br />- Borrower <br />0 Refer to the attached Signature Addendum for additional parties and signatures. <br />FHA M ortgage WITH MFRS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />201402505 <br />14-03-000005 <br />Revised 4/96 <br />VMP4N(NE) (13021 <br />Page 9 of 10 <br />