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Acknowledgment <br />State of Nebraska <br />County of Hall <br />This instrument was acknowledged before me on Apri 1 25, 2014 by <br />Norman L Schmidt, Donna J Schmidt <br />otr ry Public <br />Amanda Moritz <br />My commission expires: 09/26/2015 <br />'10 <br />Loan origination organization Union Bank and Trust Company <br />NM LS ID 408559 <br />Loan originator Amy Steffen - Schutte <br />NMLS ID 530587 <br />FHA Mortgage WITH MERS -NE <br />VMP <br />Wolters Kluwer Financial Services <br />201402505 <br />14-03-000005 <br />Revised 4/98 <br />VMP4NINE) 11302) <br />Page 10 of 10 <br />