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��14��3�� services and subsequen�charges each�i�n�remappings or similar changes occur which reasonably might affect such determination or cer�ifica�xon. �orr�wer shall also be respQnsible for the payment of any fees irnposed by the Federa�Emergenc}�Management Agency in�onnection v�ith the re�iew of any flood zone determinati�n resulting from an ob�ection by Borro�ver. �f Barra�ver fails to maintaix�any of the caverage�described abave,Lender may vbta�n insurance ca�erage, at Lender's option and Barrovv�r's expense. Lender is under n�obligatifln to purchase any par��cular type or amount of coverage. Therefore, su�ch coverage sha11 cover Lender,�ut might or might not protect Barrower, Barrower's equi�y in the Property,or the c�nte�ts of�he Praperty,against any risk,hazarc�or liab�lity and might pr��de greater or les�er coverage than was previously in effect. Borrawer ackr�ow�edg�s that the cos� af the insurance coverage so abtained m�gh�significantly exceed the c�st of insurance that Borrow�r could have ob�a.ined.�ny amaun�s disburs�d by�.ender under this Sec�t�an 5 sha1�become additional debt of B�rrower secured by�his Security�nstrument. These amnunts shall bear interest at th�Note rate from the date of disbur�ement an.d shall be payable,with such interes�,upon notice from Lender to$orro�ver reques�ing payment. A11 insurance policies required by Lender and rene�als of such poiicies shal�be subject to Lender's right to disapprove such po�i�ies,shali�r�elude a st�.�dard mortgage clause, and sha11 name Le�der a�n�ortgagee andfor as an additional loss payee. Lend�r shall ha�e the right ta�old�he policies and renewal certif�cates. If Lend�r requ�res, Barrow�r shal�promptly give ta Lender al�receipts of paid premiums and renevval ��tices.I�Bo�o�er obtai�.s an��orm of insurance co�erage,r�ofi�t�x�r�ise required b��.er�der,far damage to,or destruction of,the Proper�y, such�olicy shall include a sta.ndard mortgage clause and shal�name Lender as mortgagee andlflr as an add�tiona��oss payee. In the event of Ioss, $arrawer shall give prompt n�tice to the insurance carrier and Lender. Lender ma�r make proof of�oss if not made prflmptly by Borro�er. Unless Lender and Barrower atherwise agre� in writing,any�nsurance proceeds,�hether or not the underlying insurance was require�by Lender, shall be appi�ed to restoratian or repair of the Praper�y, if the restoration or repair is�conamica�ly feasible and Lender's securit�is n�t�essen�d. During such repa�r and re�t�ratio�.peri�d,Lender sha�l have the right�� hold such insura�.Ge proceeds unti�Lender has had an opportun�ty ta�nspect such Property to ensure the �ork has been comp�eted ta Lender's satisfaction,pravided that such inspection sha��b�undertaken promg��. Len�er may disburse pr�ceeds for the repairs and restoration in a single�aayment ar�n a series of pr�gress payments as the vvork is completed. LTnless an a�reement is made in writing ar A�p��cabie Law requires in�erest�a be paid on such insurance proceeds,Lender shall not be required to�ay Borrower any in�erest or earnin�s on such proceeds. Fees f�r pub�ic adjusters,or other third parties,retained by Barro�ver sha11 nat be�aid out of the�n�urance proceeds an.d sha�l be the sale abligation of Borrower.If the r�s��ration or repair is�.�t economically feasible or Lender's�ecurrty�ou1d be les�ened,the insurance proceeds shall be app�ied to the sums secur�d by this Secur�t�Instrument,whether or riot�hen due,�uith�he excess, if a�.y, paid to�ono�ver. Su�h insu�ance proceeds shal�be app�ied ir��he order pro�ided for in�e�tiQn 2, �f Borrower abandons the Property, Lender may fil�,negotiate and�ettle any availa�le insurance claim and related matters. If Borrower does not resp�nd within 3�days to a notice from Lender that the insurance carrier has affered to set��e a c�aim,then Lender may negotiate and settle th�claim. The 3�-day period wi1� b�gin when the notiGe is�i�en. In either e�rent,ar if Lender acquire��he Prop�rty under Section�2 or otherw�se, Bortower hereb�assig�s to Lender�a}Borrower's r�ghts to any in�urance proceeds�n an amount aaot#o exGeed th�amounts unpaid under the Note ar this Security Instrument,and(b}any a�her af Borrawer's rights�other than the righ�to an�refund of unearned premiums paid by Barra�er)under all �nsurance pa�icies covering the Property, insofar as such rights are appiicable ta the coverage of the Proper�y. Lender may use the insurance proceeds either to repa�r ar restore the Property flr to pay amaun�s unpaid under the Note�r this Se�urity Instrument,whether or not then due. NEBRASKA-Sir�gle Family-Fanni�MaelFr9eddie Mac L1NlFQRM INSTRUMENT WITH MERS '�� Form 3428'f14'� VMP� VMP6A(NE}�1342)A� Woiters Kluwer Financia�5eniices Page 7 of 17 q�3324811726 0�33 364 �717