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<br /> The Funds shall b�held in an�nstitu�ion whose deposits are in.sured by a federal age�cy, instrume�tality,or
<br /> entity�inc�uding Lender, if Lender is an inst�tution whose deposits are so insured}or in any Federal Home
<br /> Loan Ban.�. Le�c�er shall apply the Funds t�pay the Escrow Item�no lat�r than the time spec�f�ed under
<br /> RE SpA. Lender shall not charge Borrower for holdYng and applying the Funds,annually analy2ing the
<br /> escro�v account,or verifying the Escrow Items,unless Lender pays Borra�rer interest on the Funds and
<br /> App�icable Law p�rmits Lender to make such a�harge. Unless an agre�ment is made in t�riting ar
<br /> Applicable Law requires�nterest to�e paid on the Fuuds, Lender sha��not�e required to pa�Borr�wer any
<br /> �nterest or earnings an the Funds. Barrower and Lender can agree in�vriting, howe�er,that interest shall be
<br /> paid an�h�Funds. Lende�s�.a1�gi�ae to$orro�er,�vitho�t�harge,an a��.ual a�c�ounti�g of th�Fun�s as
<br /> required by RESPA.
<br /> If there is a surplus of Funds held in escrow,as defined under RESPA, Lender sha11 account to Borrovver for
<br /> the excess funds in accordance vvith RESPA. �f there is a sharta.ge of Funds held in escrovv,as de#"ined under
<br /> RESPA,Lender shall notify Borrawer as required by RESPA,and Borrower sha��pay to Lender the amount
<br /> ne�essary to make up the shortage in aceordance vvith RE SF'A,but�n no mor�than 12 monthty payments. If
<br /> there is a defiGiency of Funds held in escrow,as de�ned under RESPA, Lender shal�notify Bvrra�er as
<br /> re�uired by RESPA,and��rrower shall pay t�Lende�the am�unt�ecessary t�mak�up the def��iene�i�
<br /> accordan�e�vi�h RESPA,but i�.no m.ore than 12 monthiy payments.
<br /> Upon payment in full of ail sums secured b�this Securi�Instrument, Lender sha�l prarnptly refund to
<br /> Bo�rro�er any Funds he ld by Lender.
<br /> 4. Charge�;Liens.Borro�rer sha11 pay a11 taxes, assessments, charges, fines, and imposit�ans attributable to
<br /> the Prvperty tivhich�an�.ttain priority over th�s Securi�y Instrument,leasehold pa�men�s or ground rents�n
<br /> the Pr�perty, if any,and�ommun�ty Associatian Dues, Fees, and Assessments, if�.ny, To the extent that
<br /> these items are E�crow Items,�orrower sha1�pay them in the manner provided in Sec�ion 3.
<br /> Bvrro�re�'sha��pr�r��tly disch�rge a�.y Iien��.ich has pr�or��y o�er this Securit�Ins��.ent unless
<br /> I�orrowe�r: (a}agrees�n�vriting to the payment of the ob�igat�an secured by the lien in a manner accepta.ble
<br /> to Lend�r,but on�l�so lang as$orro�er is�erfarming suc�a.greement; �b}contest�the lien in good fai�h�y,
<br /> or defends aga�nst enforcement of the lien in, 1ega1 pra�eedings�vhich in Lender's apinion operate to pre�ent
<br /> th�enf�rcement af th��ie�whi�e those proceedings are pending,but o�.�y unti�such proe�edings are
<br /> �on.clud�d;or�c)secures from the holder of the lien an agreement satisfactory to Lender subordina�ing the
<br /> lien ta this Security�ns�rumen�. If Len�er�.etermines that any part of�he Froper�y is sub�ect to a lier��rhich
<br /> can at�ai�priority o�er this Security�nstrument, Lender may gi�e Borrawer a notice identxfying the lien.
<br /> Within 1�days of the da�e on which that notice�s given, Borra�v�r sha�i satisfy the lien or take one or mare
<br /> af the actions set forth ab��e in this S�c�ion 4,
<br /> Lexad�r may require Borrower to pay a one-time�harg�for a real estate ta.x veri�cat�on andlor reporting
<br /> servic�used by Lender in�onnection with this Loan.
<br /> 5. Pr�operty lnsurance.Borro�ver shall kee�th�improvem�nts now existing or hereafter er�cted o�the
<br /> Propetty insured against lass by fue,hazards inc�uc��d within the term"exten�ied covera��,"and any other
<br /> hazards�ncluding,but not limited ta,earthqual�es ar�d flood�,far�vh�c�Lender requires��.surance.'�his
<br /> insurance sha11 be mainta���d�n the amounts�includ�ng deductible levels}and for th�periods that Lender
<br /> requires. �hat�ender reqt�ir�s pu.�suant tn�he prec�di�ag sentence�car�change c��ring��.e term�f the Lvan,
<br /> The insurance carrier providing the insuranee shall be cho�en by Borrawer subject to Le�der`s right t�
<br /> disapp�o��Borrot�er's�ho��e,v�hich rig�it sha1�not be e�ercised unreasona�ly. Lender may require
<br /> Borrow�r to pay, in cannection with�his Loan, exther: (a}a on.e-time charge for flood zone�etermination,
<br /> cert�ficati�n and tra��.ing services;or�b}a�ne-time Gharge for f�ood zone determina�ion and certification
<br /> NEBRASKA�ir�g�e Family-Fannie MaelFreddie Mac lJNIF�RM INSTRUMENT 1f111TH MERS � .� � Form 3�28 1141
<br /> �
<br /> VMP� VMPfiA�NE}[1342}.4�
<br /> Wolters Kl�wer Financial Serv�ce� Page S of��
<br /> q433�481�?z6 Q�33 364 Q517
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