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��14��33� An.y amounts d�sbursed by Leader under�h�s Secti�n�shall b�came additivnal d�bt of�orrower se�ured by this Secur�ty Inst,ruument.These amaunts shall bear interest at the Nate rate from th�date�f d�s�ursement and sha11 be payable,tivith such interes�,ugon notice from Lender t�Borrower r�qu�sting payment. If this Security Instrument�s on a leasehoid,B�rrower shall c�mply with a11 the pro�isions of the Iease. If Bvrrower acqu�r�s f�e title�o the Proper�y,the leasehold and the fee title s�a11 nat merge un�ess L�n�er agr�es to th�merger in writing. �1�. Ma rtgage I ns u ran ce.If Lender required Mortgage Insurance�s a candition of making the Loan, Borro�ver shall pay the premiums requued to ma�ntain the Mortgag�Insurance in effect. If, for any reason,the Mortgage Insurance coverage re�uired by Lend�r ceases�o be availab�e from the mortgage�nsurer that previously pro��ded su�h��.surance and B�rrawer vvas required to make s�parately�es�gnated payments toward the premiums f�r Mortgage Insuranc�,Borrower sha�l pay th�premiums requ�red to obtain coverage substantially equiva�ent ta the Mortgag�Insurance previous�y�n effect,at a cost substantia�ly equivalent to the cast to Borrower of the Mortga�e Insurance previous�y in effect, from an a�ternate mortgage insurer selected by Lender. If substant�al�y equivale�t M�r�gage Insurance coverage is not�vailable,Borrov�er sha�l c�ntinue to pay to Lender the amoun�of the separately designat�d payments that were due when the insurance coverage ce�sed to be in effect. Lender wil�aceept,use and retain th�se payments as a non-refundable loss reser�e in lieu of Mortgage Insurance. Such loss r�serve shall be non-refundable, notwithstanding the fact that the Lc�an is u�timate�y paid in fu11,and Lender sha11 not be r�quued to pay Borrower any interest�r earnings on such l�ss reser�e. Lender can no longer require�oss reserv�paym�nts if M�rtgage Insurance covera,�e tin the amount and for the period that Lender requires)provided by an insurer sel�cted by Lender again becames available, is obtained,and Lender requires separately designated paym�nts toward the premiums for Mortgage In.surance. If Lender required Mortgage Insurance as a c�ndition of making the Loan and Barrower�vas r�quired to make separately designated pa�nents towa,rd th� premiums for Mortgage Insurance,Borrovver shall pay the premiums required to mainta�n Mortgage Ins�rance in effect,or to provide a non-refundable 1o�s reser�e,until Lender's requirement f�r Mor��;age Insurance ends in accart�ance�vith any written agreement betvveen B�rr�wer and Lender providing for such t�rminativn or unt��termination is required by Applica�le La�.Nothing in thxs Section 1�affects Borrovver's obliga��n to pay�aterest at the rate pro�ided in the Note. Mortgage Insurance reimburs�s Lend�r(or any entity that purchases the Note}for cer�aia�asses it may incu.r �f Borrower daes not repay the Loan as ag�reed. �o�ro�ver is n.ot a party to th�Mortgage Insurance. Mortgage insurers evalua�e their tota�risk on a��such insurance in force fram�ime to time,and may enter into agreements with oth�r paxties that share or rriodify their risk,ar reduce lo�ses. Thes�agreements are�n terms and coaditions that are satisfactary ta the mor�gage i�.surer and the other party(or parties}to th�se agr��ments.These agteements ma�r require th�martgage insurer to make payments using an�source of funds that the mort�age in.surer rnay have a�ailab�e(which may�nclude funds obtained from Mor�gage Insurance premiums}, As a resu�t Qf these agreements,Lender,any purGhaser of the Note,anath�r insurer,any reinsur�r,any other entity,or any affil�ate of any of the foregaing,may receive(dueetly or indirectly)amounts that derive from(or might b�characterized as}a p�rtion of�orrower's pa�ments for Mortgage In.sura.nce, in exchange for sharing or modifying the martgage insurer's r�sk,or reducing�osses. If su��i agreernent pro�ides that an affiliate of L�nder�kes a share af the insurer's risk in exchange for a share of the premiums paid to the insurer,the arrangemen�is oft�n termed"capti�e reinsurance."Further: q�33z5?62251 4�33 349 4917 . NEBRASKA-Sir�gie Family-Fanr�le MaeiF�ddie M�c UNlFQRM lNSTRUME1dT W�TH MERS � � Fa�m 3a28 114i VMP� VMPfiA(NE)��3U2).U4 Woiters Kfuwer Financial Serv�C.�es Page 9 0#1?