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<br /> App��cab�e Law. As used in �his �ecurity Ins�rumen�, the term "Appli�ab�e Law" shal� mean all con�r��lin�
<br /> app�iea�ie federai, s�ate and ��ca� s�atutes, re�u�at�ons, ordi.�aances and ac�m�nis�rat�ve ru�es and orders �that have
<br /> the effec�of Iaw�as v�el�as a�l appl�cable f nal,non-appealable�ud�cial apinions.
<br /> Chargesy L�ens. BorrovWer sha�l pay alI �a�es, assessments, char�es, f nes and impos���ons at�ribu�able to the
<br /> Property which may at�a�n pr�flr��y o�er this Secur�ty �nstrument, and �easeho�d paym�.�nts or�round r�nts, �f any.
<br /> At the reques�of Lender, Borrower shall promp��y furn�sh to Lender receipts e�v�dencin�the payments.
<br /> Borrower sha�I prom�tly dischar�e any lien wh�ch has �riarity o�er this Security Ins�rumen� un�ess Borrower: �a�
<br /> agrees �n vvrit�n� t� the payment �f the obl i�atifln secured by th� i ien in a manner ac�e�tab[e �� Lender; (b}
<br /> cnn�es�s �n gaod fa���a the Iien by, or defends against enfarcement �f the Iien �n, le�a� proceedin�s which �n �he
<br /> Lender's opin�an operate to pre�ent �he enf�rcement af the lien; or ��} secu�-es firom the ho�der of�he lien an
<br /> a�reemen� sa�isfactory to L�nder subordinatin�the lien �o �his Secur�ty Ins�rumen�. �f Lender determines �hat any
<br /> part of the Prflper�y is sub�ect tfl a l�en v�h�ch may attain priority over �h�s Securi�y Instrument, Lender may �ive
<br /> Bflrr�wer a na�ice id�ntify�ng the lien. Borrower shal� sat�sfy �he Iien or�ake one or m�re �f�he ac���ns se� fnr�h
<br /> abo�e within ��days of the givin�of notice.
<br /> Hazard or Proper�y insurance. Borrovver sha�l l�eep the impr��ements naw exis��n� or hereafter erec�ed on�he
<br /> Prnper�y �nsured a�ainst�oss by fire, hazards �nciuded w�thin�he�e�-m "ex�ended covera�e" and any other hazards,
<br /> inciudi.n� floods or f�oodin�, f�r which L�nder requ�r�s insurance. This insurance shal� b� maintained in the
<br /> amounts and for�he�eriods that Lender�-equires. The �nsurance carri�r pr�Wi�lin�the �nsu�anc�shall be chosen by
<br /> Borr�wer subject �a Lender's approva� which shall not be unreasonably w�thhe�d. If Barrower fails �a �naintain
<br /> c�vera�e described abo�e, Lender may, at Lender's op�ian, o�tain co�erage to protect Lender's ri�h�s �n the
<br /> Proper�y in accardance with sec�xan t����d lPr��ect�on of Lend�r`s Ribh�s in�he Property.
<br /> All �nsurance polxcies and renevvals shall be acceptab�e tn Lender and sha�� inc�ude a standard rnort�a�e c�ause.
<br /> Lender shal�ha�e the righ�to hold�he palicies and ren�wals. �f Lender requi.resy Borrower sha�l promp�ly give ta
<br /> Lender a�l receipts af:paid premiums and�ene�val notices. In the event of loss, Borrower shal� �i�e promp�notice
<br /> to the xnsurance carri�r and Lender.Lender ma�make�araaf af Ioss�f no�made pron�pt�y by Barrawer.
<br /> Unless Lender and Borrovver o�herwise agree in vwr-it�n�, �nsurance proceeds shal� be app�ied to rest�ra��on o�r
<br /> repa�r �f�he Property damaged, if, in Lender's s��e discre��on, �he r�s�oration or repair is �c�namical�y feasib�e
<br /> and Lender's securi� is n�t �essened. If, in Lender`s so�e discretion, the res�ara�ion flr repair �s not ecflnomically
<br /> feasibie or Lender's s�curity wau�d be lessened,�he insurance proceeds shall be app��ed ta�he sums secured by�his
<br /> Security �nstrumen�, whether ar not �hen due, with any excess paid �� B�rrower. If B�rrower abandons �he
<br /> Pr�perty, or daes not answer wxthin the number�f days prescrib�d by Appticable Law as se�forth �n a no�ice fro�n
<br /> Lender t� B�rrower�hat the �nsurance carrier has �ffer�d to sett�e a c�a�m,then Lender may cal�ec��he �nsurance
<br /> proceeds. Lender may use �he proceeds t� repa�r �r restore the Property or to pay sums secu�red by this Securi��
<br /> �nst�umen�,vvhe�her or no��hen due. The p�riod of��me f�r Borrovv�r�a ansv�er as set forth in the no��ce wi�l b��in
<br /> when the natice�s�x�en.
<br /> Un�ess Lender and B�rrower o�herwise agree in wri�inb, any app�icat�on of pr�ceeds t� principal shall not extend
<br /> ar p�stpone �he due da�� of�he paym�nts due under�he Cantract flr chan�e �he a�moun� af the payments. �f under
<br /> �he section tit�ed Ac�e�era�ion; Remedxes, the Proper�y is acquired by Lend�r, Borrower's ri�ht to any insurance
<br /> pal�cies and pr�ceeds resul�in� from dama�e �o the Property priar �o �he acyuisition shaIl pass to Lender �a �he
<br /> extent of th�sums secured by th�s Securz�y Instrumen�immedia�e�y prio�r to�he a�quisi��on.
<br /> Preser�ation, Ma�ntenance and Pra�ec��an �f the Proper�y; Borrower's Loan Appiication; Leaseho�ds.
<br /> Barravver sha�l nat d�stroy, da�ma�e or impair the Properry, a�low�he Prflper�y to deteriorate, or commit was�e fln
<br /> �he Proper�. Sorraw�r sha�l be in defauit�f any forfeiture actian�r proceedin�,vvhether ci��l or��iminal, is be�un
<br /> �hat in Lender`s �oo� fa��h j udgment could r�su�� i.n forfei�ure of�h� Proper� or a�hervv ise materia�ly impair�he
<br /> lien created by �h�s Security �nstrument or Lender's s�cur�ty interest. Borrawer m�ay cure such a defaui� and
<br /> re�nsta�e, as pra��dec��n section titl�d Borrowerts R�ght �o Re�nstate, b� caus�n��he a��ion �r proceedin�to be
<br /> d��xnissed with a ru��.ng that, in Lender`s good fa�th determ�natiorz, precludes forfe�ture of th� Borrawer's interest in
<br /> �he Proper�y or o�her mater�al impa�rment of the �ien created by �h�s Security �r�strument flr Lender's secur��y
<br /> �nterest. Borrower shaii also be in default�f B�rrawer, durrn��he Ioan application pr�cess,�a�e ma�eria��y false or
<br /> inaccurate infarmati�n �r sta�ements �o Lender �or failed to provide Lender w��h any ma�erial infarmation� in
<br /> cannection wxth the Ioan evidenced by�he Contract. If�his Secur��y Instrument is on a leasehold, Borrow�r shali
<br /> c�mply w�th a���he pro��sions of the leas�. If Borrnvver acqu�r�s fee�i�le�o�he Praperty,the leaseh�ld and�he fee
<br /> t�t�e sha�]not merge u�nless Lender agrees�o�he merger�r�writing.
<br /> Protec��vn of Lend�r's R�ghts in the Prvper�y. �f Borrower fails �o perform the covenants and a�reemen�s
<br /> contained zn this Secur�ty Ins�rume�.t, ar there is a le�al�roceeding tha�may si�n�f can��y affec�Lender's r��h�s �n
<br /> �he Prnper�y �such a� a proceed�ng �n bankruptcy, probate, for condemna�xon ar forfeiture or t� enforce laws or
<br /> regulati�ns}, �hen Lender may d� and pay for whate�er is necessary �o pro�ect the vaiue of the Property and
<br /> Lender's rights �n�h�Property. Lender's ac�ions may include payin�any sums s�cured by a lien which has pr�ority
<br /> over this S�cuari� Instrument, appearin�in cour�,pay�n�reas�nable a�t�rneys'fees and enter�n�on the Praper�y to
<br /> make repa�rs.A�thaugh Lend�r�nay ta�e act�on under thzs se�tion, Lender does not ha�e�o da so.
<br /> Any amounts d�sbur�ed by Lender under th�s section sha�l became addi�ional debt of�orrower se�ured by �his
<br /> Security �ns�rurnen�. Unless B�rrov�er and Lender a�re� �o ather �erms of payment, these a�-noun�s shal� bear
<br /> interest fro�m the date of dxsburse�nent at the same rate assessed on ad�an�es under the �on�ract and sha�l be
<br /> payable,with in�erest, upon notice fr�m Lender to B�rrower requ�s�in��aymen�.
<br /> �2QQ4-20I�C�mpiiar��e Systems,inc.8EB3-3C7F-?�t 3�.2.O.E1.712
<br /> Cvnsumer Rea�Estate-Sec�srity tnsti'ucnent DL?03G 1'a�e 2 af 5 www.conipIiaFicesyste���s.cai�i
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