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��14�1455 <br /> ser�ices ar�d subsequent charges each�ime remappin�s or siYi�ila�changes accur Wl�ich reasonably mi�ht <br /> affe�t such determinatio��or certifi��tion. Borrower shall also be respans�hle for the payment of�ny fees <br /> irnposed by the Tederal Eme�gency Management Ag�ncy in�annection with the re�ievcr of a.n�flood �one <br /> c�ei�rminatic7�i re�ulting f-rt�m an nhj�clion hy Bc�ri-�wc:r. . <br /> Ii��3c�rrower�ail�t�maintain an�r����th��[�vera�es descrih�d ab�rre, Lender may�htait3 insurance�overa�-e, <br /> �it Lender'�option and Borra��er's expense. Lend�r is under no o�iigation to purcl�ase any particular type or <br /> G�naa�.xz�t of covera��. Therefore, sueh ca�erage shall caver Lend�r, �ut migl�t or rn�gl�t nat protect Borra��re�-, <br /> .�arrower's eq��i�y in the Prap�rty, or tl�e contents of the Property, against any risk, haza�•d or li��bility and <br /> �night pro�ide gre�ter or lesser co��rage tl�an was previously in effect. Borrawer ack�awiedges tl�at�l�e cost <br /> of the ix�sura�ice co��rag�so abtair��d might signYfica�7tly exce�d the cost of i��suranc�tl�at Barrow�r cou�d <br /> ����e obtained. Any amaunts dis�urs�d by Lender under tl7is Section 5 shal�become additional debt of <br /> Bor�•otiver secured by tl�rs Security 7tlsti urnent. Tl�ese amounts shall beaa�in�e�est at the�ote rate fi•om th� <br /> date of disbursement��d shall be payahle, with such intere�t, upon notiee from Lender�a Borra��er <br /> requesting payment. <br /> A�1 insur�nce po�icies required b�Lender and renewals of such palic�es sha11 be suhject to Lender's right to <br /> c�i�a�p�-c�r���uch�c�]ici��, �ha�l include a�tandarci mortgage clau�e, and �hall nam�I.l�nd�t•as mc�rt�a�e� <br /> andlor a�dn addition�l lo�s payee. Lendcr shall ha�e the ri�ht to l�old the policie�and�e��wal certificatcs. <br /> �f Le��deY-requrres, Borr��er shail pramptly���e to Lender all re�eipts of paid premiums and renevcra� <br /> n�tices. �f Borrower obtains��ny form of xris�zr��n�e co�erage, not otherwise re�u�u•ed�y Lender, fflr d�m�ge <br /> to, or destructian of, tl�e Praperty, such palicy sl�all include a standard mor�gage clause�nd shall�name <br /> L�ridtr as rnor�gage�andlor as a�7 additia��al lass pay�e. <br /> I�7 the e����t of�oss, Borrow�r sha��gi��pror��pt xlotice to the insura����carri�r and Ler�der. Lex�der���ay <br /> make proaf of loss if nat made pr�mptly by Borrov�er. Unless Lender�d Borrovver other�vise agree in <br /> ��rritin�, a.ny insurance proceeds, whether or r�ot the underlying insurance was required by�Lenc�er, shall be <br /> t:�ppliec� to retitc�ration or re�ai�•c�l�the 1'r��erty, if the retitora�ion or repair i�ec�n��micr�l�y feasihle and <br /> Lender`s�ec��rity is not lessened. During such repair a�nd restoration periad, Lerid�r shall ha�e the ri�ht ta <br /> ��zold�uch�x�suranc:e praceeds u��til Le�ad�r has l�ad an opportunit�r to i��sp�ct such Property to�xisur�the <br /> �vork has be�:n completed�o Lender`s satisfactiox�, provided that sucl�i��speetio�sh�ll he undertaken <br /> promptly. Lender may disburse proceeds for the repairs and restoratian in a sin�le paymex�t or in a series of <br /> �rc��r�:ss�ayln�nts as tl��wc.�rk is ec�m�Iet�:c�. L�nl�s��n agreem�nl is made in writing or�1pplicahle La�u� <br /> requires inte�•est to be paid on such insuranee proceeds, Lender shall��t be required Co pay Borrav►rer any <br /> �t�terest�r ea�nix7�s on sucl�proceeds. Fees far public adj usters, or otl�er thil•d parties, �etained by BoY-i-ower <br /> sl��i11 r�ot he paid out of tl�e insurance proceeds and shali be the sale olaligation of Borrawer. If ihe r�stor�tion <br /> or repc�ir is not economically feasihle or Lender's security would be les�ened, th�insurance proceeds sl�all l�e <br /> r�ppiieci to tl�e sutns secur�d by tllis Security�r7strume��t, vvh�th�r or nat t�l�n�iue, with th�excess, if at�y, <br /> paid to Bo�•rowcr. Such insurance proceeds sha�I be appli�d i�the order prouided for in Sectioi7 2. <br /> ���Borro�er at�andons the Property, Lender may file, negat�atc and�ettic any a�ailablc insurance claim and <br /> �-elated n7�tters. If I3orrr�wer does nat respond within 3fl days ta a notice finin Lender��iat the insurailce <br /> c�irrier has offer�d to�ettle a claam, the��Lfender�i�ay negotiate and settle the claim. The 3D-day p�rio�i will <br /> be�in wl�et7 ���e notice is�i�����. �.n eitlier e�ent, or if Lender acquires the Praperty under Sectian 22 or <br /> o�herwise, Borraw�r l��r�by assigns ro Ler�der�a)Borrower's rig��ts to any i��suranc�proceed�i��ar�a�noutat <br /> nnt ta exceed the aYnounts���paid under t��e Note ar this Security I�strument, �d �h}�ny❑thei❑f <br /> )3orro��er'�r-��hts(ather than the ri�ht to any refund of utaearned premiums paid by Borrawer}uri�er ali <br /> i��sua•ance pt�licies co�erin�t��e Prop�rty, insofar��s suc��ri�l�ts�.-e applic�31�1e to the co�e�•age of tl�e <br /> Property. Lend�r may u�e tl�e ins��ranc�proceed�eitl�er to repair or restore the Froperty or ta pay amounts <br /> utapaid under tIX�Notie or this Security Instrur�Yent, wh�ther or tiat therl due. <br /> 2Q14-��6�5�3 i�di�497f3p012272865 5857 <br /> NEBRASK�1-5ingle Farniiy-�annie MaeiFr�ddi�Mac UNIFC�RM IhJSTRLIIVIENT WkTH M�FiS � �arm 3�2E3 1101 <br /> VIVIP t� VMPfiA�NE}(13�2} <br /> Wolters Kluwer�inanciaf S�r�ices 3!1�1�014 9:46 AM Pag�7 nf 7 7 <br />