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��14�1455
<br /> Th�FuY�ds sha�l�ae heid in an instit���ion whc��e depo�its are insured b�r a federa�agency, i��str��mentality, or
<br /> cntity �inciut�rng Lcnd�r, if Lender is an insritution wl�ose depasi�s are so insured}or in a�y F�deral Home
<br /> ��aatY Bax�k. Ler�d�r s�iall app�y th�Fut7ds ta pay���e Escrow Itex�.�s Yao Iater t�zat��he tiY�l�spec;ifi�d ut�der
<br /> I�F SPA. ���nder shal� nat c��ar�e�orrower fc�r��oldin�and applying the Fur�ds, a�nur�lly��ialyzing the
<br /> e�crc���accc�unt, c�r �er�fyin�;tl�e F�crow �tem�, unle�s [.e��der Pay�.Borrc�wer inter�tit on the�'undti�nc�
<br /> Applica6�e Law permits Le�Yder ta make 5ue�1 a c��arge. �C]�nless an a�reeme��t is n�ade in writin�ar
<br /> Applic�ible Law requires interest tfl�e paid on the Funds, Lex7der sh�l nat b�required to pay Borro��ver��ny
<br /> ii�terest or�arnin�s an the Fund�. Barrower and Lend�r can a�ree in��ri�in�, l�awe�er, that interest sh�l be
<br /> paid on tl�e Fund�. Lender shall give to Borr�wer, without charge, �iI2�nill]cll ciCC�t]17C1�7g�f Y1]�FLli7a5 ci5
<br /> re�uired by RESPA.
<br /> �f there�s�surpl�,�s of Funds held in escrow, as de�ned under RESPA, Lender shall�iccount to Borrower for
<br /> t�Ye excess funds in accorda��ce����th F�ESPA. �f there is a shorta�e of Fur�ds l�eld in escro�v, as d�fined under
<br /> R�SPA, Lcndcr shall 1�otify Borrower as required by RESPA, and Borrower shall pay t❑Lender the amount
<br /> x��ces���y to make t�p th�shorta�e�t�accordanc�with RESPA, but i��na more t17at� �2 motat��ly paym�r�ts. If
<br /> t l7ere is a deficiency of Funds h�ld�n escrow, �s defined under�ESPA, Lender shal� notir�Baz�ow�r as
<br /> reyuir�c�hy ���:SP�, ��nc� Rc�rrc�wer til��all pay tt�L,ender�he am�unt Y�ec�S�ary tc�make up l�xe c�efici�ncy in
<br /> �iccorclance���ith RESPA, �ut in no more th�n 1�monthly payments.
<br /> tJpon pa�rii�nt it�fu11 of all �ums secured hy this Sc:curity�t�strunler�t, L��id�r shall promptly refi���d to
<br /> Borro��er any Funds l�eld hy Le�nder.
<br /> 4. Charg�s; L��nS. Borrower shall pay all taxcs, assessments, char�es, fines, and impositions attributable lo
<br /> thc 1'roperty which can attain priority o��r this Securi�y Instrument, �easehold payments or ground rents an
<br /> t�1�Prap�rty, if a��y, and C',��z�mu�zity Associatio�i Dues, Fees, a��d Assessments, if at�y. To the ext�t�t that
<br /> these itetns are Escrow Yte�ns, Borrower shall pay th��m in the manner pra�ided i�� Sec:tion 3,
<br /> St�rrow�r shai�promptly discharge any lien which has priority oWer this Security Instrumen�unless
<br /> �3orrov�rer: �a}a�rees in v�riting ta the paymenti of the obligat�on secured�y the lzen in a ma��7er accepta��e
<br /> �c��_,en�ier, hr.�t C}nly 5r�lc�n�a..� Bc�rrc�wer i�periorming�ueh a�reemeni; �h�cante�ts the lien in�c�oc�faitl��y,
<br /> ar defends ag�inst enforcem�nt af the lien in, legal praceedings whi�la in Le�der's apit�r��x operate to pre�ent
<br /> t��e enfor�:ement of tl�e lien «hi�e�hose proceedings are pending, but only until such proce�din�s�:re
<br /> concl�rded; or (c� secures fram tlae halder of�he l�er�an a�reement satisfactory t❑Lender sub�rdin��ting tl�e
<br /> liei��o this S�curity In�trume�t. If Lender deterrnines that any p�rt of�he Proper�y is subject to�liex�which
<br /> cG�i�attain priority over this Security Inst�•um�rxt, Lender Yna�gi�e�orrow�r a nc�tice identifyin�the lien.
<br /> W1��7117 1Q�ays of the date on which tl�at noticc is gi�eri, Borrawer shail satisfy the liet�or tal�e onc or more
<br /> af the actiot7s set fort��abo�e in this 5ectia��4. d
<br /> Le�der m�y require B�rro�er�o p�y a one�time�harge for�re�1 esrate t�x��erification��dlor reportin�
<br /> �ervice used by Lex�d�r in connection with this Loan.
<br /> 5. Prop�rty I n�urance. Borrower sl��l k�ep tl�e irnprove�rnents now existin�or herea.f�er erected❑n the
<br /> Property instxred�gainst los�by fire, l�azards i�clu�ed within the t�r�n "extendeci co�era�e," and any other
<br /> 13azGu ds�ncludirig, hut r�ot l�mited to, earthqu�kes�nd floads, for wl�ich Lender requires insur�nce. This
<br /> ii7surance sha�l be maintai�7ed ix�tl�e amour�ts�in�luding deductible le�els}a��d for t��e periods t��at Le�Ide�•
<br /> rcqurres. �hat L�nder rcquires p�2rsuant Ca the prcccdin�sentenc�s can change during the t�rm of thc Laan.
<br /> ri'l�e in�urance carri�r pr��ic��n�the inwurance�hall he chatiet�hy Borrower suhject tt� 1_��nder's right lc�
<br /> �t�isappro�e I3orrower's cl�o�ce, v�hic��right shall nat be exercised unrea�anab�y. Lender�ma�require
<br /> �3nrrow�r t❑pay, in eonnection w�th this Loan, eitl�er: �a}a oneW�ime charge for flt�od zone deter�nination,
<br /> c:e�tifi�ation and tracki���services; or�b� a one-time�17ar�e for flood znne de�erm�nation�nd certir�cation
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<br /> NEBRASKA-Singl�Family-Fannie MaelFr�ddi�Ma�LJNIFQRM INSTRUMFJVT WITH MEF�.S Fnrm 3�28 1101
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<br /> Wolters Kluwer Finar�ciai 5ervices 3!1❑12a1 4 9:4fi AM f'ag��af 17
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