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��14��9�1 <br /> r�quired by RESPA, and Bnrrower shall pay to Lender�he amount necessar�tfl make up the de�cienGy �n <br /> accordance with RESPA, but�n no mare than ��month��pa�ments. <br /> i�pon payment in full af all sums secured b� this Secur�ty Ins�rumen�, Lender sha��prompt�y refund t� <br /> Borrawer any Funds h�ld by L�nder. <br /> 4. �har�es� Lien�. Borr�wer shal�pa�a�l �axes, assessmen��, eharges, �n�s, an�imposi�ions at�r��utab�e to <br /> the Prop�r�y which can attain przQri�� aver this Secur�ty Instrument, �eas�hold payments ar graund r�nts an <br /> �he Prop�r�y, �f any, and Comrnunity Associatian Dues, Fees, and Assessm�nts, if any. To th�extent tha� <br /> �hese�t�ms are�sCraw �tentis, Borrotiver shali pay them in the manner pr��ided in���t�an 3. <br /> Borrower shall prompt�y discharge any���n vvh��h ha�pr�Qri�y over�his Security Instrum�nt unless <br /> Borrow�r: �a} agrees in wri�ing to the pa�ment�f�he��l�gation secured by�he�zen�n a manner acc�p�abX� <br /> to Lend�r, but�nly so l�ng as Bnrr�w�r is performing such agreemen�; �b} cont�sts the lien in gaod fa��h by, <br /> or defends agains�enforcement af the�ien in, legal praceedings wh�ch �n Lender's opinion operate t�pr�v�n� <br /> �he enfar��ment af�he��en whi�e those prace�dings are pend�ng, but on�y un�i� such prn�eed�ngs are <br /> c�nc�uded; ar�c} secures fram�he halder of�he lien an.a�reement sati�fac�ory�o Lender subord�nat�ng the <br /> ���n�o th�s Securi�y�ns�rument. �f L�nder de�ermines �ha�any par�of�he Pr�per�y �s subjec�to a l�en which <br /> �an at�a�n priarity o�er this 5ecurit� �nstrument, Lender may giv�B�rr�w�r a natic�iden�ifying the lien. <br /> Wi�hin 10 days nf the date on which�hat nat�ce�s given, Barro�ver shal� sa�isfy the lien�r�ak�one or more <br /> of�he acti�ns s�t far�h at�o�e in this Section 4. <br /> L�nder m.ay r�qu�re Borrower�o pay a on���ime charge for a rea� es�a�e tax v�rifi�a�ion andlor repor�ing <br /> s�r�zc�used by Lender in conne�tion with this Loan, <br /> 5. Prope�ty Insurance. Barr�wer sha�� keep the�nzprovemen�s now existing ar hereaf�er�r�ct��on�he <br /> Proper�y �nsured again�t Ioss b� �re, hazards �nc�uded v�ithin�he term "extended cov�rage," and any�ther <br /> hazards including, bu�not lim.i,��d�o, �ar�hquakes and floods, far whi�h Lender requires �nsuran��. Th�s <br /> �nsurance sha��b�ma�nta�ned�n the amaunts �inciuding deduc��b�e�eve�s} and for the p�riods that Lender <br /> r�quires. �Vha� Lender requzres pursuant to the preceding sentences can�hang�during th�term of the Laan. <br /> Th��nsurance carrzer provzd�ng the insurance sha11 be ch�sen�y Barrow�r subject to Lender's r�ght t� <br /> disapprov�Borro�rer's choice, wh��h right sha11 not be exerc�sed unr�as�nab��. Lender z�nay r�quire <br /> B�rr�w�r to pay, �n connection with this Loan, ez�her: �a} a aneWtime charge for flood zane de�erm�nation, <br /> cer��f�catian and tracking servic�s; �r�b} a one-t�me char�e for fload 2�ne d�termi.natian ar�d cer�ifieatian <br /> serv�ces and subsequent charges each time remapp�ngs�r sim�lar changes occur which reasana��y might <br /> affect such d�terminat�on or cert��ica��on. Borrawer shal� a�so be r�spans�ble for the pa�m�nt of any fees <br /> imp�sed by the Federal Emer�ency Management Ag�ncy in carix�ect�nn with the revie� af an� flood zone <br /> determina�ion resu�tin�from an ob�ection by BarrQwer. <br /> If Borr�w�r fa�ls�a maintain any of the co��rages described abave, Lender may�bta�n�nsurance co�erage, <br /> at Lender's�pt�on and Borra�ver's expense. Lender is under no ob�igation to purchase any particu�ar�ype�r <br /> amaunt of co�erag�. Therefare, such ca�erage shal� �o�er L�nd�r, but migh�or r.r�ght not protect Borr��ver, <br /> Borrawer's equity in the Praper�y, or the c�n�ents�f the Praperty, aga�nst any r�sk, hazard or liabil�t�and <br /> might provide grea�er ar l�sser coverage than was pre��ously in effe��. Borrawer acknawledges that the cost <br /> af the insurance c��erage so ob�a�ned m��ght signifi�ant�y�xG��d the c�st�f insurance tha�Borrower cau�d <br /> ha�e abta�ned. Any amoun�s disbursed by Lend�r under thz� Sect�on 5 sha��b�come add�tiana� debt af <br /> Borrower secured by�h�s Security �nstrument. Th���amounts shall bear interest a��he Note rate fram th� <br /> da�e vf dzsbursement an�.shal�be pa�able, w�th such xnterest, upan natic�fr�m Lender�a Barrower <br /> request�ng payment. <br /> N�BRASKA-Sin�te�amily-Fannie MaelFreddie Mac L�N��aRM ENSTRUMENT �arm 3028 11�� <br /> VMP� VMPfi(N�}{13421 <br /> Wolters Kluwer Financial 5er�ices Page 5 vf�7 <br />