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��14��9�1 <br /> Any applicat�fln of paymen�s, insuran��proce�ds, or N�is�elianeous Proceeds�o principal due under the No�e <br /> shall not�x�end or pos�pone�h�du�date, �r change the amount, of�he Per�adic Payments. <br /> 3. Funds for Escrow Items. Borr�vver sha��pa� to Lender an�h�day Fer�odic Payments are due under the <br /> No�e, un�i��he Note is paid in fu�l, a sun�.�the "Funds"} �o provide for paymen�of am�un�s due for: �a}taxes <br /> and ass�ssments and other items vvhich can a��a�n pr�ority��rer�his Secur��� �ns�rumen�as a Iien or <br /> encumbrance�n�he Proper�y; �b} Ieaseho�d payments �r ground rents on�he Praperty, if any; �c�pr�miums <br /> for an�r and al� insurance required by L.�nd�r under Sect�an S; and�d} Mor�gage �nsuranc�prem�ums, if an�, <br /> or an�r sums payable by Borrower to Lender in�ieu af the paym.ent�f Mor��age Insurance premiums in <br /> accordan�e v�i�h the pro��sions of Sect��n 1 D. These items are called "Escro� �tems." A�orig�nati�n or a� <br /> an�r��me dur�n��he term.flf the Loan, Lender may r�qu�re�hat Commun��� Ass�cia�ion Dues, Fe�s, and <br /> Assessmen�s, if any, b�escrawed by Borrower, ar�d such dues, fees and assessments sha��be an Escrov�r <br /> I�em. Borrower shall promptly furnish to Lender a11 n�t�ces of amoun�s�o be paid under this Sec�ion. <br /> Borr�wer shal�pay Lender the Funds for Escrow �tem�.s un�ess Lender wai�es B�rrower's�b��gatian�o�a� <br /> the Funds for an�or all �s�rov�r �tems. Len�ier may wai�e Borrov�er's obligatian�o pay ta Lender Funds for <br /> any or all �scr�w ��ems a�any�ime. Any such wa��er may on�y b��n wri�ing. In�he�ven�of suc�.v�ra��er, <br /> B�rrower shai�pay direc��y, when and w�ere payable, �he amounts du�for any Escrow Items for�vh�ch <br /> pa�men�nf Funds has been vva��ed by Lender and, �f Lender requ�res, sha�� furnish�o Lender receipts <br /> e�ridenc�ng such payment w�thin such time period as Lender may requir�. Borrower's obl�ga�ion to make <br /> su�h payrnents and to prov�de receipts shall for all purposes be dee�m.ed to be a co��nan�and agreemen� <br /> conta�ned in th�s Secur��y �nstrument, as�he phrase "�ov�nan�and agreement" is us�d in Se�tion 9. �f <br /> Borrower is obligated to pay Escrow I�ems directl�, pursuant�o a wai�rer, and Borravver fai�s ta pa�r�he <br /> amount due for an Escrow Item, Lender naay �xerc�se i�s righ�s under Section 9 and pay �uch amoun�and <br /> Barrower sha�1 then be flb�igated under Sect�on 9�o repay ta Lender any such amount. Lender may r�voke <br /> . the wa�ver as to an�or a�� Escrov�Items at any��me b�r a not�ce�i�en in a��ordance v�ri�h Se�t�on �5 and, <br /> upon such revocat�on, Borrov�rer shal�pay to L�nder a�i Fu�ds, and in such amounts, tha�are then requir�d <br /> under�his Section 3. <br /> Len�.er may, at any�ime, collect and hn�d Funds in an amount �a} sufficien��o perm��Lender to app�y�he <br /> Funds at the t�me specified under RESPA, and�b}n��to exceed the max�mum am�unt a�ender can requ�re <br /> under RESPA. Lend�r sha11 est�mate�he arnount of Funds du�on�he basis of�urren�data and reasonable <br /> es�ima�es of expendx�ures o�fixture Escrow Items flr otherwise in accordance with Applicab�e Law. <br /> The Funds shall �e he�d in an�nst�tution wh�s�deposi�s are�nsured hy a�ederal ag�ncy, �ns�rumen�al�ty, or <br /> enti�� �includ�ng Lender, if Lender is an �nst��u�ion whose depasits are so in�ured}ar in an� Federal Home <br /> Loan Bank. Lender shal�apply th�Funds to pa� the Escr�v�r ��ems no later�han the txme specified under <br /> R�SFA. Lent�er shall no�charge Borr�w�r for holding and app��ring�he Funds, annua�l� anal�zing�he <br /> es�row a�coun�, or�rerifying the�scrow Items, un�ess Lend�r pays B�rrawer�n�ere�t on��ie Funds ar�d <br /> Applicable Law p�rmi�s I.ender��rnake such a�harge. Unless an agr��ment �s made in wri�ing or <br /> App�icable Lav� requires in�erest to be pa�d on the Funds, �.ender shal� not be requireci t�pay Barrower any <br /> int�r�s��r earnings on the Funds. Borrower and Lender can agree in writing y ��W���ry that interest shai�be <br /> paid�n the Funds. Lender shail �ive t� Borrower, v�ithout�harge, an annual ac�ount�ng�f�h�Funds as <br /> required�y RESPA. <br /> �f there is a surplus of Funds heid in es�row, as def�ned under�ESPA, L.ender sha11 account�o B�rravver for <br /> the excess funds in accordance v�ith RESPA. �f there�s a shar�age�f Funds he�d �n escrov�, as defined under <br /> RESPA, L�nder shal� nfl��f�r Borr�wer as requ�red by RESPA, and B�rrower shall pay�o Lender�he amoun� <br /> necessary�o make up tihe shortage in accordance v���h RESPA, but �n na more than 12 mon�hly payments. �f <br /> there is a d�f�ciency of Funds h��d in�s�row, as d�#in�d under RESPA, Lender sha11 notif� Borrower as <br /> NEBRASKA-Single�amiiy-Fannie Mael�reddie Mac UNI��RM INSTRUMENT Fflrm 3n28'i I�i <br /> VMP� VMPfitN�}[#30�) <br /> Wviters Kluw�r�inanc�ai Ser�ic�s Pa�e 5 of 17 <br />