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<br /> : 98— ����r e�� _
<br /> ADJU5TABLE RATE RIDER �
<br /> THIS ADIUSI'ABLE RATE RIDER is made this ieth day of nocembwr ,
<br /> 1998 , and is incorporated into and shall bc dccmrd to amcnd an� supplcment
<br /> the Mortgage, Deed of Trust or Security Deed(the "Security Instntmcnt")of the same date given by the
<br /> undersigned (the "Borrowcr') to secure Honawer's Adjustablc Rate Note (the "Note") to
<br /> Ho�� S�d�ral Sava.nqs and Loeu� As�oai�►tioa of Grand Island
<br /> 221 South Locuet
<br /> (the"I.ender")of the same date and covering the Ptoperty described in the;ecurity Instrument and Iceated
<br /> at:
<br /> 515 NORTH VINE BTREET
<br /> GRAND ISIJIND, ?lE 68801
<br /> �Property AddressJ
<br /> THIS NOTE CONTAINS PROVISIONS ALLOWINO FOR CHANGES IN MY
<br /> INTEREST RATE AND MY MONTHLY PAYMENT. INCREASES IN THE
<br /> INTEREST RATE WILL RESULT IN HIGHER PAYMEN'TS. DECREASES IN THE
<br /> INTEREST RATE WILL RESULT IN LOWER PAYMENTS.
<br /> ADDITIONAL COVENANTS. In additlon to the covenants and agreements made in the Security
<br /> instrument, Borrower and Lender further covenant and agree as foiiows;
<br /> q,INTEREST RATE AND MONTHLY PAYMENT CHANGES
<br /> The Note provides for an initial interest rate of 6.875 �. The Note provides for
<br /> chu►ges in the interest rate and the monthly payments,as follows:
<br /> 4.INTEREST RATE AND MON'[`HLY PAYM�NT CHANGFS
<br /> (A1 Chaage Dotes
<br /> The interest rate I will pay may change on the ist day of.7anuary ,
<br /> 2002 ,and on that day every 12 month thcreatter.Each date on which my interr.st rate
<br /> coufd change is ealled a"Chwige Date."
<br /> MULTISTATE ADJUSTABLE RATE RI�ER•Single famfit�
<br /> �889U 19706) ��97
<br /> Pape 1 of 4 Initiala:
<br /> VMP MORTGAGE FOFlMS•1800)621-7291
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