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��14��733 <br /> r�quired by RESPA, and Borrower shail pay tfl Lender the an�ount neGessary �o ma�c�up the def��ienGy �n <br /> accordance w�th RESPA, but in no more than �2 rnonth��payments. <br /> Upan paymen� �n full af aI� surr�s s�cur�d by�h�s Secur��y �ns�rument, Lend�r shall promptly r�fund ta <br /> Borrower any Funds he�d by L�nd�r. <br /> 4. Char�es; Liens. Borrower shall pay all taxes, assessments, charges, fznes, and impositians attr�butab�e t� <br /> the Pr�per��r whzch can attain pr��ri�y�ver this Securi�y Instrument, leas�hQ�d payments or ground r�n��on <br /> �he Property, if any, and Commun�t�Assaciation Dues, Fees, and Assessmen�s, if any, To the extent that <br /> thes�i�em.s are Es�rovv Items, Borrower sha��pay �hem in�he manner provided in Section 3. <br /> Borrflwer sha�l promptly d�sGharge any lien vvhich has priarity a�er thzs Se�ur�ty �nstrurnent un�ess <br /> Borro�ver: �a} agrees �n writing to the payment of�he obligation s�cured by��e lien�n a manner acceptable <br /> ta Lender, but oniy so lflng as Borrower is perf�rming such agreement; �b}contests the l�en in gaad faith by, <br /> or defends aga�ns�enforcement af the��en�n, �ega1 proceedings u�hich in L�nder's opinion operate�o pre�ent <br /> the�nfor��nrten�af th�lien whi�e those praceedings are pend�ng, but only un�i1 such praceedings are <br /> concluded; or�c�secures fram�he haid�r of�he lien an agr�emen�satisfactory to Lender subord�nating the <br /> lien�a this 5ecurity �nstrumen�. �f Lender d�termines�hat any par�flf th�Prop�rty is subjec�to a l�en v�h�ch <br /> can attain priority over�his S�cur��� �nstrument, Lender may gi�e Barrow�r a n�ti�e�den�ifying the izen. <br /> W�thin l�days of the da�e on�rh�ch tha�n�tice�� gzven, Barr��er shall sa�isfy th�li�n or�ake�ne or mar� <br /> of the actinns set forth above in�his Sectian 4. <br /> Lender nnay requ�re B�rr�wer to pay a one--time charge for a rea�es�a�e�ax ver���ca��on andlar rep�r��ng <br /> s�rv�ce used by Lender�n connecti�n wi�h this L�an. <br /> �. Property �nsurance. Borravver shall keep the impravemen�s navv existing ar h�reafter erected an the <br /> Pr�per�y �nsured agains� loss by f�re, hazards �nc�uded w�thin�he�erm "extende�i coverag�," and any nther <br /> hazards inc�ud�ng, hu�not Iin�ited to, �arthquakes and fl�ods, for which Lender requ�res�nsuranCe. This <br /> insurance sha��be mainta�ned�n th�am�un�s �includ�ng d��iuc�ib�e�eve�s} and for�he per�ads that Lender <br /> requires. What Lend�r requ�res pursuan�to the pre��ding sentences�an change during the term of the Loan. <br /> The insurance carrier pra��d�ng the�n�uranc�sha�l b�ch�s�n by Barraw�r subj��t�a Lender's right to <br /> disapprove Borrow�r's chai�e, which rzght sha��not be exer�is��unreasanably. Len��r may requ�re <br /> Borrawer�o pay, in connection w�th this Loan, either: �a} a one�t�me charg�far flood zon�determina�i�n, <br /> cer��f�ca�ion an��racking ser�ices; or�b} a one-tinle charge for f�aod zone determ�na��on and certzf�ca��on <br /> services and subs�quent Charges each t�me remappings ar simi�ar�hang�s occur v�rhic�rea�anably nugh� <br /> affec�such d�term�na��on or cert��cation. Borrower shall aisa be responsibl�fflr the pa�men�af any f�es <br /> �mposed�y th�Federa� Emergency Management A�ency in cann.ec�ion vvi�h the r��i�w of any flood zone <br /> determinat�a�resulting fram an ob�ec���n by Borrawer. <br /> �f Borrav�er fai�s�o main�a�n any of the co�erages described ab�ve, Lender may���a�n insurance coverage, <br /> at Lender's�p�xon and B�rrnwer's expense. L�nder�s under no abliga��an�o purchase any particu�ar type�r <br /> am�unt of cov�rage. Therefare, �uCh coverage sha11 cover Lender, but m.�ght�r migh�na�pratect Barr�wer, <br /> Bnrr�wer's equi�y in the Property, �r�he cantents af the Proper�y, agains�an�risk, hazard ar liabil�t� and <br /> might prov��i�greater or Iesser co�erage than was prev�ausiy in effect. Barrawer acknov�r��dges tha��he co�� <br /> af the�n�urance c��erag�so obtained might szgnz�cant�y exceed�he cos�af insurance�ha�Barr�wer could <br /> haWe obtazned. Any amounts��sbur���by L�nder under�his Sect�on 5 sha�1 becflme addit��na�deb�af <br /> Barrower secured by th�s Secur�ty Instrument. Th���am�unts shal�b�ar xn�eres�at�ht N�te rate fro�m the <br /> da��of di�bursement and sha��be payab�e, vW�th su�h�nt�r�st, upon na�ice froxn Lend�r�� Barrower <br /> requesting payment. <br /> NEBRASKA-SingIe�arniiy-�anr�ie MaelFreddie Mac UNI�ORM 1NSTRUMENT Farm 3Q�8�1�� <br /> VMP� VMPfi�N�3 t13�2� <br /> Wolters Ktuwer Financi�l Ser�ices Page 6�f 17 <br />