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<br /> paymenta may no longcr bo requlred,at tho option af Lcnder,if mongage insurance coverago(in the amount and for the period
<br /> that l.endtr requites)provided by an inaurer approved by Lendar ugain becomcs nvuilable ancl is obtained. Borrowcr shall pay
<br /> tlia pr�miums required to malntain mortgage ineurance In efiect, or to provide a losa reserve,until ihe requirement for mortgagc
<br /> iniurnnce endi in accoeduna with any wcitten�grcetnent betwan Bnrrower and i.ender or npplicable law.
<br /> 9. Ynspectlon. l.ender or ite agent mxy make reasoneble entries upon end inapccttons of the Propeny. Lender ahAll Eivc
<br /> Bocrower n�tice u the time of or prlor to nn inspoetlon npccitying reasanabie cause tor the insp:etion.
<br /> 10. Candemnatlon. 'I'he proceeda of any award or claim for damages, direct or consequential, in connectlon wlth any
<br /> condenination or other taking of any part oC the Pcoperiy, or for wnveyance in Ileu of condetnnatlon,are hereby assigned nnd �_
<br /> ahall be paid to l.ender.
<br /> In the event of a tatal tuking of thc Propcny, the procceds shall be applled to the sums securcd by thia Security Instrun�ont,
<br /> whather or not then due, wlth any eacess paid to Borrower. Yn the event of a panial taking af Ihe Propcny in which the fair
<br /> market value of the Yropeny immediately befarc the taking is equal to or greatcr than the am�unt of chc sums sceured by this
<br /> Security Instrument immedlatcly before thc taking,unless Borrowcr and Lender otherwise agree in writing,the sums secured by
<br /> this Secudty Inatrument shalt be ruluced by the amount of thc proceeds multiplied by the following fracdon: (a) the total
<br /> amount of the sums isecured immediately befon the taking,divided by (b) the falr market value of the Property immediatety
<br /> before thc taking. Any balence ahall be paid to Borrower. In the event of a partiai taking of the Property in which the fair
<br /> market value of thc Property immedlatcly before thc taking i�less thAn thc amount of the sums secured immedlately before the
<br /> taking, unless Borrower and Lendcr otherwise agree in writing or unless applicable law otherwise provides, the procads shall
<br /> be applied to the sums sccured by this Sccurity Instrument whether or not the sums are then due.
<br /> If the Propertyr is abandaned by Borrower,or if, after notice by Lender to Borrower that the condemnor offers to make an
<br /> award or settle a claim for damagos, Borrower fails to respond to Lender within 30 days aftcr thC date tlie notice is given,
<br /> Lender is authotlzed to collxt and apply the proceeds,at its option,either to restoration or repair of the Propeny or to the sums
<br /> sxured by this Security Instrument,whether or not then due.
<br /> Unless Lender and Bonower otherwise egra in writing, any application of'proceeds to principal shall not extend or
<br /> postpone the due date of the monthly paymants refeaed to in paragraphA 1 and 2 or change the amount of auch pAyments.
<br /> 11. Borrower Not Rdes�std;FurbsArence By Lendet Not p Wotver.Extension of the time for payment or modificatian
<br /> of amortization of the sums seciued by this Security Instrument granted by Lender to any successor in interest of Borrower shaU
<br /> not operate to release the liability of the original Borrower or Borrower's successors in in[erest. l.ender shaU not be requlrul to
<br /> commence proceodings against any successor in interest or nfuse to extend time for payment or otherwise modify a�nortization
<br /> of the su►na secural by this Security Instrument by reason of any demand made by the origtnal Borrower or Bonower'i
<br /> successore in intecest. Any farbearance by i.ender in exercising eny right or remedy ahall not be a wuiver of or prcelude the
<br /> exerctae or��ny rig�t or nmody.
<br /> 12. Succaeor� and� Assi�n� Bouad; Jolnt end Severpl Liabllity; Co-�igaeri. The covenann �nd �grament� of thi�
<br /> Secudty Instrument shall btnd and benefit the succeasors and aaaigna of l.ender and Borrower, aubJxt to the proviilon� of
<br /> paragraph 17. Bocrower's covenenta and agrcemente shall be Joint and sevcr�l. Any Borrower who co-signs thi� 5ecurity
<br /> Instrument but does not execute the Note: (a)is w-aigning thia Security Instrument only to mortgage. grunt and convey that
<br /> Borrower's interest in the Property under the terma of this Security inatrument; (b)is not person�lly obligated to pay the sum+
<br /> secural by this Secudty Instnimenr and(c)agrees that L,�nder und any other Borrower may agree to extend,modify, forbear or
<br /> mAico any accommodation�w[th regard to the terms of this Securiry Instnrment or the Note without that Borrower'a coneent.
<br /> 13.Lain C6ar�ea.If the loan securod by this Saurity Instrument is subjxt to a law wliich sete maximum loan chnrgea,
<br /> and that law is finally inteepnted so that the interest or other loan cliarges collcetal or to be collocted in cannection with the
<br /> loan exce�d the permitced limits,then: (a)any such loan charge shall be reducai by the amount necasary to redua the charge
<br /> to the permitted limir, and(b)any sume already collectal from Borrower which exceedai perniltted limlta will be rofuadal to
<br /> Borrower. l.ender may choose to make this refund by reducing the principal owed under the Note or by mAicing a diroct
<br /> paym�nt to Bocrower. If a refund reduces principal, the reduction will be treatal as a partial prepayment without any
<br /> prepayment charge under the Note.
<br /> 14.Notica. Any notice to Borrower provided for in th[s Security Instrument shall be given by delivering it or by mailing
<br /> it by flrst class mail unless applicable law requires use of another method.The notice shall be directed to the Property Addres+
<br /> or any ather address Bonower designates by notice to Y.,ender. Any notice to L.�nder shall be given by first class mail to
<br /> i.ender's address stated hcrein or any other address Lender dcsignates by notice to Bonower. Any notice provided for in thls
<br /> Socurity Instrument shall be deemed to have been given to Borrower or Lender when given as pravided in this paragraph.
<br /> 15.Governing Lww; Se�erwbillty. This Cecurity Instrument shall bc govemal by federal law and the law of the
<br /> Jurisdiction in which the Property is locat�d.In the event[hat any provision or clause of this Security Instrument or the Note
<br /> contlicts wtth applicable I�w, such conflict shall not affec[other provisions of this Security Instrument or the Note which can be
<br /> given effect without the confllcting provision.To this end the provisions of thls Security Instniment and the Note are dxlared
<br /> to be severable.
<br />� 16.Borrower's Copy� Borrower shnll be given ane conformed copy of the Note and of this Security Instrument.
<br /> Form 302a 9/90
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