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<br /> 98- �12seo
<br /> paymcnis may no longcr bc rcquircd, at thc opticm of I.endcr, if mnrtgnge insuruncc covcrugc (in thc amount and for thc period
<br /> thut I..cncicr requires)providecl by an insurcr approved by l.cndcr ngain bccomcs uvailublc und is obwincd. Borrowcr shall puy
<br /> thc prcmiums rcyuircd to muintuin mortgugc in,uruncc in c(fcct, ar to providc a loss rc�crvc, until thc rcquiremPnt for mortguge
<br /> inruruixe ends in uccardunce with any written�►grecment bet�veen Dorrawer nnd Lender or;ipplicable Inw.
<br /> 9, I�ispecNon. Lcnder or its iigent m�y makc rcasonnble entries upon and inspcctions c>f'the Properry. Lender sliall give
<br /> Narrow•cr noticc ut thc timc oF or prinr to.m inspcction spccifyind reuson.iblc cnusc ti�r thc inspcction.
<br /> 10. Cnndemnation. The procecds of nny award or claim for damuges, direct or canscqucntiul, in conncction with any
<br /> candcmn�tion or othcr tnking of any purt of thc Propcny, or fbr conveyuncc in licu of candcmnation, urc hcrcby ussi�ncci und
<br /> shull bc paid to Lcndcr.
<br /> In thc evcnt af a t��tul taking of the Yro�rry,the pr�xccJs,haU hc applicd lo thc sums securcd hy this Securiry Instrumem.
<br /> whcthcr or not thcn duc, wi�h any exccss paid ro Borrawer. In thc evcnt of a purtiul tukin; af chc Propcny in which the fair
<br /> miukct valuc of thc Property immcdiatcly beforc thc utking is cqual to or grcatcr than thc amount of thc sums sccured by this
<br /> Sccurity Instrument immediutcly Ix:forc thc tuking, unlcss I3orroµ�cr and Lcndcr othcrwisc agree in writing, thc sums securcd by
<br /> this Security instrument shull bc rcduced by the amount of thc procccds multiplied by the following fraction: (a) thc total
<br /> iunowu of thc sums sccured immediately before thc taking, dividcd by (U) the fair murkct valuc of the Property immediately
<br /> beforc lhc taking. Any bulnnce shall be paid to Borrower. In thc �vcnt of a partial taking of the Property in which the fair
<br /> markct valuc of the Pruperty imn�ediatcly bcfore the taking is less than the amount of thc sums secured immediately before the
<br /> taking,unless Borrower and Lendcr othcrwise agree in writing or unlc.ss applicablc luw otherwise provides,the prucceds shall
<br /> bc applied to thc sums sccurcd by this Security hutrument whethcr or not the sums tuc thcn due.
<br /> If the Pm�rty is abandoned by Borrower,or if, afler notice by Lender to Borrower diat the condemiior offe�s to make an
<br /> nward or sctde u claim for damagcs, Dorrowcr fails to respond to Lcnder wiQiin 30 days aRcr the date thc noticc is given,
<br /> L.cnder is authorized to coUect and apply the prcxeeds, at its option, either to restaration or repair of the Property or to the sums
<br /> secured by this Security Instrumcnt, whethdr or not then due.
<br /> Unless I.ender and Borr�µ�er otlierwise ugree in writing, nny application of procceds to principal shall not extend or
<br /> postpone the due date of the monihly payments referred to in paragraphs 1 and 2 or change the amount of such payments.
<br /> 11. Borrower Not Relensed; ForbeArs�nce By i.ender Not� Waiver. Extension of thc time for payment or modification
<br /> of nn�oni�ation of the sums secured by this Security Instrument granted by Lender to any successor in interest of Borrower shall
<br /> not operate to release the liability of the original Borrower ar Borrower's succcssors in interest. Lender shall not be required to
<br /> commence proceedings against any successor in interest or refuu to extend time for payment or otherwise modify amortization
<br /> of the sums setured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by L.ender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> cxercisc of any right or rer+mdy.
<br /> 12. Successors end Assigns Buund; Joint and Several Liablllty; Co-signers. The covenants and agreements of chis
<br /> Security Instrumcnt shall bincl and benefit the successors and essigns oi Lcixlc� u�id f3�,�►'awcr, sub��;.i to ih� p:o:�i�:�r.s�f
<br /> paragrupli l7. Borrower's covenants and agreements shall be joint and severul. Any Borrower who co-signs this Security
<br /> Instrument but dces not execute the Note: (a) is co-signing this Security Instrument only to mortgage, grant and convey thet
<br /> Borrawer's interest in the Property under the terms of this Security Instrument; (b)is not personally obligated ta pay the sums
<br /> secured by this Security Inxtrument;and(c)agrees thut[.ender and any other Borrower may agree to extend,modify, forbear or
<br /> make uny accommaiations with regard to the terms of this Securiry Instrument or the Note without thut Barrower's consent.
<br /> 13. LoYn Charges. If the loan secwr.d by this Security Instrument is subject to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so th�t the interest ar other loan charges collectai or to be collected in connection with the
<br /> loan exeeed the permitted limits,then: (a)any such loan charge shall be reduceci by the amount necessary to reduce the efiarge
<br /> to the pc:rmitted limit:and(b) any sums alreudy collected from Borrower which exceedal pennitted limits will be refunded to
<br /> Bonower. L.ender may choose to make this refund by reducing the principal owai under the Note or by making a direct
<br /> payn�ent to I3orrower, If a refund reduces principal, the reduction will be treated as a partial prepayment without any
<br /> prepayment chargc under the Note. �
<br /> 14.Notices.Any notice to Borrower provided for in this Secusity Instrwnent shall be given by delivering it or by mailing
<br /> it by first class mail unlcss applicablc law rcquires usc of anothcr metl�od. Thc noticc shall bc directcd to the Property Address
<br /> or any other address Borrower designates by notice to Lender. Any natice to I.ender shall be given by first class mail to
<br /> Lender's address statcd hercin or any othcr address Lcndcr dcsignatcs by noticc to Borrower. Any notice provided for in this
<br /> Security Instrument sliall bc decmed to have been givcn to Borrower or L.ei�der when givcn as providal in this paragi�aph.
<br /> I5.Governing Luw; Severablltty. This Security Instrument shali bc govemcd by fedcral law and thc la�v of the
<br /> jurisdiction in which the Propeny is located. In the event that any provision or clause of this Security Instrument or the Note
<br /> con0icts with applicable law, such conFlict stiall not affect otiicr provisions of this Sccurity Instrument or the Note which can be
<br /> given cffect witliout the conflicting provision, To this end ti�e provisions of this Security Instrument and the Note are declared
<br /> to bcsevcrablc.
<br /> 16.Borrow�er's Copy.Borro�ver shall bc given one confonned copy of the Note aizd of this Security Instrument.
<br /> Form 3028 9190
<br /> Page�of 6
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