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<br /> ' time for payment or othenvise rnodify arr►ortization of the sums secured by this S�curity ]nstrument by reason of eny
<br /> derrwnd made by the or[�inal Bonower or Borrower's successor� in Interest. Any forbearance by l.ender in exercleing
<br /> any dght or remedy shall not be a waiver of or preclude the exercise of any right or remedy.
<br /> 1Z. �oae�or� and �;ga Bouad;Jaiot �nd 5everal I.iabUity;Co-sigaert. 'fhe covcn��ts and agrc�:ments of this
<br /> Security Iristnunent sholl bind and beaefit the successors and assigns uf i.ender and Horrower, subject to the provisions
<br /> of paragraph 17. Bonower's covenants and agreements shall be Joint and several. Any Borrower who co-signs thl�
<br /> Security Instrument but does not execute the Note; (a) is co-signing this Security Inseniment only to mongage, grnnt �
<br /> and convey that Borrower's interest in the Property under the t�rn�s of this Securlty Instrumenh (b) is not personally
<br /> obligated to pay the sums secureti by this Security Instrument; and (c) agrees that Lender and any other Borrower may
<br /> agree to extend, modify.forbear or i�nake any accommodatlons with regard to the tern�s of this Security Instrument or
<br /> ihe Note without that Borcower's consent.
<br /> 13. Lom Qurge+. If t2�e loan secured by this Security Instrument is subject to a law which sets maxlmum laan
<br /> charges, and that law is finally interpretecl so that the interest or other loan charges collected or to be collected in
<br /> conncetion with the loan exceed the permitted limits, then, (a) any such loan charge shall be reduced by the arnount
<br /> necessazy to reduce the charg� to the permitted limit; and (b) any sums already collected from Borrowcr which
<br /> exceeded pernutted limits will be refunded to Borrower. I.ender may ctioose to rnake this refund by reducing the
<br /> princ[pal owed under the Note or by m�lcing a direct payment to Bonower, If a refund reduces principal, the reduction
<br /> will be treated as a partiul prepayment without any prepayment charge under the Note.
<br />" 14. Notioa. Any notice to Borrower providecl for in this 5ecurity Iustrument shall be given by delivering it or
<br />- by mailing it by first class mail unless applicable law raquirea use af anothcr n�ethad. Ttie aotice shall be directed to
<br /> the Property Address or any other address Borrower designates by notice to Lender. Any notice to Lender shal! be
<br /> given by first class mail to Lender's address stated herein or any other address Lender designates by notice to Bonower.
<br /> Any notice provided for in thls Security Instrument shall be deemed to have been �iven to Barrower or Lender when
<br /> given as pr�vided in this pategraph.
<br /> 15. Gavecnina Itw;S�eraability. This Security Instrumcnt shall be govemed by federal law and the law of the
<br /> jurisdiction in which tlie Property is located, In the event that any provision or clause of this Security Instrument or
<br /> the Note conflicts with applicable law,such conflict shall not affect other pravisions of thls Security Instrument or the
<br /> Note which can be given effect without the conflicting provision. To this end the provisions of this Security Instrument
<br /> xnd the Note are declared to be severable.
<br /> 16. Horco�ver's Ca�py. Borrower shall be given one conformed copy of the Note end of this Security Tnstmment.
<br /> i'T. T'crosia oi i� naspuiy o. �ow�:�Ci:3 :nt.,.� iu°.ozrs�'�• If»!10*°nY�.'�.n nf�hP Prnperty or any interest
<br /> in it is sold or transferced (or if a beneficial interest in Borrower is sold or transferred and Borrower is not a natural
<br /> person) withaut Lender's prior written consent, I.ender may,at its option, require imrrxdiate payment in full of all
<br /> sums ser.ured by thls Security lnstnirnent. However, this option shall not be exercised by Lender if exercise is
<br /> prohibited by federal law as of the date of this Security Instrument.
<br /> If Lender exerclses this option, Lender shall give Borrower notice of acc:eleration. Tho notice shell provide a
<br /> period of not less than 30 days from the date rhe noticc is delivcred or mailed within which Bonower must pay all
<br /> sumc sxured by this Seturity Instrument. lf Borrower fails to pay these sums prior to �he eapiration of this period,
<br /> L,ender may invoke any temedies permitted by this Security Instrumcnt without further notice or demand on Borrower.
<br /> 18. Baimver's Itisht to Rdostate. If Bonower mats certain condltions, Borrower shall have the right to have
<br /> enforcernent of this Security Ia�stcument discontinued at any time prior to the earlier of: (a) 5 day6 (or such other
<br /> pedod aa applicable law rnay spxify for reinstatement) before sale of the Propeny pursuant to any power of sale
<br /> containesl in this Security Instrument; or(b)entry of a judgment enforcing this Sxurity Instrument. Those wnditions
<br /> are that Borrower: (a) pays i.ender all sums which then would be due under this Security Instrument and the Note
<br /> as if no acceleration had oceuned; (b) cures any default of any other covenants or agreements; (c) pays ull expenses
<br /> incurred in enforcing this Secudty Instrument, including,but not limited to, reasonable attoxneys' fas;and (d) takes
<br /> such action as Lender may reasonably require to assure that the lien of this Security Instrument, Lender's rights in the
<br /> Property and Bonower's obligation to pay the sums secured by this Security Instrument shall continue unchanged.
<br /> Upon reinstatement by Borrower. this Security Instrument and the obligations secured hereby shall remain fully
<br /> effective as if no acceleration tiad occurred. I-Iowcver, thls cight to reinstate shall not apply in the case of acceleration
<br />_ under paragraph 17, �
<br /> NIDlRAS[A-Single Famlly-PNIr1AlFi�1�C UNIPORM INS7'RUMH1iT I'am 30T�9/90
<br /> o,w.M,x sr�u+,u.i2.ieoo��+9•i� Page 5 of S
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