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201400389
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Last modified
1/23/2014 8:29:18 AM
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1/23/2014 8:29:17 AM
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DEEDS
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201400389
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(C) "Lender" is LIBERTY FIRST CREDIT UNION <br />(E) <br />Lender is a CREDIT UNION <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 501 N 46TH STREET <br />LINCOLN, NE 68503 <br />(D) "Trustee" is JAMES L. HASZARD ATTORNEY AT LAW <br />"M ERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender' s successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated J a n u a ry 22 , 2014 . The Note <br />states that Borrower owes Lender NINETY FOUR THOUSAND FIVE HUNDRED SEVENTY FIVE AND <br />00/100 <br />Dollars (U.S. $94,575.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than February 1, 2044 . <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due <br />under the Note, and all sums due under this Security Instrument, plus interest. <br />(1) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders <br />are to be executed by Borrower [check box as applicable]: <br />Adjustable Rate Rider <br />Balloon Rider <br />VA Rider <br />Condominium Rider <br />Planned Unit Development Rider <br />Biweekly Payment Rider <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP ® <br />Wolters Kluwer Financial Services <br />X <br />FO <br />FI <br />201400389 <br />Second Home Rider <br />1 -4 Family Rider <br />Other(s) [specify] <br />RM E-3 CONV. TAX-EXEMPT <br />NANCING RIDER <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non - appealable judicial opinions. <br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, <br />draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, <br />computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an <br />account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine <br />transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. <br />(M) "Escrow Items" means those items that are described in Section 3. <br />16026568 -190 <br />Form 3028 1/01 <br />VM P6A(NE) (1105) <br />Page 2 of 17 <br />
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