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Return To: <br />LIBERTY FIRST CREDIT UNION <br />501 N 46TH STREET <br />LINCOLN, NE 68503 <br />Prepared By: <br />LIBERTY FIRST CREDIT UNION <br />501 N 46TH ST <br />LINCOLN, NE 68503 <br />Definitions <br />rn <br />n <br />Deed of Trust <br />Borrower is the trustor under this Security Instrument. <br />NEBRASKA - Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT WITH MERS <br />VMP <br />Wolters Kluwer Financial Services <br />7 C f0 <br />P <br />MIN 100168300001029495 <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated January 22, 2014 , together with all <br />Riders to this document. <br />(B) "Borrower" is ASHLEY LAIRD AND TROY LAIRD Wife and Husband Joint tenants with <br />full right of survivorship <br />16026568 -190 <br />Form 3028 1/01 <br />VMP6A(NE) (1105) <br />Page 1 of 17 <br />z <br />at <br />