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<br /> Hom� Equlty Access -����:�-
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<br /> � (Open ertd credlt wlth ❑ flxed rate ❑X varlabie rate lnterest) � '..w.;
<br /> � end!s an amondment to the W:".° _
<br /> ; T1ds Homa Equlry Access Llne Rlder is dated��^ ' ' _.--
<br /> '; Mortgage or Deed of Trust("Mortgage") of the same date given by the underslgned("Bonower")to secure Borrower's Home ti,��--
<br /> :'� __--_.--_---.--.�r-�a�vaE—a�;nE;�-aa 1c��v---_ _---
<br /> ,y i �qulty Access Llne Agreement v�lth c�p�t-F3At�=-N��5�--- '- -
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<br /> �Q of the same date covering the propertj descrlbed!n tha�1Aort�age an�l located at; �;.-
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<br /> ' prop�rty�dorese
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<br /> /n addltlon to tha aovenants and agreements madeln the Mortgege, Borrower and Len�erfurther covenent and ag�oe as lollowa: _
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<br /> 1. The word "Note,"as used in the Mortgage and thls Rlder, refers to the Home EqultyAccess Llne Agreement. __
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<br /> �; 2, ThA Note evldences an open enof the Inde tedness Is�he credlt emltfo�he lln�e o/c edit. All advancesemade at enytlmle by _ -
<br /> MoKgage as fhe principal sum
<br /> �` Lend�r i;►acc�r�ancs��lth ths t�rr!ta of the Note. and all interest on the advances, shai/be secured by the Mortgage. _
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<br /> � Howe�ance wlthf the mortgaga tonprotect thensecurlry o�herMortgagecex eod the eted credlt limlt lor the llne of credlt e��� _
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<br /> �' 3. The Note provldes/or: %. Thls cones onds to an annua!percentage _
<br /> ❑ a fixed rete of lnterest expressed as a dally perlodlc rate of_ p _
<br /> rate o1 %, ��%plus
<br /> :� ❑X a var/able rate of lnterest expressed as e dally periodic rate equal t� 1/365 of an ennual rete of
<br /> the(lndex Reto.) __
<br /> The dally perlodlc rete may lncrease 1/_;�.;� ��Q;
<br /> ' ryi�in�.Tcn ini��_bin _ . .
<br /> �/o. This corresponds to an annual -
<br /> • (the '7ndex Rate")lncreases. The lMt1AI dalty perlodlc rete!s • _
<br /> • percentege rate of��.�;;r. %. The annual percenlage rAte wIU never be more than �,%. The dafly perlodlc `
<br /> ;' � rate wlll be adJusted on the last buslness day ot every month, uslrtg the Index Rate !n efle�day.An lncrease!n the '_
<br />� da f ly p e r l o d l c r a t e m a y i n c r e a s e t h o m o n t h l y pa yment due. �': -
<br />- �� a��.ni�i� .LOANS AND ADVANCES UP TO -" -
<br /> ,�; NOTICE:7HIS MORTGAGE SECURES CREDIT IN THE AMOUNT OF� _
<br /> `�; THIS AMOUNT, TOGETHER WITH INTEREST, ARE SEN/0R TO INDEBTEDNESS TO OiHER CREDITORS UNDER _
<br /> . . SUBSEQUENTLY RECORDED OA ALED MORTCAGES AND LIENS. �� .
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