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<br />__ ,. , paynunts may nu lon�cn c�rcyuircd. ut thc optiun nf I.�ndcr,it'murtgn�;c intiurancc a+vcrabc lin thc�imuunt und for thc periocl —
<br /> � '� th�tt Lcndcr rcquires► providcd by un insurcr uppruvcd by l.cndcr aguin hcrumc+�rvuiluhlc und is ubtiiincd. Born�wcr shull pay
<br /> tLr prcmium+rcyuircd�u maintuin nurrtgagc insurunrr in cff�cct, ur tci pruvidc n Icns rescrvc, until thc rcquirement for murtgugc —
<br />_ ,'�� insurancc cnds in accorduncc with uny writtcn ugrecmcnt bcnvicen Burn�wnr unJ I..�nJ�r or aPPlicahlr la�s. �-
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<br /> y, Ins�xrt�on, I,cndcr ur its ugcnt muy mukc rcusomihlc en�rics upon and inspcctions i�f thc Properry. I.cndcr shull give
<br /> Horrciwcr notice at the time uf cir prior to an inspeetion specifying reus�muhle cause for the inspeetion. _
<br /> =•� 10. CondemnaNnn. Thc proceeds of uny awurd c�r cluim fc,r dumugcs, dircct or ronsequcntial, in conncctinn with any
<br /> �> ; rnndcmnatiun ur othcr taking of any pan of thc Property,ar for convcyuncc in lieu of condcmnation, urc hcrcby assigncd and
<br />. �� shull bc paid to l.endcr.
<br /> . 6' In the cvcnt of u total tuking of the Praperty,the prcxceds shull bc upplied to[hc sums secured hy this Sccurity Instrumcnt. __
<br /> whcther or not then due, with any exccss paid to Borrawer. In the cvent of a punial tuking of the Property in which the fair
<br /> _, . � market valuc of thc Property immcdiately heforc thc taking is cyuul to or grcater than the�imount of the sums secured by this _
<br /> ' � Sccuriry Instrument immediatcly before the taking,unless Borrowcr and L.cndcr otherwise agrec in writing, thc sums sccured by
<br /> ',s�; . this Security Instrument shall be reduced by the amount of the proceeds multiplied by the following Fraction: (u) the tatal
<br />= , amount af thc sun�s sccured immediutely bcforc the taking, divided by (b) thc fair market value of the Property immediacely
<br /> -- beforc thc taking. Any balancc shnll he pnid to Borrowcr. In the evcnt of a panial tuking of thc Propeny in which the fair `
<br /> markct value of thc Property immediately before the taking is Iess than thc amount of the sums sccm•ed immcdiately before thc
<br />'�,'` ' taking, unless Borrower und L.endcr otherwisc agrce in writing or unless applicable law otherwise providcs, the proceeds shull
<br /> . be applied to the sums sccured by this Sccurity lnstrument whcther or not the sums are thcn duc.
<br />- • � If the Property is ubandoned by Borrower,or if, after notice by Lender to Borrower thut the condemnor offers to make an
<br /> awurd or settle a claim for dumages, Borrower f'ails to respond to Lender within 30 days after the date the notice is given,
<br /> I.cnder is authorized to collect and upWly thc proceeds,at its option, either to restomtion or rcpair of thc Property or to the sums
<br /> � secureci by this Security Instrument, whettier or nat then due.
<br /> ', Unlcss Lender und Borrower othci�visc ngrce in writinfi, any application of procecds to principal shnll not extend or
<br /> ''� • postpone the due date of the monthly payments referred to in pacagraphs 1 und 2 or change the amount of such payments.
<br /> 11.Borrower Not Released;Forbeurnncc By Lender Not s �Vulver.Bxtension of thc timc for payment or modificution
<br /> -- --- -- ef a:r.a:t9isticn af th�s!!rnc c�cured hy this Sccurity Instrument arantcd hy L.ender to any successor in interest of Borrower shall
<br /> � not operate to release the liability of the original Borrower or Borrower's successors m�ntere�t. Lencier,hail uut bc r�uir,;�:o
<br /> �"'' ' ' comrnence proccedings ugainst any successor in interest or refuse to extend time for payment or otherwise modify amortizution
<br /> "� ' '� of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or Borrower's
<br /> `""'''";"`''a' successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waiver of or preclude the
<br /> - cxcrcisc of any right or rcmedy.
<br />_ � � 12. Sucecssors and Assigns Bound; .loint and Several Liubility; C.o-signe�:s. The coven�uus and agreements of this
<br /> �� � Security Instrument shall bind and benefit the successon and assigns nf Ixndcr und Borrower, subject to the provisiuns of
<br />_�.;;�;��,"�Tn parugraph 17. Boi�rower's covcnants and agreements sha{I bc joint and several. Any Bo�rower who co-signs this Securiry
<br />�;.•• .::. Instrument but does not execute the Note: (al is co-signing diis Security Instrument only to mortgage, grant and convey thnt
<br />�'' "''� IIorrower's interest in the Property under the tcrn�s of this Security Instrumcnt: (b) is not personally obligated to pay the sums
<br /> z�;�.,-�"�,�� ., secured by this Security Instrument; and(c) agrees thac l.ender und any other Borrower may agree to extend, modify,forbear or
<br /> _ �•'.M' makc any accommodutions with rcgard to thc terms of this Sccurity Instrumcnt or the Note without that Borrower's consent.
<br /> r�-9_-.i':�\�. _
<br /> _L �..� ,r 13. i.oan Charges. If the loan secured by this Security Insrrument is subject to u law which sets maximum loan charges,
<br /> `°'�''`�''��Y" and that law is finally interpreteci su that die interest or other loun charges collecteci or to be collected in connection w►th the
<br /> ��"�� F loan exceeJ the permittecl limits,then: (a)any such loan chnrge shall be reduced by the umount necessary to reduce the charge
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<br />- ` to the permitted limir and (b) any sums ulrcady collected from Borrower which exceedui permitted limits will be refundeci to
<br />`�' — � Borro�ver. Lender may �hoosr to make this rcfund h}� reducing the principal owecl under the Note or by making n direct
<br /> � .
<br /> � payment to Borrower. If a refund reduces principal, the reduction will be treuteci as a partial prepayment without any
<br /> -- ,,, prepayment churge unJer the Natc.
<br />- "� l4. Notices. Any notice to Borrower prmidcd fc�r in this Security Instrument shall be given by delivering it or by m�iling
<br />- ,r^�- it by first clasti muil unless applicable law requires use of anuther methcxl. The notice shull be directed to the Property Address
<br /> � :� or any othe� ��ddress Burrower dcsignates by notice to Lendec Any notice ta L,ender shall be given by first class mail to
<br />- 6. Lender's addr�ss statcJ hcrcin or any othcr address I.ender designates by noticc to Horrower. Any notice providcd for in this
<br /> �' Sccuriry(nstrumcnt�hull bc decmcrci to have becn givcn to Borrowcr or Lendcr whcn given as provided in this paragraph.
<br /> ¢ I5. Governin�; Law; Severability. This Sccurity Instrument sliall be govcrned by fuleral law and thc law of the
<br />- + jurisdicticm i»�vhich the Properry is located. In the rvent thut any provi�:ion ur rluuse uf this Security Instrwnent or the Note
<br /> cunflirts with applicahlc law, such ccintlict shall nc�t aftect othcr prrnisions of this Sccuriry Instrumcnt or thc Notc which can bc
<br /> given effect without tlic contlicting provitiiun. Tu this end the prc�visiom of this Securiry Instrument and the Note are deelared
<br /> tci hc scvrrablr.
<br /> 1G. Borrnwcr's C��py.Burrowcr shall bc givrn onc conti�rmcd cupy of thc Ncitc and of this Sccurity In+trument.
<br /> Form 3028 9190
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