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<br /> 1T, Trw���er af ll�e I'ropeHY or w Benettclwl Inter�t in Borrower� If all ur un� Qar�of thc Pmperry or any intcrest in it
<br /> � is sold or transfcrred(or if a beneficial intcrest in Sorrower is sold or transfcrre.�and Borrowcr is nut a nmural person)withu�t
<br /> l,ender's prlor written cansent, L.encler muy, u� its option, require immeciiate payment in full of c�ll sums secured by this
<br /> Security Instrument. flowever,this aptinn shull not he exercised by Lender if exercise is prohibitcd by f�cler;il law as of the date
<br /> af this Security Instrument,
<br /> If Lender exercises this option, L,ender slrall give Borrower notiae of acceleration. The notice shall provide n period o not
<br /> less than 30 days from the date the notice is deliveted ar mailed within which Barrower must pay nll sums secured by this
<br /> Security Ins►rument.If Horrower Fuils to pay these sums prior to the expiration of this pericxl, L.ender may invake any remedies
<br /> �ermitled by this Security lnstniment without funher notice or demand on Borrower. _
<br /> 18. Borrower's Rlght to ReinstAte. If Borrower meets certain conditions, Borruwer shall liave tl�e right to have
<br /> enforcement of this Security Instrument discontinuecl at any time prior to the earlier of; (n) S days (�r such other period as
<br /> applicable law may specify for reinstatement) before sale of the Property pursuant to any power of sale contained in this
<br /> Secu�ity Instntment;or(b)entry of a judgment enforcing this Se�urity Instrument.Those conditions are that Dorrowcr: (a)pays
<br /> l.ender all sums wliich then would be due under this Security Instnrment and the Note as if no accelerntion had occurred; (b)
<br /> cures any default of nny othcr covenants or agrcements; (c)pays all expenses incurred in enforcing this Security Instniment,
<br /> including, but not limited ta, reasonable uttameys' fees; and(d)takes such action as Lender may reASOnably require to assure
<br /> that the lien of this Security Instrument, Lender's rights in the Property and Aorrower's obligation to pay the sums secured by
<br /> this Security Instrument shall continue unchanged. Upon reinstatement by Borrower, this 5ecurity Instrument and the
<br /> obligations ser,ured hereby shall remuin fully effective as if no aceeleration had occurred. However, this right to reinstate shall
<br /> not apply in the case of acceleration under paragraph 17.
<br /> 19. Sale of Note; Change of I.aan Servicer. The Note or a partial interest in thc Note (tagether wilh this Security
<br /> Instrument)may be sold one or more times without prior notice to Borra�ver. A sule may result in a chunge in the entity(known
<br /> ns the"i.oan Servic�r")thnt collects monthly payments due under the Note und this Security Instrument.There alsa may be ane
<br /> or mare chunges of the I..oan Servicer unrelate�J tn i�sale of the Note. If there is a change of the[..oan Servicer, Burrower will!x
<br /> given written notice of the ehung�in uccordanee with parugraph 14 ubove and upplicuble law.The notice will state the name and
<br /> nddrcs� of the new l.c�un Servicer uixl the aclJress to which puyments should be muJe. The notice will ulso cuntuin uny other
<br /> infarmution rcquirecl by upplicublc luw.
<br /> 20. Hwzr►rd�wr+ tiubKlt+ncex, F3orrowcr xhull not cuuu� or permit the prescncc, usc, dis{x�sal. s�orwb:•., or rtleasc nf uny
<br /> Huiurdous Subctunces on or in the Prnperty. Borrower shull �xit do, nor ullow unyone clse to do, s�nything a(fecting the
<br /> Property thuA is in violutinn uP u+iy C�ivlronmcntul Luw. Thc prcccding two scntcnccs shull not upply to �hc prescncc, u�, or
<br /> storuge on the Pro{�crty of smull quuntille�of Hu�ardous Substunces that ure generully recogniicd ta be uppmpriute to nonnul
<br /> residential uscs u�xl to nwintcnancc of the Property.
<br /> Borrower rhall prompQy givc I..ender wriUen �zotice of uny invcstigu►ion,claim, demand. Iswsult or other action by any
<br /> govcrnmentnl or regulatary agency or private party ineolving thc Property snd anY Hu't:►rdous Substancc or Environmcntal Law
<br /> of which Borrower has act�al knowledge. if Borrower leurns, or is notified by uny govcrmnental ar regulatory authority, tha�
<br /> any removal or othcr remediation�f miy Hazardous Substance affccting the Property is neccssary,Borrower shnll promptly take
<br /> aii necessary cc�iiai�ai a�:�ons:r.»::usdw^.ee w���F.nvironment:il Law.
<br /> As used in this paragraph 20, "Hazardous Substances" are those substanees detined as cozic or i�uca�uvus sut�tanc:,s �y
<br /> Environmental Law and the following substances: gasoline, kerosene. other flammable or toxic petraleum products, toxic
<br /> pesticides and heTbicides,volatile solvents, materials containing asbestos or fornialdehyde,and radioactive materinls.As useci in
<br /> this paragraph 20, "Environmental law" means fedarnl luws and laws of the jurisdiction where the Property is located that
<br /> relste to health, safety or environmental protectiun.
<br /> NON�UNIFORM COVBNANTS.Borrower and Lender further covcnant and agrec as follows:
<br /> 21.Acceleratlon;Remedles. I.ender shall give notice to Borrower priur to acceleratlon[ollowing W►rrower's breach
<br /> of any covenant or agreement In thls Security Iastrument (but not prior to accelerAtion under pur+igrnPh 17 unless
<br /> appllcable IAw provides otherwise). The notice shAll specify: (a)the defxult; (b) the�etion requlre�l to cure the detault;
<br /> (c)a date, not Iess than 30 days from the dAte the nutice is given to Borrower, by which the defpult mwt be cured;and
<br /> (d) that tailure to cure the default on or before the date specified in the notice mey r�ult in wcceleratfan o[the sum+
<br /> secured by thls Secur(ty Instrument and sale of the 1'roperty. The notice shall further inform Borro�►'er oi the right to
<br /> reinstate aTter acceieration and the rlght to bring a court action to assert the non-existence ot a default or uny otha
<br /> defense of Burrower to acceleration and sale. If the default is nut cured on or before ttx date specltied in the notice,
<br /> Lender, at It� optlon, may reqaire immedlate payment in full of all sums secured by this Security Instrument w?thout
<br /> further dem�nd nnd may Invoke the power of sale and any other remedies permitted by applicaible law. Lender shpll be
<br /> entitled to collect all expenses incurred in pursuing the remedles provided in this paragraph 21,including,but not Ilmited
<br /> to,reasnnable attnrneys' tees snd costs of Ntle evidence.
<br /> If the power of sale Is invoked, Trustee sl�all re�ard A notice of default in each county in which Any part of the
<br /> — Pronerty is located and shall mail copies of such notice in the manner prescribed by appllcable I�w to Borrower and to
<br /> the other persons prescribed by appllcs►ble law.After the time required by applicablc law,Trustce shAll glve�wbltc noti�e
<br /> of sale to the persons and in the manner prescribed by appl�cable law.Trustee, without demand on Borro��cr,shall sell
<br /> the Property at public auction to the highest bldder at the tlme und place and under the terms d�signated in the notice of
<br /> sale in one ur uhjic announceme nt at[hc t mc und plsce orf any pre fously chedule�dnsal�c.'I.ender or its de�s g ee ma
<br /> Property bY P
<br /> purchase the ProperlY at any sale.
<br /> Form 3028 9190
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