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<br /> paynsents muy no langor be required,at thc option of LenAcr. if mortgagc insurance coveragc(in the umount and for the period
<br /> th3t I.,ender rcquires) provided by an insurcr flpproved by I..ender again bxomes availublc and is obtaincd. Borrowcr sl�all pay
<br /> the premiums required to maintain mortgage insurunce in effut,or to provide a loss rescrvc,until thc requiremcnt for mortgnge
<br /> insurance ends in accorda�ce with any wri►ten agreement between Horrower und L^nder or ppplicable Inw,
<br /> 9. Ingpection� Lender or its agent may mnke reasunable entrics upon c�nd inspections of the Propeny. Lcnder shull givc
<br /> k;orrower notice at the:ime of or priar to an inspection specifying rcasonable cause for the inspection,
<br /> 10. CondemnAtion. 'fhe proceeds of any nwnrd or clnim for damages, direct ar consequential. in c�nnection with any
<br /> co�xlemnatian ar otl�er taking of any part nf the Property,or for conveyance in lieu of condemnation, arc hereby assignecl und
<br /> shall bc paid to Lender.
<br /> In the event of a total taking of the Property, the proceeds si�all be applie,d tc�the sums secureci by this Security Instrument,
<br /> whether or not then due, with any excess paid to Borrower. In the event of a partial taking of the Property in which the fuir
<br /> market value of the Property immediatcly before the taking is equal to or greater than the amount of the sums secured by ttiis
<br /> Security lnstrument immediately before the taking,unless Borrower and L.ender utherwise agree in writing, the sums secured by
<br /> tl�is Security Instru►nent shall be recluced by the amount of the proceeds multiplicxl by the following fraction: (a) the total
<br /> amount of the sums secured immediately 6efore thc taking, divided by (b) the fair market value of thc Propetty immediately
<br /> before the taking. Any balance sl�all be paid to Borrower. In the event of a partial taking of the Propeny in which the fair
<br /> market vulue of the Property immediutcly before the taking is less ti�pn the amount of the sums securcd immediately before the
<br /> taking, unless Horrower and Lender atherwise agree in writing or unless npplicable law otherwise provides, the proceeds shall
<br /> be applied to the sums secured by this Security Instrument whether ar not the sums are then due.
<br /> If the Property is abandone�by Bonower,or if, aftar notice by L,cnder to Borrower that the condemnor offers to make an
<br /> award or settle a claim for damages, Boreowcr fails to respond to Lender within 30 days after the date the notice is given,
<br /> I.ender is authorized to collect and upply the proceeds. at its optinn, eit}ier to restoration or repair of the Properiy or to!he sums
<br /> secured by this Security Instntment,whether or not then due.
<br /> Unless Lerxler and Bocrower utherwise agree in writing, any npplication uf proceals to principal shnll not extend or
<br /> postpone the due date of thc monthly payments referred to in paragrephs 1 and 2 or change thc anx�unt nf such pnyments.
<br /> 11.Borrower Not Rdeaeal;Forbearnnce By I.ender Not p Walver.L�xtcncion aF the tinx for puymene or modification
<br /> of wtw»ITation of the sums socurod by this Security Instrununt grantal by l.enckr tn Any successor in interest of Born�wer sh�ll
<br /> not oper�te to refease the liabiliry of the original Borrowcr or Borrower's succecs�►rs In imercst. l.eixlrr shull not he royuiral to
<br /> commence proaedings ageMst any�uccessor in interest or refuse ta exteixl tin�for paynxnt or othenvise mcxllfy�niu►lion
<br /> of the sums socural by �his Securiry Ins►rumcnt by reason of any dernu►xi macie by thc origiiu�l liormwer or &xrower'�
<br /> successors in interest. Any forbearancc by Lcnder ir. exerclsing any righl or rcmaly shall not be a waiver of or proclude the
<br /> Cxerellie oi any righi ur iciiica-iy.
<br /> 12, Su�ceseore pnd pseigns Bound; Joint and Severxl Uwblllty; Co-slgne�s. The covenants atxl agrcements oi this
<br /> Sexurity Instrunknt shall bind and Ixnefit the successors and assigns of l,ender and Borruwer, subjcet to the provisions of
<br /> paragraph 17. Bonowcr's cavenants entl agraments shall be joint and scveral. Any Borrower who co-signs this Socurity
<br /> Instrument but does not execute the Note: (aj is co-signing this Secu�rity Instrument only to mortgage, grant and comaY tlwt
<br /> �orrowtr's interest in the Pruperty under the terms of this 5ecurity Instrument;(b)is not personally obligatod to pay the sums
<br /> secured by this Security Instrument;and(c)agr�es that Lender and any other Borrower may agree to extend, modify,forfiear or
<br /> ma{c�any accommodations with regard to the terms of ihi�Security Instrument or the Note without that Borcower's consent.
<br /> 13. I.oAn Chs�rges.If the loan secured by this Security Instrument is subjxt to a law which sets maximum loan charges,
<br /> and that law is finally interpreted so that the interest or other loan charges collected or to 1x collocced in connection with the
<br /> loan excad the pennitted limits, then: (a) any such loan cliarge shall be reduced by the amount necessary to redua the charge
<br /> to the permittod limit; and(b)any sums already collected from Borrower which exceeded permit►sd limits wil!be refundal to
<br /> Bonower. Lender may choose to make this refimd by reducing the principal owai under the Note ar by making a dirxt
<br /> payment to Borrower. If a refund reduces principul, the reduction will be treated as a partial prepayment wilhout any
<br /> prepayma�c charge uncler the Notc.
<br /> 14.Notices. Any notice to Bonower provided for in this Security Instrument sliall be given by dolivering it or by mailing
<br /> it by first class mail unless applicrble law requires ust of another method. 'fhe notice shall be directod to the Property Address
<br /> or any other eddress Borrower designates by notic� to Lender. Any notice to Lender shall be givcn by first class mail to
<br /> Ixnder's address stated herein or any other address L.ender designates by notice to Iiorrower, Any notice provided for in this
<br /> Sa:urity Instrument shull be damed to have been given to Bonower or Lender when given as provided in this paragraph•
<br /> 18.Governing [.aw; Severablllty. This Security Instrument shall be governed by fcderal law and the law of the
<br /> jurisciiction in which the Property is located. In the c��ent that any provision or clause of this Security Instn►ment ur the Note
<br /> conflicts with applicable law,such conflict shall not uffect other provisions of this Security Instrument or the Nota which can be
<br /> given effect without the conflicting provision. To this end the provisions of this Security Instrument and the Note are doclared
<br />— to be severable.
<br /> 16.Borrower's Copy.}3onower shall bc g[ven one conformed copy of the Note and of this 5ecurity Instrument.
<br /> Fam 3028 9I90
<br /> Pspe 4 of 6
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