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under Section 3(C) above. <br />201309358 <br />451309678 <br />(C) Termination of Biweekly Payments <br />If I am in default for three consecutive Biweekly Payments, the Note Holder may terminate <br />my right to make Biweekly Payments under this Note. If the Note Holder terminates my Biweekly <br />Payments, I will instead pay all amounts owed under this Note by making one payment each month <br />on the first day of the month. <br />The Note Holder will determine the amount of my monthly payment by calculating the <br />amount that would be sufficient to repay all amounts owed under this Note in full on the Maturity <br />Date in substantially equal payments. Beginning with the first day of the month after the month in <br />which I am given notice of termination, I will pay the new amount as my monthly payment until <br />the Maturity Date. <br />B. BIWEEKLY PAYMENT AMENDMENTS TO THE SECURITY INSTRUMENT <br />1. Until Borrower's right to make Biweekly Payments is terminated under the conditions <br />stated in Section A of this Biweekly Payment Rider, the Security Instrument is amended as <br />follows: <br />The word "monthly" is changed to "biweekly" in the Security Instrument wherever <br />"monthly" appears. <br />(b) In Uniform Covenant 3 of the Security Instrument ( "Funds for Escrow Items "), "12" <br />is changed to "26." <br />(a) <br />2. If Lender terminates Borrower's right to make Biweekly Payments under the conditions <br />stated in Section A of this Biweekly Payment Rider, the amendments to the Security Instrument <br />contained in Section B1 above shall then cease to be in effect, and the provisions of the Security <br />Instrument shall instead be in effect without the amendments stated in this Biweekly Payment <br />Rider. <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Biweekly Payment Rider. <br />BORROWER JASON D. CARTER <br />g _66, 5 Gcu\ - tee 7 <br />- BORROWER - BARBARA S. CARTER <br />MULTISTATE BIWEEKLY PAYMENT RIDER (Fixed Rate)- Single Family- Fannie Mae Uniform <br />Instrument <br />750.6 Form 3177 1 /01 <br />(page 3 of 3 ) <br />