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201309358 451309678 days until I have paid all of the principal and interest and any other charges described below that I may owe under this Note. My biweekly or any monthly payments will be applied to interest before Principal. I will make my biweekly or any monthly payments at 802 N. WASHINGTON STREET, JUNCTION CITY, KS 66441 or at a different place if required by the Note Holder. (B) Amount of Biweekly Payments My Biweekly Payment will be in the amount of U.S. $378.03. (C) Manner of Payment My Biweekly Payments will be made by an automatic deduction from an account I will maintain with the Note Holder, or with a different entity specified by the Note Holder. I will keep sufficient funds in the account to pay the full amount of each Biweekly Payment on the date it is due. I understand that the Note Holder, or an entity acting for the Note Holder, may deduct the amount of my Biweekly Payment from the account to pay the Note Holder for each Biweekly Payment on the date it is due until I have paid all amounts owed under this Note. 4. TERM If I make all my Biweekly Payments on time, and pay all other amounts owed under this Note, I will repay my loan in full on AUGUST 12, 2039. If, on NOVEMBER 20, 2 04 3, I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the "Maturity Date." 5. [omitted] 6. [omitted] 7. BORROWER'S FAILURE TO PAY AS REQUIRED (A) Late Charge for Overdue Payments If the Note Holder has not received the full amount of any biweekly or monthly payment by the end of 15 calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be 5.000% of my overdue payment of principal and interest. I will pay this late charge promptly but only once on each late payment. (B) Default If I do not pay the full amount of each biweekly or monthly payment on the date it is due, I will be in default. I also will be in default if I do not maintain the account I am required to maintain MULTISTATE BIWEEKLY PAYMENT RIDER (Fixed Rate) - Single Family- Fannie Mae Uniform Instrument 750.6 Form 3177 1 /01 (page 2 of 3 ) ,3v