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<br /> � ..� 5. Nar.ard or Prnperty xnsurance. Aorrowcr shull kcep thc improvements now cxisting un c�rcafter crccteci on thc
<br /> _ '� Property insured ngainst loss by fire, hazurds includcd within the term "extcnded covert,ge" und uny nther hur.�rds, including
<br />-_ �. fln�xis or flonding, for which I.ender requires imurunce. This insura�nce shall be muintuined m the nmuunts nnd for the peric�ds
<br />_���'^��;: thut l.cndcr rcquins. Thc icixurancc rurricr providing thc insur�mcc tihidl hc rhoscn hy Qarrnwcr subjcct to I.cndcr's��ppravid
<br /> ' ,�� wltiich shcdl nnt hc unrcusonubly withhcld. If licttrowcr f'uils to muint�iin covcrnt:c dcticrihcd ;ihnvc, Lcnd�r mny, at L.cndcr's
<br /> .,� option, c�htuin a�vcrngc tci protcct IAndcr's rightti in thc Property in uccord�mcc with purugrnph 7.
<br />' `"`� All insurunce policies mid renewtds shull be acceptuble to [,ender und shall include u stundurd mortguge cluuse. I.ender
<br /> ��� +hull huvc the right to hold the p�licies und renewals. If Lender requires, Borrower shidl promptly give to Lendcr all receipts uf
<br />�_. --- paid premiums�md renewal notices.(n thr, event af loss, Borrower shnll give pro►npt notice to the insuruncc carrier und Lender,
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<br /> I.,cndcr muy mnkc proof of loss if not rnudc prompUy by Borrowcr.
<br /> • • ,;; ; Unless L,ender und Borrower athenvise agree in writing, insurance proceeds shnll be applied to restorAtion or repair of the
<br /> -�:..t.,�•�•��_� Property dumaged,if the restoration or rcpair is cconomically fcasible and Lender's security Is not lessencd. If the restorution or
<br />���`�*;'� ' repair is nat cconomicaUy fcasible ur Lender's sccurity would be Icssened,the insurance proceeds shall be applied to the sums
<br />-_: ��'���- securcd by this Security Instrument, whether or not thcn duc, with any cxcess paiJ to Barrower. If Borrowcr abundons the
<br /> -_ :'`�:�."� Property,or docs not answer within 30 duys a notice from L.ender tbat the insurancc currier h�.v offcred to settle u claim, then
<br />=':;4'-�i�` Lender may collect the insurance proccecis. Lcnder may use the proceeds to repair or resrorc the Property or to puy sums
<br /> �"��i`�'�`� secured by this Security Instrument,whether or not then due.The 30-dny peric�d will begin when the natice is given.
<br /> ��� Unless C.ender and Borrower othenvise agree in writing, any application of proceects W principal shall not extend or "
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<br />- +���'� postpone the duc dute of the monthly payments referred to in paragruphs I and 2 or changc the amaunt of the payments. If
<br /> � "� � under paragraph 21 the Propeny is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from
<br /> '`���' damage to the Property prior to the acyuisition shall pass to Lender tu the extent of the sums sccured by this Securiry Instrumcnt
<br /> w:�,;,��,��~ � immcdiatcly prior to the acquisition.
<br /> �:,�;�. ' 6.Occupancy,1'reservatlon. Maintenance and Protection of tlte Property;Borrower's Loan Appllcation;Leasehotds.
<br />-;:�;>`�t��'�. ' Borrower shall occupy,estnblish, and use the Property as Borcower's principal residence within sixty days after the execution of
<br /> ��.�,`�f-. this Security Instrument and shall continue to occupy the Property as Borrower's principul residence for at Ieast one yeur after
<br /> `i��''' the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreusonubly withheld, or unless
<br /> -.�%'-��'���' extenuating circumstnnces exist which are beyond Bormwer's cantrol. Aorrower shall not destroy, damagc or impuir the
<br />- _ `: 'L Property, utlo�v thc Property ro detcriorate, or commit wuste on the Property. Borrowcr shall be in dcfault if any forfeiture
<br /> '. ����".,:��� uction or procecdin�, whether civil or criminnl, �c h�o�n Ih�r !n L.er.de:'s bcod faiih judgmcni could result iu furfciiure oi cne
<br /> �;.�'�,;'�-: Property or othcrwise materiully impair the lien created by tl�is Security Instrument or L.endcr's security interest. Borrowcr may
<br />_ ° .. cure such a default and reinstate,As pravided in paragrnph 18, by causing the action or proceeding to be dismissed with a ruling
<br />___ ' � 't; that, in L.ender's good faith determination. precludes forfciture of thc Borrower's interest in the Property or ather material
<br /> ���;:�:r �;; impairment of the lien crcated by this Sccuriry Instrument or I.ender's securit
<br /> ,.�.,,�.,, ��Y y intcrest. Borrower shull also be in default if
<br /> . . Borrower,during the loan application process,gave materially falsc or inaccurate information or statements to Lender(or fuiled
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<br /> _`_ #��'-�:�� to provide l.endcr with any material information) in connection with thc loan evidenccd by the Note, including,but not Iimitcd
<br />��;,�;_<;•'�• to, representations concerning Borrower's occupancy of the Property us a principal residence. If this Security Instn►ment is on n
<br /> _;F*�!' leasehold, Borrowcr shull comply with all thc provisions of thc lrase. If Borrower acquires fee tide to the Property, the
<br /> �;�._,,_:�,. Icasehold and thc fec tide shall not mcrge unless Lendcr ugrecs to the merger in writing. �
<br />__s•�`:•�= 7.Proteciion of I,ender's Ri�Nts in the Property.If Borrower fuils to perform the covenonts and agrecments contnincd in
<br /> _�"_`_^:�4{���.. this Securiry Instrument, or there is a Iegal proceeding that may significuntly affect Lender's rights in the Property (such as a
<br />� �� proceeding in bankruptcy,probnte, for condemnation or forfeiture or to enforce laws or regulations), then Lender may do and
<br /> �;*.-.f�+�',. pny for whatever is necessary�o pratect the value of the Properey and I..ender's rights in the Property. Lender's acti�nc m�y
<br /> -'�-,:,�;�'; include paying any sums securcd by a lien which hns priority over this Security Instrument, appearing in court, paying
<br />�-��yF'�``i� reasonable attorne s fecs and enterin on the Pro rt to make re airs. Althou h C.ender may take action under this ara ra h �
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<br /> , -�,-.�,: • 7,L.ender docs not have to do so.
<br /> ��;.�;�;,�. � Any amounts disbursed by Lendcr undcr this paragraph 7 shall become additional dcbt csf Borrower secured by this
<br />'�° ��.". Sec;uriry [nstrument. Unlcsx Borrower and L.cnder ngree to other terms of payment, these amounts shall bear interest from the
<br /> - ' date of disbw�sement ut thc Notc ratc and shall be payublc, with intcrest, upon notice from Lender to Borruwcr requesting
<br /> -"'°..��=.. payment.
<br />=�=r`�,�,� S.Mortgage Insurance. If Lender rcquircd mortgagc insurunce us u rnndition of making the lonn secured by this Securiry
<br /> �''''T". �;.: . Instrument, Borrowcr shull pay the premiums requin;d to maintain thc mortgage insurance in effect. If, for any reason, the
<br /> � mortgage insurance coveragc required by Lender lapses or ceases to be in effect, Borrower shall pay the premiums requireci to
<br /> obtain coverage substantiully equivulent ro the mortgugc insuranee previously in effect, ut a wst substantially equivalent to the �
<br /> cost ro Borrower of the mortgagc insurance prcviously in cFfect, from .m alternate mortgage insurer approved by Lcnder. If ---
<br /> substantially cquivalcnt mortgagc insurance covcragc is not availublc. Borrowcr sh:ill pxy to Lender euch month a sum cquul to —
<br /> • one-twelfth of the yearly mortgage insurance pretnium being paid by Borrower whcn the insurance covcrage lapsed or ceascd to -
<br /> be in cffcct. L.cnder will uccept,usc and retain these payments us a loss rcticrve in licu of mortgagc intiurttncc. I,oss rescrvc --
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<br />- Form 3028 9/9Q —::`
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