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.. ;�� ,• " � 1 ...... . ._,_.�wi:."_- . . _ <br /> u �: <br /> �� .. -. '. '. .. i ..�.__ <br /> __"_.��:.»�._ ___ <br /> ..._ "_ . . ....."_"-_"'___'_�-_.—_"_ __--_-'--_=-_. _--___ __-: _-___.__"-. . _�� <br /> __ - -_ ._-_ _.---__ _ <br /> � .... '""_ . . ..... .. _.___- . . J ._ <br /> . �_� 1°` -_ l . . .. . . . . .. . .. •i�� , - . , . ' _" '�- -_.. - , ' .._ �� . <br /> . .,f�I:if' - . . . � . ... .'ty r7'r1tiI,K�1:'-1:�1��.� 4• " ' .. • - . •1. � ' _- �.�.��� <br /> . . - L1{Y �. � ♦ . ,� �� .� . . . . . ' . -' " . . _ <br /> . :';�,"r:�����° ,. .,�,^.�.���3,' ,.� . ., ^f• -., " . ' . :'4.� � . '��tr�'u`,�° <br /> >.. <br /> • �., � , :�; , �. . , . `'" '. - <br />� � K 11MwiN1� ' ' .` ' .. ' M��f.rw,�. •�. - `.:..:L... ....u._� 'AL'�..- —. <br /> - . . .. _. . . . . . . . ._.�'�1 NI'NW'7f.: .-=��-i.y`.,n+r:r�rs��.�.�—�.— <br /> „ _, . , v..-t ,�����_� <br /> ' � <br /> . . � 97-i1A58'� <br /> . ° TOGETH�R WITH all the improvcmcnts now on c�rcaftcr crecteci on thc property, und all cus�cmcnts,uppurtcnunces, �md <br />- , fixtures now on c�rcaRcr a purt of thc property. All rcplucements and udditions shull also bc c��vcrcd by thix Sccurity <br /> � �. Instrumcnt.All of the foregoing is referred to in this Sccuriry Instrumcnt us thc "Arnperty." <br /> ._s BORROWER COVENANTS thnt R��rrrnver is lawfully sci�eci uf thc cs�atc hereby cunveyc�l mid has the right to grunt�md <br /> canvey the Property und that the Aroperty is unencumbered, except for encumbri�nces of rerord. Rc�rrower wi►rrunts and will <br /> . ., ,:'�''� defend generully the tiNe ta the Pmperty ngainst ull cluims nnd demunds, suhjcct to ciny encumbranccs of rerord. <br />' � V THIS SECURITY INSTRUMENT combincti uniform covcnunts fc�r nutiunul usc und nc�n-unif'orm c�venants with Nmitcd <br /> variations by jurisdiction to constitutc u uniform sccurity inxtrumcnt covcring r�ul property. <br /> �. � ` UNIFORM COVENANTS. Borrowcr und Lendcr covenant and ugrcc ais follows: <br /> � ; l. Payment of Pr(ncipal und Inter�t; Prepayment und l.utc Chur�as. I3urrowcr shuli promptly puy whcn duc thc <br /> ' principal of and interest on the debt evidenced by the Note and any prepuyment und latc charges due undcr thc Notc. <br /> � }� 2. Funds for Tuxes und Insurance. Suhject to npplicablc lu�v or to u written waiver by Lcnder, Borrower shall pny to <br /> , �� <br /> ��; L.cnder on thc day rnonthly pnyments arc due undcr thc N�tc,until thc fVote is puid in full, a sum("Funds")f o r: (a)y c a r l y taxes <br /> x' an d assessments which may attain priority aver this Security Instrument us u lien on the Property; (b)yeurly Ieasehold payments <br /> � or ground rents on the Property, if nny; (c)ycarly liuzard or property insurance prcmimns; (d)ycarly flacxi insurance premiums, <br /> if any; (e) ycarly mortgage insurance premiums, if any; anJ(� any sums payuble by Barrower to L.ender, in accordance with <br /> the provisions of paragraph 8,in lieu uf the payment of mortgage insurunce premiums.These items ure called "Escrow Items." <br /> Lender may, at any time, collect and hold Funds in an amount not to exceed the maximum amount a Icnder for a federally <br /> � relntr:d mortgage lo;ui may rtquire for Borrower's escrow uccount under the federal Rcal Estate Settlement Procedures Act of <br /> � , 1974 as amendecl from time to time, l2 U.S.C.Section 2601 et sey. ("RESPA"), unless another law that applies to the Fw�ds <br /> � ^ . sets a lesser amount. If so, Lender may,at any time, collect and hold Funds in an amount not to exeeeci the lesser umount. <br /> : v Lender may estimate thc amount of Funds due on the basis of current data und reasonable cstimates of expendiwres of future <br /> Escrow Itcros orothcrwisc in accordance�.vith applicablc law. <br /> , The Funds shall bc lield in an institutinn whose deposits arc insured by a federal agency, instrumentulity, or entity <br /> . • (including I.ender, if L.ender is such an institution)or in any Federal Home L.c�an Bank.Lender shall apply the Funds to pay the <br /> � Esc�nw Items. L.ender may not churgc Borrowcr for holding and applying thc Funds, annually anulyzing thc cscrow Account, or <br /> verifying the Escrow Items, unless Lender puys Borrower interest on the Funds and applicublc la�v permits L,ender to make such <br /> ,?__ a charre. Hnw�v�s, L�n���n;�� T���;�„ ��,rr.;�;c, tu pay u one-cime cnarge tor un independent reul estate tax reporting service <br /> used by Lender in connection with this lo:�n, unless applicable law providcs othenvise. Unlcss un agreemcnt is made ar <br /> , applicable law requires intcrest to bc paid,Lr.nder shap not be require:d to pay Aormwer any interest or eurnings on thc Funds. <br /> � Borrowcr and Lcnder may agrcc in writing, hrnvever, that intcrest shall bc paiJ ou the Funds. I.cnder shnll givc to Borrower, <br />_?•>•- without charge. an annual nccounting of the Funds, showing cr.:dits and debits to the Funds and the purpose for which each <br />�' . � debit to the Funds was made. 1'he Funds are pledged as additional security for all sums sccured by this Security Instrument. <br /> , • If the Funds held by Lender exceed the amounts permiued to b�held by applicublc law,Lcnder shnll account to Bo-rower <br />- for the excess Funds in uccordanee with tl�e reyuirements of applicable law. If tlic amount of the Funds held by Lender at any <br /> � ' �`� timc is not suf�cicnt to pay thc Escrow Itcros whcn duc, I.cndcr may sn notify Borrowcr in writing, and, in sur.h caec Barrowcr <br />_ shnll pay to Lender the amuunt necessury to rnakc up the deficiency. Bc�rrower shull make up the deficicncy in no more than <br /> twelve monthly payntcnts,at Lcnd�r's solediscretion. <br />_ � ' Upon paymcnt in full of all sums secured by this Security Instrument, Lcndcr shaU pramptly refund to Borrowcr any <br />_ �' <<�- Funds hcld by Lender.If, under paragruph 21, Lendcr shall ucyuirc or scU thc Yroperty,I.ender,prior ro the acyuisition or sale <br /> " '��� of the Property, shaU apply any Funds held by Lender Lt the time of'ucyuisition or+ale as a credit ugainst the sums secured by <br /> ` � "� � this Securiry Instrument. __ <br />_ ' 3.Appllcation oP Pa�yments. Unless appl icable law prrnidcs othcrwisc,ull payments reccived by Lcnder under paragraphs <br />_ ° I and 2 shall bc applicd: first, to uny prcpaymcnt charges duc undcr thc Note; second, to amounts payablc under paragraph 2; <br /> -- third,tc�intcrc�t duc: fourth, to principal due; und last, to uny lutc churges duc undcr the Note. <br /> ` 4. Chnt�es;Liens. Borrower shall pay all laxes, asscssments,rhargcs, tines and impoxitions uttributable to the Property <br /> t.�_ which may auain priority over this Sccuriry Instrument, und Ieasehold payments or�round rents, if any. Borrower shall pay <br />�.- <br /> : .... thcse obligations in thc manncr provided in paragraph 2,or if not paid in that mnnner, Borrowcr shafl pay them on timc directly <br />_" to the penon owcd payment. Borrowcr sh:tll promptly furnish to I,endrr ull noticcs of amounts to bc paid undcr this paragraph. <br /> If Borcower makc:s thrsc paymcnts dircctly,Borrower shall promptly furnish to Lcndcr reccipts cvidcncm�the puyments. <br /> Borrowcr shull prompUy dischargc anp licn which hus priority ovcr this Sccurity Insu•umcnt unless Borrowcr: (a)agrccs in '* <br />_ writing to the pa��ment af thc obligation xecurcd by thc licn in a manncr arceptablr to Lendcr; (b)comcsts in good fa:th the licn s <br />- by. or dcf'ends ny,ainst cnfi�rcemcnt uf thc licn in, lebal prcuccding� whirh in thc Lcnder's opinion operatc tci prevent the " <br /> cnforccmcnt of thc lien;ur(r) sccurcs from thc holdcr crt'thc licn an agrccmcnt satisfartory tci Lrndcr tiubordinating thc licn to <br /> this Sccurity Instrutnrnt. If L�nJer dctcrntines that uny part of thc Property is subject to a lirn whirh may attain prioriry over <br />_ this Scrurity In�trumeni, Lcndcr may givc Burrou•cr a notirr idcntifyin� thc licn. H�irr�wcr sh:dl s�ititify thc lien ur takc one ur <br /> morc of the uctiuns srt li�rth abovc within 10 duy�of thc giving ol'no�icc. <br /> Farm 3028 9190 <br /> Pofla d ol G <br /> ._. ,.__-__-, .� —_ <br /> _ � ,.. . , . <br />.- ._ . ...- . ..__.. . .. �.�_. <br /> . � _ . .__ _. _. _ .. <br /> _... ._.__.__ . . .. ... ..... . . . <br />