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<br />�_��.;�,,r p�ymcnts nury na longcr bc rcquircd, at d:c option of L.cndcr. if mortgugc insurancc ri���crugc(in thc umount und for thc period
<br /> J��'• '� thut l.�;ndcr rcquires)providcd by un insur��r np�r�wcd hy I.ender ugnin hccomes nvuilublc imd is obti�incd. l�orrowcr shull puy
<br />_�,..,..�_ �
<br />�`-.�,�;�`N_��_ the prcmiums rcyuircd to nu►intnin mortguge insuruncc in effcct,or tu providc a loss reservc,until the rcyuircmcnt for mnrtguge
<br />_=•;4�+�w!� insurntice cnd!�in uccc�rdnnce with uny wriuen ngrcement between Rorrower und I..ender or upplic�ble luw,
<br /> -.;� ..• ..� y.Iny{x�ction. l.ender ur its<<gcnt nury mttkc rcusonablc cntrics upnn und inspections of the Prapertv, I-.ender shull give �
<br />°�� [�orrowcr noticc ut thc timc of nr priar to nn inspcctian spccifying rcusonublc cauhc for thc inspcction. `
<br />---�'���;.j 10, Cundemnation. The praceeds c�F nny uwurd or cluim for de�maseti, direct or consequentiul, in connection with uny �
<br /> �'�!!� condcnmltion or othcr tnkins of uny part of thc Property.or for convcynncc in licu of condcmnu�ion, urc hcrcby usrignui und `„�
<br /> � + shall be paid to Lender. G�
<br /> , .;� In the event of n total tuking of the Prnperty, the proceecis shall be t�pplieci to the sums secured by this Securiry lnstrument, rj,�
<br /> • whether or not thcn due, with any cxcess paid to Borrower. In the cvent of u partiul tuking of the Propcny in which the fnir �
<br /> ` "' market vnluc af thc Property immecliutcly bcfore thc tuking is cqual[o or grenter thnn the umount of thc sums sccurcd by this �
<br /> ��,�4''"� Securit Instrument immedintcl 6cfore the takin unless Bormwer and Lcnder otherwise agrec in writing, the sums�ecurcd by
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<br />- • ,�.� this Security Instrument shall 6e reduced by the nmount of [he proceeds multiplied by the following fraction: (a) the totnl
<br /> ��`•f.3 emount of the surns secured immeciiately before the taking, dividecl by (b) the fair market vuluc of the Property immediutely
<br /> ��'��'��'� befare the taking. Any balunce shall be paid ro Borrovier. In the evont of a partial tuking of the Property in which the fair
<br /> ``=''��'=7 market value of thc Property immediately before thc taking is less than the amount of the sums secured immeciiutcly befarc the
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<br /> ��'�- talcing, unless Borrower and Lcnder otherwise ngrec in writing or unless upplicablc law othcrwisc provides, thc proceeds shall
<br /> .,�,;y,�,::.
<br /> =�„T,;,;;3;;:, be applied to the sums sccurcci by this Security Instrumei�t whether or not the sums are then due.
<br /> ,g��{` If the Property is Abandoned by Borrower,ar if,after notice by I.ender to Borrower thut the condemnor offers to muke an
<br />=����• ,,r, awurd or setde a claim for damages, Borrower fails to respond to Lender within 30 days uftcr thc datc thc notice is given.
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<br /> ,-x�„ Lender is authorized to collect und apply the proceeds,at its option,cither ro restaration or repair of thc Propeny or to the sums
<br /> '• secured by this Security lns►rument, whether or not then due.
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<br />-• ..,s� Unless L.ender and Borrower otherwise ogree in writing, any application of proceeds to principal shall not extend or
<br />,,�''��i;��;;�, po5tpone the due date of thc monthly payments referrcd to in paragraphs I and 2 or change the amount of such paymcnts.
<br /> ' 11.Borro�ver Not Released;Forbeurnncc Sy Lender Not a Waiver. Extension of the time for puyment or modification
<br /> �:....,-:
<br />'fZ;�=' of amortization of the sums secured by this Security Instrument granted by Lender to any successor in interest af Borrower shall
<br />"�;`:':'���r . not operate to release the liability of the originul Borrower or Borrower's successurs in interest. i.ender shaU not be required to
<br />' -� � . ��,mmPnr� �roceedines ueainxt any successor in interest or refuse to extend time for payment or otherwise modify amort�u►tion
<br />•"Y;���r:�,:: of the sums secured by this Security Instrument by rcuson of any dcmand madc by the original Borrower or Burrower's
<br />�•.'.'��' , ;� successors in interest. Any fnrbearance by Lender in exercising any right or remedy shull not be a waiver of or preclude the
<br /> '''�'� . exercise of any rigM or remedy.
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<br /> ;;,�,�_�+���' � 12. Succ�ssors und Asslgns Bound; Joint and Several I.YablliYy; Co-signers. Thc covenants und agreements of this
<br /> �- :,s.:; ' Security Instrument shall bind and benefit the successors and assigns of Lender and Bonuwer, subject to the provisians of
<br /> ��L�.�� paragraph 17. Bonower's covenants and agreements shall be joint and several. Any Borrower who co-signs this Security
<br /> r,�.:_,� Instrument but daes not execute the Note: (a) is co-signing this Securiry Instrumant only to moitgage, grant and convey that
<br /> °�-"�"� Borrower's interest in the Property under the terms of this Sccurity Instrument; (b) is not personally obligated to pay the sums
<br /> �����' secured by this Security Instrument; and(c)ngrecs thut Lender und any other Borrowcr may agre�;to extcnd, modify, forbear or
<br />--`�t� . make any accommodations with reg:�rd to the terms of this Security Instrument or the Note without that Borrower's consent.
<br /> .� ;, _�
<br /> --===n 13.Loan Charges. If the loan secured by this Securiry Instrument is subject to a luw which sets maximum loan charges.
<br /> , �,u��c;� and that law is finally interpretecl so that the interest or other loan charges collected or to be coUected in connection with the .
<br /> �;,,;�;:�'!� loan exceed the permitted limits,then: (a)any such loan charge shall be reduced by the um�unt necessary ta reduce the charge
<br /> -_'�:�:: to the permitted limit; and (b)any sums already collected from Borrower which exceuied permitted limits will be refunded to
<br /> '-'�_ :�:�� B��rrower. Lender may choose ro make this refund by raiucing the principal owed under the Note or by making a direct
<br /> ='��'�:��„ payment to Borrower. If a refund rr.duces principal, the reduction will be treaYCd as a partial prepayment without any
<br />-�::t'.:��. prepayment chargc under thc Note.
<br /> '' �'��"""' 14.Notiees. Any notice to Borrower provided for in this Security Instrument shull be given by delivering it or by mailing
<br />-::.1/rdj•,i'.i
<br /> Z;•:n��=�__ it by first class mail unless applicablc law requires use of another mcthod. The�iotice shall be directed to the Property Address
<br /> ,,;:',r""' or any othcr sddress Borrowcr dcsignutes by noticc to lxndcr. Any noticc to Lender shall bc given by �rst clnss mail to
<br /> � -���n'•• Lcnder's address statcJ hcrcin or any other address Lender dcsignates by noticc to Bonowcr. Any noticc providcd for in this
<br /> "" , Security Instrument shall be dcctncd to havc bcen given to Borrowcr or L,ender when given us providcd in this paragraph.
<br /> � . ' 15.Governing Law; Severability. This Security [nstrument shull be �overned by fcderal law and thc luw of the
<br />. jurisdiction in which the Property is located. In the event that any provision or clause ot'this Security Instrument or the Note
<br /> conllicts with applicablc law,such conflict shall not affcct othcr pro��isions of this Sccuriry Instrument or thc Notc which can bc
<br /> . given cffect witho�t the conflicting provision. To this end thc provisions of this Security Instrument and the Note are declared
<br /> to bc sevcrablc.
<br /> 16.Borro�ver's Copy. Bom�w+er shall be given onc conformed capy of the Note and of this Security[nstrument.
<br /> Form 3028 9190
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