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<br /> �"��'";'""'' S. Hezard or Property Insu�e. 8orrowcr shall keep the improvements 10W cxisting on c�re:ifter ercctcd on thc
<br /> �r':4•t_:;: PropeRy insured against loss by firc, hau►rds included within the tcrm °extendcd c�vcragc° .ind tmy �thcr huzurds, including
<br /> .'}.:�` '-• flcmds�r flascling, for which l.endcr requires insurance. This insuruncc sliall bc maintuincci in thc umounts and for thc periods
<br /> _'o.-�,�.;,;; � thnt L.endcr requires. The insurnnce currier providing the insurunce shall be chosen by Horrower+ubject ro l.ender's apFravul �
<br />�~�=''s which shull not bc unrcusonabl� withheld. If Borrowcr !`nils to muintuin covcragc dcscribed above, Lrndcr may. ut Lcnder's �
<br />�:� option,obtain crncragc to protect Lcndcr's rishts in thc Property in accordancc with paragr.�ph 7. _
<br /> All insurance palicics and re�zewuls shall be ucceptable to Lender amt shall include a stundurd mortguge clause. I..ender w
<br /> _�:J�� shnll have thc risht to hold the policies und renewals. If I..cnder rcquires, Borcowcr shall prompNy give to Lender aU receipts nf +�
<br />•_— '"""� paid premiums and renewul notices. In the event of loss, Borrower shall glve prompt notice to the insurunce carrier und L,ender,�
<br /> � .�,�' L,cndcr muy makc praof of loss if not made promptly by Horrower. �
<br /> �`-i`•��51� Unless Lender ar.d Borrower otherwise ugrce in writing, insurnnce praceeds shall be applied to restorutian or repair of the�
<br />_ ��•;'°"`;'° Property damaged,if thc restorstion or repair is economicully fcusible und L.ender's security is not Icssencd. If the restoration or _
<br /> '������ rcpuir is not economicully feusible or[.endcr's security would be lessened,the insurunce procceds shall bc upplied to the sums
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<br /> �=�Nr;I� secured by this Securiry Instrument, whether or not then due, with uny excess paid to Borrower. If Aormwer ubandons the
<br /> '"'��'-�-' Property, or docs not answer within 30 duys a notice from Lender that thc insurunce canicr hus offered to settle a claim,then
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<br />==-;x�F.��r • Lcnder may collect the insurance proceeds. Lender may use the proceeds to rcpair or restare the Property or to pay sums -_
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<br /> ---._ securcd by this Security Instrument,whether or not then due. The 30-day period will begin when thc notice is given. -
<br /> ����� Unlcss C.endcr and Borrawer adierwise xgree in writing, any applicution of proceeds ta principal shall not extend or _.
<br />�=i��;�,� postpone the due datc of the monthly payroents referred to in parugraphs I and 2 or chunge the amount of�he: puyments. If -
<br />' -''� under paragraph 21 the Property is acquired by Lender, Borrower's right to any insurance policies and proceeds resulting from -
<br />--•j��� damuge to the Praperty prior to thc ncquisition shall pass to Lender to the extent of the sums secured by this Security Instrument _
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<br /> �••��rt4;�' immcdiutcly prior to the ncquisition.
<br /> -°�.��,.,- 6.Uccupancy, Preservation. Mulntenunce and Protection of the Property; Borrower's Loun Applicatlon; Leascholds.
<br /> � '°1;;� 13orrow�r shnll occupy,establish,und use the Proper�y as Borrower's principal residence within sixty days ufter the execution of
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<br /> �-,.,F, this Securiry Instrument und shall continue to occupy the Property ns Bormwer's principal residcncc for at leust one ycur after
<br />_=•��" the date of occupancy,unless Lender otherwise ugrees in writing, which consent shall not be unreasnnably withheld, or unless
<br /> '•�;� ' �'' !: extenuating circumstances exist which are 6eyond Borrower's control. Borrower shall not destroy, damage or impair the
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<br />- �•s ' ' �� Property, allow the Propeny to deteriorate, or commit wnste on the Property. Borrower shall be in default if uny forfeiture
<br />�=;'�+``;°`F.,,- actian or proceeding, whether civil or criminttl, is begun thut in L.cndcr's good faith judgment could result in forfciture of the
<br /> _:j,:cs;���_*vy� Propeny or o[nenvise materiaiiy impair ihc iien crea�eu by iiii�Sc;c;uriiy Inalrumrut ur Le���ICr'��ccu�ity i�itci�st. �arrcucr may
<br />-- '"°y-r•ti cure such a default and reinstate,ns provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling
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<br /> `;�-��-W-•.:� ' that, in l..ender's good faith dctcrmination, precludes forfeiturc of the Borrowcr's intcrest in the Property or other muterinl
<br /> `�'"'°�'���'►- impairment of the lien creuted by this Security lnstrument ar Lender's security interest. Bonower shall ulso be in defzult if
<br /> ?.=���;4`� Borrower,during the loun upplication pracess,gave materially false or inaccurate information or statements to Lender(or failed
<br />--,��"`'t' to provide Lcnder with uny material information)in connection with the toan evidenced by the Note, including,but not limited
<br /> ==-=�� to,representations concerning Sorrower's occupancy of the Property as a principal residence.If this Security Instrument is on a
<br /> -�-�--�y+� leasehold, Borrower shall comply with all the provisions of the lease. If Borrower ucquires fee title to the Property, the
<br />-���'"w��`� • leasehold and the fce title shall not mcrge unless Lender agrccs to the mcrgcr in writing.
<br /> ,�:.��_�� : 7.Protecttan of Lender's Rights in the Property. If Borrower f�tils to perforni the covcnants und agreements contained in
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