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<br /> � TOiiEiliER WITH e0 the 6nprovemerrts mm�r or heresfter erected on the properly. and a11 easem�ts. appurte�sces• end � t � �..
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<br /> �-:,�� : -` :- fi�ures now or heseafter a Part ot ths ProPenY.Ad�P��and adddIons shaD elso 6e covaed by thfs SecuritY Instrume�. i •,,,r.•
<br /> ��<;�`.�� Instsume.nt as the'Prope�tY-' < �`:` .�`
<br /> � . . . AD of the focegofng ts retened to(n this Secudty �`. .
<br /> �,<'` .: : �. . � BOARCW�i COVENANTS that Bcrtower ts �UY seized af tha estate hereDy conveyed and has the dght ta grant and �,., �.. _ ;' ?.;,.
<br /> � '` convey the FcoP�ty►and tAat the �p�l is unencumbered �tor encumbranees ot record. Bartower wairants and wtll „ ` ,_�f.
<br /> �`°` daf�d genera�y the tPJe to the ProPacy►egainst e0 daims and danar►ds.sublect to any enwmbrances ot reccrd.
<br /> � f i.
<br /> ° ,;' ` 7Ht8 SECUAIN tNS7AUMENT combines unTortn eovenaMs tor national use arsd nbn�nKmm covenents wdh lirttited , : �.` r
<br /> ,: � ? . ^ �
<br /> � varfatlons by jurisdldton to constih�te a unitorm seauit�l tnstrumerrt eave.ring reai PmAertY• � . t`
<br /> UNIfORM CdYENAP)f5• eflrrow�end Lendzr eovenerrt end�and�La4e C9tstges.Bortower shall prompUy PaY when __L
<br /> � .��.,.. 1.Paymont of Principat a�ed tnteres'� Preivay�e ;:, �' .
<br /> Que tha P��PaI ot and Interest on the debt evid�ced by the Note and arry DrePal►mertt snd late chargea due under the Ncte. , .:.4•.`'. .,•�,��;i��.
<br /> 2. Funds far Yaxes�sd t�surance.s�,biect co appr►mnte iaw or sn a wrmen watve tn►tenaer.Bomower shaU Pay ,.�;:;�- .
<br /> ' �,;'F % � � mds ere due nnder the t�ote.un�1 the Note�paid in tuD.e sum('Funds') tor. (a3 Y�D ..,�.r ";, • <�.'<•.�=..
<br /> - to Lender on the day motrthty paYm Ieasehold ��
<br /> f.:--� taxes and assessmenta whtcl�roay attain pdority over this Seairft�l Instrumer�as a Qen on the Propeny: (b)Y'��A► •• "�'�� ;
<br /> • pazard cr pmperry insurance premiums: (dJ Yea►N flaod insurance ,�
<br /> v� �` .':,.`'::"�"i:'�� paym�or�our►d rents on the Propety.H any. (�)Y�Y an sums payabie by Borrow�to Lender in acoordance � . :...�.
<br /> < r — pretnit�ms.H enY�(�Y���3Q insuranee premhm�s.if any:and(� Y __1 s:-=--
<br /> ' with tbe provislons o1 para�aPh 8. tn Ueu ot the pa7Rn� of moRgage fnsuranee premtums- These Rems ere �ed '��OW
<br /> . ��•f � �
<br /> ��� , items.• Lender maY. ai any�ma cone e�de�orrowefrs�e.s�sceouat unde the tedeeral R Estate.3et8ema�'Procedures ;`y
<br /> • . . federa(Iy retated mortgage laan may reQulr pESPA'), untess another(aw ffi� appdes to the Funds :F--'-
<br /> k.-'.=� � � Act ot 1974 as amended iram time to tlme.12 US.C.�2601 et seq. ('
<br /> ±•: • � sets a lesser amouM. H so.lender may.at an5►Hme, coaect and hald�nnds in en amourtt not to exceed the lesser emount _
<br /> ` � �d�r may esttmate the amount ot Funds due on the basis of qtcr�t data end reasonable esdrnates of exPendiWres of future .
<br /> Eserow ttems or othenerise tn accordance w�t►apP6cable taw. o� mcGtdmg —`
<br /> :�� � . The FunQs shall be heid in en insl�on whose�posiGs are insured by a federat agency. instrume�tffifity �e Esuaw . � , �`,;.��
<br /> i' �� � Lender,iS Lender is such an InstiO�t[on)or in any Federal Home Loan Bank Lender sha0 eAPN the Funds W pay «,�:. �_
<br /> the Funds.armuaU�l analYdn9 ihe esaow eccout�.or venfYl�B :`",-•
<br /> `�� Items. Lender may not charge Barraw�ior holding end sAPh�9 '•:�,_ .
<br /> � ' ' the Esaow Items. unless Leider pays Berrower inte►est an the Funds end appUca6fe law pemdts Lender to make such a ' _..—
<br /> � � ' ' charge. However, Le�►d�maY re4�ire 8ortow�to ps�y a on�time charge for en independetri real es�te 1ax �ePor�9 servG;e —
<br /> ` '" used by Lender tn eonnection with th(s Ioan� untess appQcabte law provides8o�rowei�erry UnNtt��e�st or eam�oo�the Funds. '. -
<br /> �:3 ,•.,.`�.• .:. �� .: t � ,� ,"
<br /> - ayp�cabte law re4uires trtterest to be patd Lender shaD not 6e requhed to pay �=f<,`<:; ,. _
<br /> �� in w�ing�however,that interest sha0 be paM on the Furtds. Lender sha0 g[ve to Borrower. ,•, .,.,.,�
<br /> r� . .- • Botrower and Len�der maY a9ree e tor which each --
<br />•.n ', �, .� �`.�r;.'` witnout charge.an annual accourting of ffie Funds� showing cre�ts and debfts to the Funds and the purpos . °--
<br /> � `-.'= ' .:,.:.,_�, debR to the Funds xras made. The Funds are ptedged as add'ittonal seeurit�!tor all sums secatred by the Seaaiiy Instrumetrt. _ ---
<br />= � ,--- ---i:;�:' it tha Wnds hetd by I.ender e�u�ad the emounLs pe�milied to be hetd 6y epPat�te law.LeRde►sdaU accaunt to 8oaower ,"��
<br />� tor the excess Funds in ac�order►ce with tne requ(rements of aP�!`c�le Iaw.H the amouM of ths Funds heid by Ler►der at enY j�u .
<br /> ��: .� ` ' �• time Gs not suffident to pay the Escrow Items when due. Lend�may so noti(y 9ortower fn wrtttrtg�and. in such case Eorm�va �,__.
<br /> � ��•• sha0 pay to Lend�the emouM necessary to make up the deflctency. Borrower shalt make up the deficiency in no mo�tAan ,,,_�
<br /> .' • �• . � ' ;Y�� twelve monttity paymeMS.at Lender's sole disccetion. re(und ta Bonower any Funds . � `'� .'�_
<br />:;;:� :.-. ' �.�. �". ent in fuQ at a1t sums sewred by this Securtry lns�ument. Lender shaii prompUy - -- .�'_�:
<br /> a„. �pa��ym
<br /> heid by lender. 11,under parayaDh 21. Lender shaD acqui[e or self the Property.Lender�P�ar to the acqulsi�on or sale oT the ,`'-���
<br /> �.. ,. ': .� P�opeEty.sAaU ePPN anY�unds held by Lender at the tlme of acquisitlon ar sate as a c�edit against the sums sea�red by thts - • ---_
<br /> . secu�y�P 1,�on 04 Pe�yP�eBMs. UMess apAlicable law provtdes othawise. aU psymerils reeeived ssy Cender unda ;�:.,-.: —
<br /> curHy
<br />�."." ``•. _. ap le.under �:����r.:
<br /> +� ° hs 1 and 2 shaU be epp6ed: first,W arry PrepaYmer�t charges due��11�e Not� secand to amou�s payab
<br /> _ �:;.•... . �. paragrap �,�;=�rat.:,,_
<br /> ?+_,,' .. paragrapb 2:thiM,to irtterest Que:touRh.w pdncipal due;end tas+.tu et►Y tate GhargesRn��e enC Imposition attributabte to the � =_P,.__
<br /> • . . 4. Cherge9: L.Een�Boao er this Sea��nstrumen and Ieas ho1 payments or ground re�ts. if arry. Bartowes shaD ��' ---
<br /> . ProPerlY whicA ma�►attaln P �tY ts �,
<br /> -'�;�. � � , ' pay these nbQgatians tn the mann2r provided fn paragrapt►2 or if not paid in that manner,Bartower sh�pay Mem on ti^e ,T�, —
<br /> ,�-., .,.. _---
<br /> �",•�� • : ;.'; direetn►to the person owed payment. Borrower shall promBp�tumis hall V��rdpeUrll�tumish to I.ende�ceipts evidenci g the .:.y.;-�,�"� ___
<br /> �"; ' paragraph. If Bormwer makes these payments daecUY• ,.•:' :,_
<br /> r;r i�, ' : payments. '`"',
<br /> , , ga�oWer shall pmmpUy dlscharge any(!en wh(ch has prtority over thts Security tRSWment unless Bortower. (a)agrees in �__
<br /> eontests tn good faith the
<br /> � ,� wr�ing to the payment of the obG�tfon secured by the lien in a manner aceeptable to Lender. (b) u•;,;;ti�_
<br /> t �. . �en by. or detends agalnst er�torcc�►ent of the Uen in, legal proceedu�gs whleh in the Lendets opinion operate to preverrt the .
<br /> �'':, � � enTorcemeni of the flen:or(c) secures irom the holder ot the lien an agreement satistactory to LenQer subordinaUrtg the Ilen to _�,;��. ;::
<br /> � � this Secu r i ry Instrument N lender determ(nes that any part ot the Praperiy is subject to a(ien which may attatn pdortty over thts
<br /> ` -'�-.t�:. -
<br /> �� � � : Secucity Inshument.Lender may give Borrawer e noUce identitying the Ilen.Bortcwer sha0 saU s t Y ths lien or take one or more ot �._;. ;`
<br /> � �:•� � t h e a d l o n s set toRh abave withtn 1�deYs ot tAe gi+Mg of noUce. � "-
<br />�:. , . o r h e m s f t e r erected on the .
<br /> ,T�;. . • 5. H�ard or Property 1nsurance.Botrower s h a D k e e p t h e i m p c o v e m e M s n o w e x 1 s U n g
<br /> ��� • : � . ` �' property insured agafnst loss by fue. hamrds inciuded withln the term 'e�Rended cove�age'and any other hatards. irt�u,�ng .„ .;.• :•`:
<br /> �:, � '
<br /> F ��' � ttooQs oT flooding.for w h ic b L e n d e r r e q u h e s i n s u r a t►c e- Th�s ir:=Tan�e shaD be matntaU►ed N the emounts and tor the perfods , :��v_
<br /> E,.:'•,. ` . . - -
<br /> b.;,, . ;. that Lender requires. The tnsurance cartier pravtding the insurance shail be chosen by Bocrower subject to Lender's a�prova l
<br /> '�•� � � ' � whtch sha0 not be unreasonat�ry wfthhetd. tf Borrower fa(Is to malntain cave�age described ebove, Lender may, el lender's . :
<br /> �;,• , . opUon,obfain coverage to protect Lender's righis in the Properry tn aecardar.�with paragraph 7. '� . : ___
<br /> All insurance poUcies and renewats shalf be acceptable to Lender and shall (nciude a standard mortgage ciause. LenQer '�:�._y,��
<br /> - . �. � shall have the dgM to hold the f-oJCies and renewals. It Lender requires.Bortower shall pra�ttyl 91ve to Lender ell recetpis o1 .
<br />' � . paid premiums and renewal noticss. In the event of loss,Bortower shatl give prompt noUco to the insurance cartier and lender.
<br /> T�• ' Lender may make proof of losa H not made promptly by Borrower.
<br /> '- � � Untess Lender and Borrower othernise agree in writing.insurance proeeeds sha11 be appiied to restoratton or repair ot the
<br /> - Property damaged,H the restoraUon or repaV is economic;aUy teasibie and Lender'e secudty Is not tessened. If the restoraUon ar •
<br /> ' repair is not economiealy feasibie or Lender's securriy wouid be lessened,the insurance proceeds shall be app�ed to the sums
<br /> ;�.` � ' secured by this Securily Instrument. whether nr not then due, with any excess C�td to Bortower. It BoROwer e6andons the .
<br /> � Property.or does not answer wtthin 30 daya a notice trom Lender that the ins�uanca carrter has offered to settle a�aim.then
<br />�°}S��'` � � Lender may coUect the insurance proceeds. Lender may use the proceeds to repah or restote the Property or to��sums , .
<br /> �� � . ' ' •• secured by this Secudty tnstrument�whether cr r.ot then due. The SO�day p�`�d wiit begln when the noUce is gNen. . ..
<br /> Untess Lender and Bortower othenvise a�ee in wriUng. eny appllc�:c� oi Proceeds to Odncipat sitaU not extend or
<br /> . ' � . , postpone the due date of the monthly payments reterred to in paragraphs t and 2 or change the amount af the payments. If ,
<br /> . � under para9rePh 21 the Property is acqulred by Lender. BoROwePs dght to any Insurance poltcles and proceeds resuWng lrom
<br /> i� •� � Eamage to the Property prior to the acquisitlon shatl pass to Lender to ihe extent ot tte sums by this Securiry instrument
<br /> Immediately pdor to the acquisition. • �
<br /> ;��; ! 6. Occupancy, Preservation, Matntenance and Protectaon of the Prope�`�; �aROwer's Loan . .
<br /> . Applieatton; Leaseholds. Borrawer shall occupy. esteblish, and use the Property as Borrower s prscipal residence vrithin
<br /> , � . . i sL•cly days after the execuUon of this Security InsUUment and shall conUnue to occupy the Property as Bortower's pdncipal
<br /> • � residence for at teast one year atter the d�te o1 occupancy. uniess Lender othemrise agrees in writing,which consent shall not
<br /> � � � be unreasonably wfthhetA,or unless e�ctenuaUng circumstances exlst which are beyond Bortower's control. Bortawer shait not
<br /> � � � ' destroy.damage or Impatr the Property.albw the Propedy to detedorate,or commit waste on the PropeAy. Bortovier shatl be in
<br /> .. � n�lorteiture oltlhe�Property or olherwise materialty Impa1`r the lien created bythis Secu�ry tnsWm nt orf Lende s�securiry interesLt . , �
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