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Attorney -in -fact was already a beneficiary of any policy before the <br />signing of this document, my Attorney -in -fact cannot name <br />himself or herself as a beneficiary of such policy. <br />f. X A)45, Estate Transactions <br />To do any act that I can do through an attorney -in -fact with regard <br />to all matters that affect any trust, probate estate, conservatorship, <br />or other fund which I may receive payment as a beneficiary. This <br />power includes the power to disclaim any interest which might <br />otherwise be transferred or distributed to me from any other <br />person, estate, trust, or other entity, as may be appropriate. <br />However, my Attorney -in -fact cannot disclaim assets to which I <br />would be entitled, if the result is that the disclaimed assets pass <br />directly or indirectly to my Attorney -in -fact or my Attorney -in- <br />fact's estate. <br />XPE Living Trust Transactions <br />To transfer any of my assets to the trustee of any revocable trust <br />created by me, if such trust is in existence at the time of such <br />transfer. This property can include real property, stocks, bonds, <br />accounts, insurance policies or other property. <br />h. X Ail Claims and Litigation Matters <br />To institute, maintain, defend, compromise, arbitrate or otherwise <br />dispose of, any and all actions, suits, attachments or other legal <br />proceedings for or against me. This power includes, but is not <br />limited to, the power to: appear on my behalf or retain an attorney <br />and any other professional personnel necessary to defend or assert <br />any claim before any court, board, or tribunal, and the power to <br />settle any claim against me in whichever forum or manner my <br />Attorney -in -fact deems prudent, and to receive or pay any resulting <br />settlement. <br />g. <br />X ,(f, Government Benefits <br />To act on my behalf in all matters that affect my right to <br />allowances, compensation and reimbursements properly payable to <br />me by the Government of the United States or any agency or <br />department thereof. This power includes, but is not limited to, the <br />power to prepare, file, claim, defend or settle any claim on my <br />behalf and to receive and manage as my Attorney -in -fact sees fit <br />any proceeds of any claim. <br />201307102 <br />X, Retirement Benefit Transactions <br />To act for me and represent my interests in all matters affecting <br />any retirement savings or pension plans I may have. This power <br />Page 4 of 9 <br />https: / /mail- attachment. googleusercontent .com /attachment!?ui= 2 &ik=fl 8489e091 &view =... 7/18/2013 <br />