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might own, including its contents.
<br />201307102
<br />To do any act that I can do through an attorney -in -fact with a bank
<br />or other financial institution. This power includes, but is not
<br />limited to, the power to:
<br />i. Open, maintain or close bank accounts
<br />(including, but not limited to, checking accounts, savings accounts, and certificates of deposit),
<br />brokerage accounts, retirement plan accounts, and other similar accounts with financial institutions.
<br />ii. Conduct any business with any banking or
<br />financial institution with respect to any of my accounts, including, but not limited to, making deposits
<br />and withdrawals, negotiating or endorsing any checks or other instruments with respect to any such
<br />accounts, obtaining bank statements, passbooks, drafts, money orders, warrants, and certificates or
<br />vouchers payable to me by any person, firm, corporation or political entity.
<br />iii. Borrow money from any banking or
<br />financial institution if deemed necessary by my Attorney -in -fact, and to manage all aspects of the loan
<br />process, including the placement of security and the negotiation of terms.
<br />iv. Perform any act necessary to deposit,
<br />negotiate, sell or transfer any note, security, or draft of the United States of America, including U.S.
<br />Treasury Securities.
<br />v. Have access to any safe deposit box that I
<br />vi. Create and deliver any financial statements
<br />necessary to or from any bank or financial institution.
<br />d. X /6' - Business Operating Transactions
<br />To take any action my Attorney -in -fact deems necessary with any
<br />business that I may own or have an interest in by doing any act
<br />which can be done through an attorney -in -fact. This power
<br />includes, but is not limited to, the power to execute, seal and
<br />deliver any instrument; participate in any legal business of any
<br />kind; execute partnership agreements and amendments; to
<br />incorporate, reorganize, consolidate, merge, sell, or dissolve any
<br />business; to elect or employ officers, directors and agents; and to
<br />exercise voting rights with respect to any stock I may own, either
<br />in person or by proxy.
<br />e. Insurance Transactions
<br />To do any act that I can do through an attorney -in -fact with any
<br />insurance policy. This power includes, but is not limited to, the
<br />power to pay premiums, start, modify or terminate policies,
<br />manage all cash payouts, borrow from insurers and third parties
<br />using insurance policies as collateral, and to change the
<br />beneficiaries on any insurance policies on my life. Unless my
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