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<br /> �.,�- c�,.�:• � TOGE'FHER�JiTH all the i�avemeats aow or tieceafEer eie�xed an the pro�y,aad all e�mer►is.aPPun�enaac�►an+� '^ .
<br /> � � fixwms �ow or 5ereafter a part of.4he pivperql. All repiaoemeats aab addiuons s6aU aiso be oWerecl bY tHi� $ecurltY -F.•.
<br /> '°� Inshumen�All of t�e foregoing is referred to in tbis Seauity Instrament asthe"PropertY,° •`
<br /> `' ��� ` �ORROWER COVENANIS tbat Sorrower fs lawfiilIy seised of tl�estate hembY conveyed and Uas the right w g;aat and , �•,'
<br /> .`'� `°`, �vey the p�ogerty�A that she Pcupesty is unenc�uabe�ed,except for eacumbiances bf teoord.Bosrower wasanu an�will _�t
<br /> - = --- ,�,.c��.+arativ she titte w the Frot�Y aFa�st aIl claim.s and dema�cls,snbject to suy ea►cnmbraaces of record. �:=-_ _
<br /> __ -: _ �. .. .,_.�._�
<br /> THIS SECUIi1TY 1NSTRIIMEIdT combine�tmiform cove�ants for nationat use anu�non-v�nrorm wv�.�.� __
<br /> �� vaiiatioas Esy jt�risdictioa to constitnte a uniform seaicity instrume�rt covering reai pmperty '
<br /> a
<br /> . ,,,� ,``- UTEII�UI3M CO�i'EAIAI�TS.Bormwec and i�ender covenant an�agree as follows: �,--
<br /> ` ,` a 1. P�ym�4 of Priad�f and Intere�pcePaYment an8 Late CLarges. Horrower slfall PromptlY PaY when due the
<br /> �• . . eat and late chazges dne under the Note. ��'�
<br /> `. , .: <.:':, principal af and"mter�st on the debt evidsnscd by th�Note and�s►]+pr�3+m
<br /> •.'.. :� :. ��
<br /> 2.��nds for Tases and xn�"'_�Sabject to applicable law or to a written waiver 6y Lender,Bor�otiver shalt Palt tc► �:i :
<br /> .::`' ;` .�` -�,`' .Lender on the day mnathIy paymeats are due under the I�tote.until ti�e NIote is paid in full,a sum("Fimds")for:.(a)Y�Y� ��-
<br /> �,`.F ��;' �affi assessments wluch may attain priority over this Secnriry iasmunent as a iien on tiie Property;(b}yearly leaSehoid pa}+ments _' `
<br /> �S`
<br /> ' ' or ground r�eats on ihe Property,if any,(c)Ye�iY ba�r�or pml�ertY ias�uance premiumg:(�Ye�Y flood insur�nce preuanm�s,_ .--
<br /> .'1, . �� <, if ariy:te)Y�Y�F�e insmance g�miums,if airy;aail(fl anY s�s PaYable b3► Earrowever to I.ender,in aocor�rts�e wiih _
<br /> 4�. ,. � the pmvisions of par�graph S,in lieu oF the payment of mortgage insuranoe ptemiums.These items are calted`Fscrow Items.° � ,._.
<br /> .:- ' i.ertder mays at any fimc,coQect and t�old Fonds in an amount uot w exceed the maximum amouai a lensisr for a fedecally -;
<br /> " � ` ,� related mortgage to�n maY rr.quue for Borrower's escrow account under the federal Rea1 EstaLe 5eutement Procedures•Act of �4ryyi
<br /> ` •r . 1974 as amended�a1 time to time. t2 U.S.C.Seaion 2601 et seg.(°RESPA"),anless another Iaw that applies to the Funds -
<br /> ' sets a tesser amouni:jf su, I.endes may,at any time,collact 8nd hold T'�s in an amaunt not to rxoeEd the lesser amovnt. �"r
<br /> .�° �,-
<br /> ` �... Lender may estima'�t�e aamuct 4f Fiinds due on the Gasis of currem data and a�easo�:5:e�nat�s.of expenditnie�of fnwre `
<br /> ---, , < <:��' Escrolv Itett�s os otti�ranSe in aamidance witt►aPPlicab2e law. _ ��y'=:
<br /> ,:,��;s`'' ,;:' << T�e Funds st�al���held m en institution whase d�posits are insnred by.a federai agenty, iastmmenmlity. or eatity
<br /> , ' ;';....-' •�:: � (iaciuding Lender,if�.ender is such an inttitution)or m any Federal Home Loan Bank.Lender shaII�pply the Funds to pay the� �4=�.._
<br />` • Esciow Items.LenBer�may not charge Bomawcr for hotding and appTying the Funds,anrmallY analy�?rg ttie escrow aCCOnnt,or ' mm��
<br /> :,`I �.� �" verifying the Fscrow Items,un�ess I,euder pays Borrower inieresCon the Funds and agpiicable law permits Lender.w matce such .. 4-:�-:
<br /> ' � e
<br /> -_ _`.�:.�" •a chgrge. However.I:ettder may.requlne Borrower to pay a on�time charga for su in�adeat real estate ta�reper,�ng service �;,``-�
<br /> '. usgd bY 1.ender ia cmt�►e�on with this loan. untess appticable law provides othenaise. LTnless an agt�2ement �s�dade ar .
<br /> �.-::;
<br /> �� _� applicable law req�ssirzs iaterest to be paid,Lender shall noi be required w paY Borromer any iriterest or euning's on the Fdnds. � �'-`
<br /> •::; q ��:
<br /> - •'i y .:'•; Borrowes and LC�►der may agree in wxiting, [�owever,that interest shall be�aid on the Fands,I.�eY sliall give to Bonvwer, �,�
<br /> ��, without cbarge.an am�sial acoountiag of ttte Funds. shawing cre�'its and t�:�sits to the.Piinds and.e�2 purpose for which eacb'.:: �_-
<br /> .'',: debit to tfle Funds was made.T[�s Funds are ple�ged as additional security fcir all sau±s s�cured by this Security Insiniment. �
<br /> �-
<br /> If the Funds beld by Lender•eaceed the amounts pern►a�ed to be he?d by applicz�'_a 1aw.I.ender shall acconnt:tn$orrower �y ....
<br /> �i°L'
<br /> • for We excess Fuu�in accordance with the reqnirements of agplicable iaw. If the amount of tbe Funds held by Lender at any w __
<br /> , ..,�-'.
<br /> ' .«°:� � dme is not suff�cient w pay the Escmw Items when due,Lender may sa�Qafy Boaower in writia�.and+in shch case Borrower �. ;,
<br />��':.,�� .: �.". " ' sl3a11 pay to I.ender the amount ne�essary to make up the deficiency.Botrower shall make up the deficiency iu na more than . �-
<br /> • huelve mon�bly paymems,at i,eader's sole discretion. � �� =�;�-
<br /> •� . Upun payment in fnll of all sum9 secure�i by this Security lnstrument,Lender�a11 pmmpdy refund w Boaower�y . ,=•s-
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<br /> ' - � : ' . Funds held by Ler.�er.lf,under patagraph 21,Lender shall acquire or sell the Property.Lender,Prior to the acquisitton or sale •�'.._,;
<br /> '+' �•.'.4 ,� �� " � of the Property,5..��.�^3!apply aay Funds held by Lender at the dme of a�r,uisition or sale as a credit against ttie swns securecl by . �-__
<br /> . ihis Security Instr�ment. .. . _ -_
<br /> ' ' � �3..AppUca�ion o4 PaymetFs.Unless applicable taw pmvides otherwise.ail pay��cTis received 6y Leader undes para�aphs ,�,_ _
<br /> ;:<<�"�� _ . b l�� t gnd�'sh�ll tie aP�lieB:first.xa anY PTePayment charges due under the Note:.second,co amounts payable under pare�raph 2. �,y..
<br /> �° " �• third,ta inferest dc�;.:fanrth.to priaripal due;and last,to any tate charges due under the Note. �•�'--
<br /> � .= :.
<br /> .. . . 4,Charges;l},iens.Boaower shall pay all taxes,assessments,charges.fines aad impasitio�s amibntabl�to the Ptoperty �.;
<br /> ` •� wI�ich may attain priority over ttils Security Instrument, and leasahold payments or ground renis, if any. Bonower shal}pay �-�-r
<br /> �, :` � . ��-- these obligations in the manner provided in paregcaph 2,ar if not pud i�n that manner,Borrower shtill pay them on time directly F �--�
<br /> "• ' ' to the person owed payment.Boaower shall pmmptly furnish to Lend�r all notioes of 2mounts to be paid under this para�raph. �=��_.�
<br /> If Borrawer rnakes these paymeuts direct1y,Borrower shall prompfty furnlsh to Lender receipis evidencing the payments. �:
<br /> ' Boaower shali promptly discharge any lien which has priority over this Secority Insuvment unless Boreower:(a)ag�es in �-=-
<br /> ' `. � � ' writipg to ihe payment of the obligauon secured by the lien in a manner acceptable to Lender;(b)contests in good faith the lien ' • , � '�
<br />- • � • ' � by. or defends against enforcement of the fien in, legal proceedings which in the Lender's opinion operate to pr�vent the
<br /> , �: •� • � enforcement of the lien:or(c)secures ftom the holder of the lien an agreement satisf�ory to Lender subozdinating the lien to _
<br /> • • ' this Securiry Inswumeni.If Lender determines that any part of the Pcoperty is subject to a lien which may attaln priority over
<br /> � � �� •� this Securiry Instivment,Lender may give Borrower a notice identifying the lien.Bonowet shall satisfy the lien or take one or �
<br /> , �• more of the actians set forth above within 10 days of the giving of notir�e.
<br /> - " • icrm 3028 9l90 •
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