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<br /> ,•; .. -. `` TOGEPHE[t WlTH aU the imp:dvementg ao�v or hereafter er�cxed on the pcbperty.and all�8meats.agPurtenanoes.aad .� ��� _�p-
<br />- T�:>' �,' f�naes now or IleneaRer a part of the Qr�perty. AI! ceplaceme�ats �d additiams sball alco 6c oave�d hy this Security �-<..,::
<br /> '�' tngn�Atl of the fo:egoiag is r�fene8 to in�is Sec�ity tastrnmeat as ttie'proP�Y-' �'
<br /> �►nrAl�af�n ro►f rm�i w 11`PPa N.a�9wwr...�w�' 1+v.fn1T...i.�ai1 nf tiw aoaaro 1�MAhv MmrPVAf�Ai1/�Z1AC ihR Tjoht tA afAnf urt�1 �
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<br /> �:, t '.� svavey the Praperty�d thaz tlie Prapeny�s uaencumbesed,exsePt for encumbrances af reoord.Borrower wartaata and will � `
<br /> .�.R . defenct generaIiy tfle titte m the Pmperty againsc alI cdaims anr�demaads,suh3ect to any eucumbrances of record. 4.. °
<br /> T�IIS SECLTRTfY IN$TRUMENT combme.a uaifomi caveoants for nauonnl use and noa-uniform covaaants a►ith lfmited `.�`�
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<br /> vaciatioas Sy jnrisdictian to constit�e a�iform s�q insuum�nt coveriag c�S�mperty. �`c
<br /> . � :-_.' .�� UNffORM COVENA1�iTS.Borrooi►er aad I;en�er coven�t aad ag�e�as,follows: � ����.
<br /> �..,...;'�..�:`.fs,�".`. . B. Ps�meat of�gal and Interest: 1Prepayment and Late Chasges. Bauawer sIiall F�PUY P$Y when dt�e tbe ,`�:."-;
<br /> � :.` ��� ' piincipai of�d intece.at an the debt evidenced by the Note and anY P�P������due uader the�ote. ;. .:4�y;:
<br /> -<• ' �::'. 2.�imnd�tor Tasca am8 Iast�rnuce.Sabject to applicable law or to a arrfttea waiver by I.ender,Boirowet shari pay to . _
<br /> . . . . Lender on the daS+man�iY FaYme�s are due�er the Note,�mtil the Note is gaid ia full,a sum("Funds7 for.(a}Y+e�9 t�s , .".<:�;4-:
<br /> � - and asse�tte�s wluch may attain paority over t�is Secority i�tru�nent as a lien on the Property;�@3 Ye�rly leasehold payase,nts .,_
<br /> oz gro�mG rents on�he PraP�Y•��Y:{c?YearIy�ardrd or PraPertY�nsuranse pmmiums;(�YearIY ttoad iasur�ce premlams, ��.`F :
<br /> ;,i� 'r. • if any;te)Ye�IY mortgage iasu�ce piemiums,if aay:aad(�aaY sams Fayable by Borro�rer w I.e�der.in ascarilanse wIth , �;
<br /> . � � t$e ptuvisions af pacagtaph 8.ifl lieo of ffie payment of mortgage ins�taase Dreminmis.Tthes,items are calted'Escraw Items.•: �
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<br /> � Leader maY.at anY t+me.ooitect and hold�tmds ia an affionnt not to exceed the ma�nm amowut a ieader for a fedetaliy ..` ;,
<br /> ,'. 'f. �.``.,�., '�; related mortgage loaa may require for Burrower's escmw aflaomrt uade:the fedQrai Reat Estate S�tiement Ptoc�ues Act of ,��.';
<br /> -- -:,:.--�, � 1974 as amended fr8m time to dme,�12 U.S�C.5ecaon 2601 et seq.('RESPA°�.�tess auatHer law tt�at appli�w the Funds� - .
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<br /> .. ,,., s�ts a less�r amouat. If so,Leader may.at aay ame,coUect and hold Fun�s ia an amount not W e�uoeed the tesse�r amoua�
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<br /> ,::.;'%s`R�,'. I�ader maY�ts t�e amaffit of Faads due oa the basis of carrent dara antl tpasonable esttmares of�xpeaditores of fnture ..
<br /> ' �` � � Escrow Itenns or othecaiise in ascordance wItli appllcable law. ;'�
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<br /> :.�:. The Bunds shaU be heId in an insdnrtion whase deposits aze ins�ed hy a federai agency, insuume�taliry, or entity. • �__.J.. _
<br /> -'��:.�.' � ".�::,.��.. ,� • tmclading Ixnder,if Lender is sach�a instiitutian)flr ie auy Federal Home Loan Bank.Leader'sha1l appTy the Funds to pay the .
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<br /> ��': , .Escacow Items.Lender may noi cbarge 8ormwer far holding and aPP�I+���g�•�Y�Y�g the escmw accoutt�.� � �
<br /> ' � �.;��� on e Funds aad licable law esmits Ieader to make smrh �`:`'"''c'
<br /> ... verify3ng tite Escmw Items,unless I�ierpays 8oaower iaterest th aPP P ..,,�.
<br /> �.:. ..:..�.', a cbarge.However,Lender rnay require Boira�cer w pay a one-time charge for an iadependent real est�te ta�c reporting seavice �s:�:
<br /> used by Lender in connectton with this loau, wn��s applicabte taw pravid�s attu�wise. Uniess aa agceeme�t is msde or - �,;.�:_..
<br /> � . . applicable law�interest to 6e paid,Lender sbaU aot be reqaired to pay�onowa aay interest or eamings on the Fnnds. , ° ,::
<br /> � ' ` "' Borrower and Len�2er may agnee ia writ'ing,however,that iateseat sLaIl be p�d on the Funds.Lenda shall give to Borrower, ��'`�",
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<br /> . •'r..•.�;�,,y::�k}•,••:c withaur e�arge,an a�ual accouati�g of the Fwids.shawing csedits and debits to the Fuazis�d the pntpos�e for wAi�3 each r�,�,,
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<br /> ,. , ..i : deb t t co tha F u n d s was m a de.T ha F u�r T s.are p l e d g e d as a d d i t�o n a l s e r u r i ry for a l t su m s s e c a r e 3 b y t b i s S e c u r i t y I n s t r�. ���
<br /> == ,===� If�k�u�s It��sy�r e�d ttce ffinnr�mis pc�dt�!t4 ire hetd bY a1?FHcabl�l�w.Lender sLall aoaouat W Fomuwec �--,°:
<br /> . " � for the excess Fuads in accordance witfl the requirements of applicable law.If the amount of the Funds held by Leader at amy '
<br /> � � � � � ',t time is not�frcieni tu�ay the Escrow Items when due,Lendes may so norify Bomower in wrltin,g.and.In such case�rrocver
<br /> . � � • shaU pay to�.ender the amount'neoessary►to mage up the defici�cy.Borrower shall make up the deficiency in no��e thait. . °��-���
<br /> . �• : ` twelve mmithlY FaYments�ai Lende�s sale discretion. , � . � :
<br /> � ' � ; Upon paycaent in fuli of alt sums secured by this Securlry Issnument, Lender shall promptly refaad to B�rrower any � �
<br /> +�� ,:". �.. Fuads heid by Lender.I�under paragcaph 23,Lender shall acquire or sell t�Q�raperty.Lender,prio:w the acquisition or sats � �'':::::�
<br /> YJ�`• .. • of the Fropeny.shall aPFtY any F�mds held by�.ender at the time of acquisitian ar sale as a cxedit against the sums seca�d by -. .-
<br /> -. '. . �t�s Ser�uity iosuument. �� . , . -
<br /> �.. .. � ;':'}%;:.. .:;; 3.AppUcatton o�Pnymenfs.�:.aless applicable!aw pravi�c�atherarise,all pa}rments ieceived by Lender under�apbs � � ':
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<br /> , .. . i and 2 shall be applied:fi:st,to any prepaymem chaz�es due under the Note:seconQ to amounts paya6le undet paragraph 2;
<br />, ,� �. :� third,to iaterest dne;fourtb,to yrinc�pal due;and tast.to any late charges due under the Note. �
<br /> , �,.�s� fines�and impasiaons ataributable to the Property �
<br /> .-: , . . � i. 4•C�es:Lien9.Borrower shaU pay all taaes,assessmencs.charges,
<br /> <<.; .,..� .. ... which may.auaia priorIty over tbis Secu�ity tnsuvmeat.and leasehotd payments or ground rents..lf aay.Bonower shaU pay
<br />--_;_,_:_,.�::;=�.: these obligaflons ia the manner pmvid�1�parag�raph 2,or if nm paid in that manner.Borrower sha11 pay them an tiiu,:�irectiy _
<br /> •� • 1' to the person owed payment.Borrower shall promptly li�mish to Lendet all notices of amounts to be paid uades this paragraph,
<br /> . �.. • � IP$ornawer wakes these payments directly,Boaower shall promptly furaish to�d�r receipts evIdencing the payments. �
<br /> �� ' �' Bomower shall prompUy discharge any llen which has priarity over this Securiry Instrument ualess Bortower:(a)agree.s in ;
<br /> . �� � vniting to the payment of the obligzion secured by the Ilen in a maaner acceptab2e to Lender;(b)wntests in good fait$the lien � .
<br />_ ; � by, or defends against enforcem�t of the lien in, tegal proceedinga which in the I.ender's oyinion operate to preveai the`—•
<br /> '.�;,-: � � • etifforcement of the lien;or(c)secures from the holder of the lien an agreement satisfactory to I.ender suboidiaatin�the lien to �
<br /> :� � Ws Security lnstmment.If Lender determines that any part of the Property is subject to a llen wLicb may attain prIoriry over �
<br /> -:. � � this Securtry insmrment.Leader may give Borrower a notice identifyIng the IIen.Borrower sball satisfy the lien or ta�e one or
<br /> � • �. , more cf the actions set fonh above within 10 days of tIie giving of notice. �
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