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<br /> ,� � the vemeats aaw�he�eafte�ecected on ths pmpraty,aad all easranent9.�p � ,'� ,,x
<br /> 'POt3E'II�i WfTi�aal � ts and additions shall aLso be oave�ed by this SecuritY Ia� ' .
<br /> • � fncoue.s aor�or h�fter a part of the prapertY.All r�l�ccatr�a ` °< _ °°
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<br /> � ' All of th$foregoing is cefesred to in this Se�auiry Ins�ment as the�ropclty • ��' `�_ �'�'�;�.�,
<br /> BORROWFR COV&PIANCS thaf Barcowea is lawfallY s�d o f t h e�t a t e h t a e b Y c a n v e}o d a n d has t4ie r i g h t tn grant and � �,� .,..:.:';
<br /> ` : caavey t2te Pro�stY aad that the PcaDeatY is uneacumbem�,except far encuinD�ances of zecatd.Barmwea w�and w�l .�.
<br /> s__ ' �oancaw�t l t e dtle w thB Prones[y►s�aaia.'.nell C18iws 8nd dean3nds►sub�Ct ta mmy e�aCUmbiBIICes_��f reoOld. � �w� ,r
<br /> �` 'fFIIS SECURITY INS'tY�UMBNI oomb�es unifoim covenants for na�onal use� �' ""'�
<br /> � � • va�ia�nas by j�dic�ion tn�a�mifaffi s�uitp ins�uvmeait cove��1 praPerry• � ,- 4�-
<br /> ° `` iJIV�DRM COVENANt'S.Boaower�td L��ve�ant and a�ee as foltow� � due the � � `, '`�� .
<br /> l.Fayment of Pt�dpal�td Interes��ieP�ent an�Late CP�arges. Boaaw� sba11 pmmptlY t�Y . .` ,.. ...f :
<br /> . � .. `. p ri n c's p a t of aad'moerest an the debi evid�oed Dy tIle Note and anY pre�aYmeni�d lar,e chatges due and�er the Not� 4 ' ,:�i2�:, �.;. `.' .
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<br /> ,,°' .- <' : Z.Fands!or Taaes and Insurafle� Snb�ct to applicaDle taw or m a wriits� waivea bY I.ea d e a,Bormwea� s h a t t p a y t o ..�.` `,;�:." .,=:T�'
<br /> ' .�� ,:�,' Lendei oa the day mantblY Pel►R►�ta ere due imdc,r the l�iote.unt�7 the Note is gaid in f�11.a sinn(°Funds'�far.(a)YeaciY t� • ,. , __��,
<br /> and�ts which maq aitaa►p r I a r i t y►over dvs SecmiLy 1ns�ut as a liea oa tLe pio�Y.(b)]re�iY Ieaschold payme�� �:4
<br /> �`�< � o r g i o u n d�o n t h e P�o p e t t Y,if en Y•(�)Y�Y�d aT ps°p�ty ins�uaace premium�(d�Ye�Y�insiaance�, � ,, t - -.
<br /> � it w�h the
<br /> aay;(e)Y�rIY ma�age msmraace p�ms�s.�any;and(f�any snms Payab l e bY Boaower w I.e n i d e�,i n a o c o r d a n c e , _
<br /> . :, � 6 8.in lien of the p a y m e n t of martgage ms�aance premiums.l]�ese it�s are calted"E�ow Itrans." L �� - -
<br /> � � pmvisions of pacagrap . _ _
<br /> . . � x,eudea may.At anY time.cellecc and ho2d Fimds in an amouat.uot ta eaceed the m�cim9m amoant a le�der for a fade�aIIy n9aLed _ ,._. . _
<br /> '� .` ' mortgage loan may regoine far Bo�owea's e�xow asca�t audca the fed�al Yteal Fsrdte Seulemeat Pmced�esF �sets a le� ` ` � . -
<br /> . � amc�ded from time tD time,12 U.S.C.S�tion 2601 et seq. ("RFSPA�,�anothea Iaw.thai aQplias . `::�.,• _:�---
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<br /> � ..�- amou�u.�so.t.emaer mey,a�any ame,conecr ana tiata Fnaas m an amoan�n�m exceed me���u. r�a��ay . , , ::-_
<br /> ' m of eadimres of fatiue Fscmw Iteans or . ` —
<br /> • .� . . �stimate the amouat uf Funds dae on the basis of cmreut data and�onai�le estimares exP . �:. ,
<br /> .---�•--- "� oWe:vrLse in accondance wvb appl�cablc:-.w. ','`'�';':�, .��
<br /> � $'•�r� 1he Funds shaII be hcdd in an insti�tion ahose deposiB aze 1ns�ed by a fedeaal ag�ncy,inso�umeutalitY,or an�tY C��►� . ..
<br /> shaDl ihe Funds to pay the Bscaow -�,-;';...�.'��—,"�-
<br /> _ ' . � , �.�''- Leud�,if I.ender iv such�ins�tution)ar in any Federal Home Y.oan Bank.I.eader aPPiY �y,�r. -r., �.;e=
<br /> ... . I t e m s L e a d e a m a y a o t c h a r B e B o a o w e d f o r 6aldm g and a p p 1 y i n g the Fands,annnallY anatYffi8�esarow accomit,ar verify�mg ��:..,, ;; ��,:H:. _
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<br /> -- ... . .... ..a,:��, �e Fscmw Itesas.an�ss Leudet pa�ts Banowet intaest an the Fands and applis�bl�:law penniLS L e n d e a w m a k e s n c b a c h a r g e. �:.. �-�
<br /> servtce osce by ":T",:,.`�'�•'��:
<br /> .i However.Eend�may sequue Boimw�to pay a one-rime chaz$e far an iadependeat rea[es�mre tax reF�B . _---
<br /> - � Lcmder in connecpaa wid�@ris loan,anless ayPlicable taw ptovides athemrise.Uniess�ag�e�as�t is made or appuwbls law .' -�4_
<br /> , ` • Bormwer any mtarest ar ea�aiags an the F�mds.H�rower and �`'`:=� ...
<br /> . ieqaires inteaest�o be paid,I.ender shaII aot be reqaired to W�►3► __
<br /> . u►cviiting,however.thac inr�aest shall be pai�an the Fimds.I.cader sf�aaii gn►e m Bmrowes.without cbarge,an� ��+r•�
<br /> .. I�end�maY ag�� . .
<br /> . . �nnai a�oomuing of the Fands.showu�g credirs and debits to the Fands an3 die puipose for wLich eac4�debit oo the F�ands wag . �
<br /> . , . made.'Ihe Funds ace pledged as additional sec�ity for all suu�s sec�red by this Security Ias�ament .�.: '',:".. .°.���:
<br /> - .,'��� If the Fnnds hel�by Lender eacceed the amounts pe�miued so be helcl by appliceble law,I.�sedea shall accouat w Borrawea for �.. - ' ;r , �-
<br /> e.nts of licab2e 1aw.If the amoant of the Fnnds he2d by I�eadea at eny dme is ,. .,±"� � -
<br /> : � � the excess Funds in accaidance wit6 the reqohe�► aPP .��:;:'• --
<br /> m such case Bmmwes shall pay �''"`
<br /> . � ., . . . not saffcient to pay the Ss�mw Itera�wheo due.I.euder m�Y so notify Bonowes tn writing,and,' ,��,�. `��'y'; --
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<br /> � w Leadea the amoant nece,ssazp m make up the defciency. Boixower shall make up the deficien�Y in no more tLan twelve . � ,��_''y"
<br /> ra�Y Daymenis,ai Lendea's so2e discretiun �'��"
<br /> . ent in fuli of sU sams seaued by this Secauity lnsnument,I.eudw s1�all proraptly�to Bormwca any Fwads � !, ;,, r,�--
<br /> ' . Upon paym w rhe a�qirisirinn or sale of the ;.�,,� . -�-
<br /> � �; held by I.endea.If.andar paragraPL 21,Lender sl�aU acquue or sell the Properiy�1.end�,Prior ;>,���}. ..� �'.,_-_
<br /> � � ' � � property�sLa11 apply any F�nds held by Le�nd�rr at the time af acquisition or sale as a credit against the sums seraued by ttds . .. .;•_ __--
<br /> � . , Sec�uity Insuame�t e,nts received by I.euder unda para�apf�s . . � -`---
<br /> � . 3.Applicatioa of Papmenta Unless applicable law ptovIdes otheawise.a11 paYm _
<br /> � : . � 1 and 2 st�aII be app]�ed:fus�w aay prepayment cda[ges due mider the Note:second,w ammmtc payab2e under p�a�aph Z: _:
<br /> � third�w uiterest due:fourd�.W ylindPal due:and 1ast,w enY late charges dae imder th�Note. . —.._
<br /> � . . � :1 4.C68rges,Liens. Borrower shall paY aU taaes.gssessm�ts.cLazSes. fines�d iEeposi8ons atm'butable tn the Propeny �. �.. �.�.:�,: ..
<br /> � � which may auaffi Ariotity over this Secucity Inswment,and teasehoId payments or ground rents.if any.Baxmwer shall pay Wese ; ,:°
<br /> � � obligations in the manner provided in paragiaph 2,or if not paid'ui that ma�nner,Bairower shall pay thean on time d'aectly tfl the .
<br />, � � . : peison owed payment Bmrow�shaD promptly fumisb to I.cnda atl notices of amai�ts to ba paid undea this para��n .
<br />: �.; ::s� � � Somowa malces these Dayments directJy,Boaow�shall pmmptlY fumish to Lendea receipts evidencCBg the payments. : .:
<br /> . Borrowei shall prompdy dischar8e anY lien which has priority over thiv Sectuity Instrument un2ess Bonower:(a)a8re�� „ . . .
<br /> . � � � writ�g w the payment oY the obligation sec�m�d by the lien In a manner aece.Diable w Lender:(b)contesis 3n goad faith the Ti�e�1 � .
<br /> . • � . by,rn defends against enfom,eraent of We Uen in. legai DmceEd�nSs whish ln the Lender's opinion operate to prevent i}i�
<br /> . .. enfarcememt of the lien:or(c)seaues from the ho�der of the lien aa agreement sadsfactory to Lercc�dr suhord'mating the lieti to `:;.t(�. ��'. .
<br /> • ' this Security Inst�um�t If Leader determines that any part of the Aop�ty is su�je�t tn a lien whichlqaY sua�n Psionty over dri9 . . „
<br /> . . Seauity Ins�unent,Lender may give Borrower a notice identifying the 1ien.Bonowea shall sati�fY:the 1ie�or take one or morc
<br /> � , , of the actians set forth above withia 10 days of tbe glvmg of noti�e. porm 5028 9/80 '
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