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<br />- r>'�c°-:=.�`'-' ToGETHBR WTTH ali the itnprovements aow .ar �ereafter erect�d oa the psopert9. and ali e�asemen�, _:�,-'`_
<br /> `.�F,' appurtenaaces.att8 fiatures aow on c�reafter s part of the property.All replacements sad additions s4:at1 also b�oovered ,
<br /> .,_�.��..'
<br /> _ �� . tyq this S�tq Instrumens.AU oi the foreg�ia�ia referr�d ta in this Secvr�ty Instrument as the°Property.° <.
<br /> -- '- •�: "`� �,' BORROWER�C011ENAN3'S that Bsrrower is tawiuliy seised of the e�t�hereb�coavaped and has the righs to ,��''1R`��
<br /> - " ..t � .:`.:�. _:.;
<br /> . ,, y � � grant and convey 4he Property aad that�the ProperEy is unencumbered.exoept for enrumbrances of record $orroarer .
<br />_ 5 , wattants and will defend generalty the titte to the Propecty a�iast alt claims aa�demaads.snbject to any eacumbra�s � . ' ,i;,
<br /> `. ( ,: � ., of tecord. ..
<br /> � THIS$ECURTf Y INSTRUMEN'F cambines uniform covenan3s for national use and non-uniform covenante with . •
<br /> ��`�.� �`�: limit�variati�ms by iwisdic;don to constitutea us�ifana s�urity instrument coveriag real proPettY � ,� . � , ;
<br /> � ,. � "
<br /> . � . �'',,,.�: tTNIP�RIu�COV�NANTS.Bortower aad Lgnder covenant and agree�s follocv� whcn due F �• .:
<br /> �� 1_Payr�aent of Priacipal and Intarest;Pr�PaYment aad Late Clnarg�s-Borrower shail prornptlY PaY ;. .` ` � '..
<br /> , ...� � � .:�::;-t��
<br /> :�� tha principal of and intesest oa the debt evidenced by the Note and any prepaymentand late charges due undet the Note. .. �,�-.._.
<br /> ` ` �. .
<br /> - - 2: Fua d��or Tsa�a.riud�suraace.Sub�ect to applicaUle law or ta a written waiver by Lender,Borrower st�all -
<br /> ' - �aq to Lender oa the day monthly payments are due uader the Note.untii the Note is paid in fulI.a sum("Fur�d s"}for. . .
<br /> ` ta?'Yearly taaes and assessmeats�rhich map attain priority over ttua 3ecurit9�nsh ument es a lien on the Property: (b) ; �
<br /> ' yearly leasehotd p�ymeats or ground te�4ts on the Property.if any;(c)YearlY ha�rd or property insurance premiums.
<br /> . . . (d)Y�3�flaod�ns�uaACe Premiome:if�any;(e}.Year3Y mortgage�nswaace Premtums.if any:and(f)anY aums Payable ���,
<br /> • -. � hy Borr,owex to I.euder,in accordsitce wrtf►the provisions of paragcaph 8.ia lieu of the paymeat of mor6gage f asuras�ce .
<br />`� ; :` premiutns.These items are catted"�SCrow Ite�ns.°Lender ma��at sny time,collect and huld Funds ia an amount not --y_
<br /> �``` � • to eaceed the masimum amavat a lender for a fed�ralty relaLed mortga�e lnan may require fos Bormwe�s escrow -- .�.�
<br /> . `.'`":� account under ths federal Reat EstaGe Seulement Praoeduses Act of 1974 as ameaded from time w time. 12 U.S.C. ..��`�:..�-__
<br /> Leader may
<br /> `: , :.�.= !' �k� Se�tion 260I d seQ{"RESPA").unl�another law that applies to the Funds sets a lesser ainoun�.If so, , Yr.�,� � ;--
<br /> �t . �, . at any tinae.cfl:t�c aad8dld Fuada in ar�amouut aot ta es�the lea�t amount Lender maY estirnate the amount of �.
<br /> `� ,,����' Funds due an the basis of Cunent data�and teasoimbl�est�ze�ates of e$penditures of future Fscrow Items or otherwise in t,�.;
<br /> `. acwrdaace with applicable law. �r� '-
<br /> 'Phe�Funds s�alt be held in an institution whose deposits sre insured by a federal agency,instrumentalitq.or e�ntity -
<br /> — � .' s' , (iacluding Lender.if I.ender ia sucb aa institutian)or in any Pederat Hoiae lLoas►BaAk.Lesider shall apply the Funds to `� � �,� � :
<br /> �.�� , r:_ _
<br /> .; �" pay the g�c r ow Itema I.e n d e�'.map n o t c h a r g e B o s r o w e r for hoidi n g siid a p pS y'�n g the Fwids,annvallP anal3rcing the ,��;
<br /> r-� ' " .-.r i..:... ��• _
<br /> � ��^ �:= esc�oa account,or verifying the Esctow Items;�mle�Lender.paps Borrower intetest an the Funds and applicable!aw�
<br /> permits Lender to make such a cberge: However;Lender.may require Horra�er to paY a one-tame chasge for aa � � -
<br /> .. . • indeganndent reat estate tes reportii►g sarvice used by Lender in connectian wit1�this toan,uAless appl'xcable law pmvides . -
<br /> '`''' � othercvise.Unl�s an agreement is made or applica4�le la�v reqvires interest to be paid.IRader shall not be required to
<br /> r�`-
<br /> ... .�<.,�., PaY.Borrowera�q intetest or eatnissgs on t�e Funds.Boirower and Lender may agree ia w�iting,however.thatia4erest „i .,�
<br /> _ . ual accountan of the F�utds,showing.. � 4'-.___-.._
<br /> ✓ .shatl be paid on the Fonds.Lender shalt give to BorroRer,without charge.an ann g -.- �' -
<br /> �:?' . .�..,.,:, credits and debits w the Funds a�sd the purppse for which eacb debit to the Funds was made.The Funds are pledged es � ', . �+
<br /> . �.; .
<br /> ';,:.. . : �'�`� additional security for all suma seeured by this Security Ii�men� ' ._
<br /> �:�-;_;:;
<br /> �� . � If the Funds held b Lender esceed tl�sinou�ts permitted to Ue held�by agplicab2e law,Leader sha�l account w _ ���
<br /> e _ �
<br /> � ._ ., y . � .-
<br /> � . � Borrower for the esc�Funds'sn aarordaac�with the requireaients af applicable law.If the amount oi the Funds hetd •
<br /> t;,•• , by Lendea at any time is not sufficlent to pay the Pscrow Itetne cvhen due,Lender may so notify Bnrrower in writing, . ,`'' ,-:-
<br /> �� and,in such case Bormwer sha11 pay to I:eitder the amouat necessary to make up the de�ciency.Borrower sha11 make :�.:�;__�, _
<br /> • � up��r de�icienay in ao more than twelve monthly paymeats,at Lender's sole discs�tior�. '';_. •:�� �` �
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