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<br /> ` . • ;'T�(��THER �V11'�i at! the improvement9 aow or he�ter erected oa tha ��c� a���all�et�sements. `�` �� � `;
<br /> _ ' �'_.��:
<br /> " ° � ' �"����:`:Y' ,•; appiirtenancFS,aad fisEures now or hereafter a part of the property.�1!r�p]acxmears sud additioae shall atso be cover�d ',-
<br /> .°`, ., .. • by 9ectu�Ity Inatrumea�All of tha faregaiag�s referred to ia this Se�tt�ity Instrumeat as the"Ptopetty." ;.:;;-�
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<br /> ` ° , ' '"�ORROWER COVENANTS tbat Barrower ia iaw�fiilly seised oi the estats hereby caaveyed and bas the rigDt to .�,6,,..-=.
<br /> grant and convey the Property aad that the Propertp is unenc�mbered,eacept fot eQCUmbrances of re�ord Borrower
<br /> ��: warrants aad will defend geaerally t�e title to the Property apinst all claims aad demaa8s.sub�ect to any encumbrances �_�.�
<br /> � ` oirecord. �..,
<br /> THIS SECURITY IN5TRUN�NT combinea uniform covenants for national uss and non-uniform oavenauts with . .
<br /> ` _ , limited variatioas by jurisdictian m constitute a�tiform s�n ity insttumeat covering seal property. _:•`�
<br /> 1 ,��, UNI�tORM COVENMT!`5.Bonower aad I.ender coveaant and agaa as faltawa - T'�<-_
<br />-- _ �.Yayffient af Prlacipal a�d Inteaest:Prepaymeat aad Late Charges.Botrozver�sl�ai!P�mP�Y Pay when due _ =
<br /> . ` the principal of aad interest on the debtevidenced by the Note and aay prepaymentead latecharges d�te under the Note. ` .'. `.
<br />- , ._.;�� 2. Fnmde fas Taies aad Insareace. 5ubject to applicable law or w a written waiver bp Lender,Basro�ret shalt �:%-.="-
<br /> , �';` p w Lender oA thq dap a4oathly gaymeats are due�der the Note,uatil the Note is paid ia fiili,a som(°Funda")far. � , `z�.,:`
<br /> ��..�:,_;.,., . .
<br /> . �a)Yearly taxes and assessments which may attain priority over this S�urity rnsWment as a lien on the Ptoperty;Ib)� '`, ::;t:�:
<br /> . yearly lease�old payments or aound reats oa the Progerty,if anY;(c)Yearly bazard or propertg insuraac�prenaitum�"� . <.' �-
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<br /> ; in ur ao pr a'
<br /> (d)Yeas1Y flood insttrance ptemittma if any:te�Year1Y mottgage instttance pre�nivaos.if aay;�aad(f�aap suma pay$ble � �' ..
<br /> �° '�` �a� by Horrowes to I,ender.in accardance with the provisions of paragrepD 8,in lieu oY the paqment of mortgege iasurance � ��--
<br /> ' �`. .`� ,� preminma.These itams are called"FBCr�w Items."Leader maq.at any tiane,coltect aad.hold Fuada in aa amount not�� _-
<br /> , .� . t o ea c e e d t he masimum amoun t a l e a d e r for a f e d e r a Uy r e ia t e d m o r t g a g e lo a n ma y r e q n i r e f o r B a r m w e P s e s c r o a r�m ... _;
<br /> ,• : accaoum uader the federai Real Estate Seiclement Procedures Act af 1974 as affiended from time to time. 12 U.S.C.�� - ' _
<br /> . :- `'�-<'.;.=��, S e c t i o n Z 6 0 1 e t s e q. (°R E S P A").w il e�a n a t 6 e r l a w t h a t g p p li e s t o t h e F i m d s s a t a a t e s s e r a m o u n t I f s o,L e n d e r m a y, - --�.:;-``
<br /> , ,. , .. . at aay tirae,collect and hold Funds ia aa emouut not to esceed the t�ser amounx Lender may estimatc the smovnt of�� �;'::,_.'_'
<br /> ' °..: �" �� �� Fuada due on the basis af curreat data and seasoneble estiri�ates of eapenditur�oY future Bscrow Iteais or otherwise ia
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<br /> ,. •�;: accordance with applicable law. =,s.�
<br /> - The Fuuds ahall be held ia sa institution whose deposits are iasnred by a federal ageucy,iastsumentelity,or eatity �., ^.
<br /> . (iacluding Lender,i�Lendet is sach ea inatitutioaj or ia ang Federal Home I.oaa Baak.Leadsr ahaY�t applg the Fuads w ��•:,=_��
<br /> , pap the Escrow Items.Lender mnp aot cha�rp,e Borrower for hotding and s�pply'ub the�+unds.aaau�lly eaatpzintg�ths �,,F ;
<br /> � .•. escrow account,or verifying the Escraw Items,yntess Lendet pays Barrower interest on the Funds and applicable law ��� ,�_
<br /> , . ' � permits Lendet w make si�ch a charge. However� L e nder may require Bon�ower to pay a oss�-time charge for aa . •`_' ''�"'
<br /> . ` � . indepeudeat�eal e.state ta$repnrtiag service used by Leader in cannection with tt�ie loaa,ual�applicable law provides ���
<br /> rea �._�,.�.
<br /> " : � '�.; otherwise.Unless an agreement ia made or applica6le law requir�iatE�st to be paid,Leitder ahail not be xequired to �;�.�..-��,;_
<br /> - � (�;;r:j pap Borrower any intereator earniags on the Fuuds.Batrower and Lender m�p agree ia writiag,howeves;�atiatezest `�:;.:a�
<br /> . . .-. �..., .,._:
<br /> . ���:,, �. shall ba paid on the Funda.Lender aball g'ive to Borrocver,without charge.an annual accouating of the P4�9s.showing , ._, � .
<br />_ ' credits and debits to the Funds and the pwpose for tvhich each debit to the P�nuds was made.Tha Funds aza pledged as ���'' `'��-'�
<br /> . . . �t�;� additioual security far all aums secured by this Security Iastrument. ��.�--�=_
<br /> _ ;,=:.:�� U�tt►e Funds beid 8y I.en�r exceal the amounts permisead to be he2d 6y epplicable law,Lens3er sf�all ac�ount to �.,..:l�;,
<br /> . • s Borrower for the eac�a Funds ia accordance with the requireunents of applicable law.If tha esaount of the Funds held �..----�-
<br /> . :.;,� � �,r
<br /> . . by Lender at any time ia not sufticient to pay the Fscrow Items when due.Lender map so nattfy Borro�er in writing, '�:':;j...:
<br /> ° _ � •'��� and,iu auclt case Borrower shatl pa�w Lender the azaouut aecessary to make up the deficiency.Borrower shaii make f �'--
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<br /> . up tha deficisncy in no tnore than tweive morrtWy paymenta,at Lende�a sole ctiscrerion. :
<br /> _ . :��� . Upon payraent in full of all s�ms secure+d by this S�urity Instrumant,Lender shall promptly refund to Borrower . � °�
<br /> .. . � � ; aAy Funds held bp Lender.If, nnder paragraph 21. Leader shall a �re ar sell the Pro ,_ �'��'
<br /> a � tioa or eate ot the Pra aball a 1 su Fueds�eld b I.auder at t�¢ime oY a����de,r. prior w tha
<br /> cqrs'si g�rty. pp y q y cquisition or saT.e as a credit ,,,�f�-
<br /> '. • . "�' �.� �. . agi,�st the suma secured by t�is Secuiltq Instrument. ' - --��
<br /> ��;;�, 3.Application of Paymeate.Unless applicable law provides otherwise,atl payments received by Lender undes
<br /> -� � � . paragraphs l and 2 shs11 be applie0:first,w any prepayment charges dua under tha Note;second,to amounta payabte. -
<br /> . •. . `� ` uades paragraph 2;third,to interest dne;fourth,w prencipai due;aad tast,to aqv late charges due under tha Note. � ` J
<br /> ;�• ; �• ..��.� 4. ChargeA; L`iens. Bonower sha11 pay all tages,assessments,charges�fiaes and impositions attributable tb the . �:"''
<br /> � Psc;xrty which may attaia rsiority over this Security Instrnment.aad leasehold payments or goua.��ats.if any. � ,.,--
<br />��' ,.;�`� .. &�:=s�wer shall Y these o�Lgations in tha manner . .
<br /> pa provided in pazagaph 2 or if not paid in that ma�,^.er.Bonower ,
<br /> � s�al1 paq them oa tima dlsectlp to tha pesson owed payment.Borrower shall pjomptly fum.is�to LenBer eU aotices of � � ._,-
<br /> � •. � amounts to be poid nnder ttus paragcaph If Borrower makes these.payraenta directly,Borra�er ahall ptomptly furnish "
<br /> . � • ' ..-; to Lender receipts evidencing the payments. . � ' ,�
<br />_ . � ' ' Bonower ehall promptly discharge anp lisn which has prioritq over this�a..,vaity Tastrument uQies��onower:(a) �
<br /> . _ . agrees in writing to the payment of tha obligation secused by tha liea in a manner acceptable to Lender;�i�)contests in �
<br />- � �� good feith the lien bq,or defends against enforcement of the lien in,legal proceedin�s which ia the Lender's opinion � � .
<br /> � � . ,t operate to pre.eat the en4orcement of tha lien;or(c)secures from tha holder oY tha lien aa agreement satisfactory to •
<br /> • Leader svbotdir.ating the lien to this S�urity Instrumen�1f Leader determines that any part of tha Ptoperty is svbject �
<br /> :� to a lien whicb may ettaia priority over this Security Instrument,Lender maq give Borrower a aotice identifying the � -
<br /> -x : ., , liea. Borrower ehall eatisfy tha lien or take ona or mora of tha aetions set fart�above within 10 days cf the g'�ving oF � .
<br /> . . • r.e*iCe.
<br /> � � � , 6HWEIn�ao�xo� v.a.�o.o Porm 801 t 90
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