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<br /> < ' `.�c. ,f'C�s.n� , • . TOtIECHER WPfH all the impravem�nts now or herea$er erected oa the �� �. - ,.r-,
<br /> r� TO PmFe�t�.aad aIi�eats.app�t�ances.and '�. �
<br /> . ``�t��. fiuuQes amv or heteafter a part of the propeity. All replarements aad addidons shall also be covered isy this S�cudty �.�: ' <:._.
<br /> ..��. .4. � Instrument.All of tha foregomg is iefer�ed ta m tlus Se�uiry.Instcument as tl�e'Property.' �- - --- _
<br /> � .:"° � -` .. BORROW�R COVENANfS that Barcovrer is lawfiilly seisat of the estate Itereby t�m+eyed�d has the right to grant and '.:'��`"'""��;��-°`
<br /> . ` oanvey tlte Fmperty and tbat tbe Piopeny is uaencumbered. except for eucnmbrances of�rd. �onower wanants and wU t �
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<br /> �'"'"�,` defend gener�illy the title w the Progerty agaiast all claims and demancls,�bjesx to a�r enrumb�ance,s of�ard. �' x . '
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<br /> �, ':� THIS SECUItiTY INST'RUME1�iT cambines unifarm coveaants for natioual use and noa-unifoim caveaants with tim�ited .
<br /> • vaiiations by jarisditaoa to constiaug a�ifaan se�tity insuument wvering real P�P�Y• `4�' `: �
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<br /> � °•� • , . MTg'ORNJ COVENANT3.Eomawer and I.e�r caveoaat�d ag�e as follows: k �` F�
<br /> ' '� • ` '� � l. Bltymeat aY ltriaclgal and Yatess4:�ayment�nd Late Charges. Bomowtr shall P�mFUY PaS+whea due the - _ , -
<br />_ .` , prindpat of and interest on the debt evidenced by the Note aad aaY P�PaBment and tate charges dae under the Nots. ` - -'.��-_�:.-
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<br />:',a, :' . •: -,. :;'. 2.Fimds for 9'axes eiad�nce. Sub�ea w applicabie taw oT ta a writte�waiver by l.sader. Boaowet s6a11 pay ta - - .,-,_
<br /> , . � I.ender on the day moathly paymenu are dae under[lie Note.imal the Note is paid in fN1.a s�(°F�mds`)far:(e)Y�Y� ,�` �'� --
<br /> ,. � '' � and a�sessments wiuch may attafa priority over this Seauity Instrument as a llea aa ttiec pmperty;(b)Yeaz1Y teaset�o2d payments _-
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<br />_ • ;°`�°;. .� or gcouud m�ts on the Praperty,3f aaY:(c)Y�Y b��P�P�Y���P�;(�Y�Y�d insu�noe ps�emiums+� ; • ;�°;: _-
<br /> �; �.�` if aay:(e)yearIy mortgage ts�uance pzemi�s.i�a�;�amd(�aaY aums PaYab2e Dy Bonower to Leader.ia ascosdauce wIth
<br /> ' ` ,.�`';':,�• the pmvtsions of paragraph 8.in Ifee�of th,e payment of mortgage insarance premiums.'These ttems are catted"Escrow ItPms.° �
<br />:>���: ,,.` �� �. Le�der may.at aay time.oollect and tiold Fuads in an ammiut aot w c�accEed the maxiraum autnuat a Iem�er for a fedc7ralig ���� .ry .
<br /> ''� 'f � relaied mortgage loan a�ay r�quire for Bomawer's esc7ow acxaunt uaQer the federal Rea}F�tate S�ettlement FmreQuces Act of .� . :--_..
<br /> _ � �� '"�` r'i 19?4 as amrnded from time co cime. 12 IJ.S.C.Seaioa Z601 et seq.(°RESPA').u�ess auot�er law thas applies co the Fimds ,� _,�.;.�. `: --
<br /> _._. .:. ..:.:f._ seta a l�ei amoun�. It so. t.cnder may.at any tiuce,�coll�t and hold Funds in an amount aot w exce�d the tesser amouat. . ':.. �•
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<br /> � � '.', Lendet may estimate the amm�at of Funds due oa the basia of currcnt data and reasonable estimates of expeaditutes of fuiure ` '�i�.~ -°-
<br /> �� �:: .., � Fsrnaw Items o:otheiwise in s000rdance aritL appltcabte law. ':_�- --__
<br /> . � � ' incKmm�tatiry� p!�tS/ . �:=e��e
<br /> ,. ,•`•"� . The Fuads sflall 6e held in an institptioa whose d osits are instued a federal $gency,
<br /> =� ' � ',E%� ('iacluding Lender.if Leader is sacb aa�nsdtudon)ar in an}r Federa3 Home Loan Bank.I.��er shali apply the Fnsnds w pay th� � 's'=` ,:,°-
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<br />- ,'' � , Fscrow Items.Lender may not charge Bomower for holding and agplying the Fuads,mmually analyzing the essrow accauat,or •�_ � __=_
<br />_' . verii�ing ihe Esctow Iteems,tmtess Leader pays Borruwer intetest on ti�Fuads aad appllcable lavY penuits;.eader to m�ke sucb ';�"��''
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<br /> �' ` '� ' a chatge.However,i.ender may reqnire Barrower to pay a mae�time charge for an independeat real estate taa repofing service �
<br /> '� . � used by I ender in w�ecx�on wtih tbis laan. uniess applicable law grovides osherwise. Uu2ess an agreement Is masie or
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<br /> � �� '�� ticab2e law iruerest to be aid,Lender shaU not be r to Bomawer inte�st or eamin on ihe Fuuds.
<br />� ; � ePP �N� P e9� PaY �Y � i 4°'�<. _
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<br />� . .:. Bormwer and Lender may agm�ia wrIting, 6oweves,that intemst suall be paid on the Fuads.Ixader sLaU give to Bormwer, .,:;��,;,.;:.-',i�.�
<br /> � ' � � without cLarge,aa annual accuunring of the Funds, shawing credits aad debits to the Funds and the gurpose for whtch each -
<br /> _ „".-•- :,-�• � � `;' d e i s it w the F a a d s was m a de.T h e F u a d s are p l e d g e d as a d d itio a a l s e c u:iry for a l l sums s e a u e d b y t h i s S e c u r lry I n sttument. _ _ - _- -
<br /> *�. . ,«
<br /> !�.,� °., ��r r;� If the Funds held by I.eaGer eac�eed the amaunts perautted w be hetd by appllsable law,I.ender sLall ar�onnt w Borrawer r
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<br /> r`: : . '� r''� : for the excess Funds in accordance wiitb the reqmrements of applIcable law. If the amonnt of the Funds I�td by Lender at any' ' 'F..�... �-_
<br /> � • dme is aot sufticient to pay t�c F�crow Items wBen due.l.eader may so notify Borrower in�ioing,and,�n sach case Bomower '""`_:' ±�?�'^
<br /> _ ,�' • shall pay to Lender the amount neressary w ma3e�p the deficiency.Borrower shall make up the deficiency in�ao more than . `'+:::.r::;: . ;�='
<br />-- , .',, twelve momhIy paymeats,at lxnder's sole discretioa. _.y°-.�;�_-
<br />:�Y:';-� Upon payment in fuU of aU sums secured by thls Security jnsaumene, Leader shaU pmm�ptly re5�d m Bormwer airy '�-.�T�,.,•`�
<br /> 'j�. �� � ; � Fuads Ueld by Lender.If,nader paragtaph 21,Lender shall acquire or sell the Property.LEader,psior to the a it��or 8ate� � ~ �' ��
<br />� .. .: �, ��.�` � � �•_"�;�, ..-_ _-
<br /> of the property,shall appSy any Funds held by Lender at the ti�e of acquisition or sate as a credit against the s�nos sec�ed by ,� -� .-
<br /> � t, 4 :�� this Se�auiry InsWmen�. � '"' i
<br /> �� . . ' 3.ApplIcatlan at Payments.Uniess applita6ls law provides otherwIse,aU payments received by l.e�tde�nndea�paragraphs � ;� _ --
<br /> �; ... ''� ]aad x csl�all be applied:first,to a�r Prepayment charges due under the Nate;second,to a�uats payab2e nadet paragraph 2; . :_.,�.�, -
<br /> '-'• �. third,to interest due;fon�th,io priucspal due;and last,to an}+late charges due under the N�a. �+= .;�,
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<br /> u}'. ,: `�.� 4.CHarges:Uens. Beaower s'hall Day all taxes,assessments,charges,fines and lmposidons attdbutable to the Property - ._.�-,;y,e,:.�:`
<br />.,�. .. whIch may attain prlorIty oves thls Se�auiry Instramcnt, and teasehold payments or ground renta, lf any.Eorrawer shaU pay -. . ;_..
<br /> .-'� these obligadons in the manner pmvided in paragraph 2,or if not paid ia that manaer,Borrower sball pay them on ttme dlrecdy t> . ' ��.- .' �
<br /> ��=- _ — . to the person owed paymeat. Borrower shall promptly fumisb to Lender all notices of amoimts w be paid imder this paragiaph. -- . --:..--`�
<br /> Y,',` �i. . if Borrower makes Wese paymenu direcdy,Borrower sha11 PromptlY tiimish to Lender receipu evidenciAg che payments. " _.."'..
<br /> : : ' Bosrower shaU prompdy discharge any 13en which has prioriry over this Secwiry Instniment unless Borrower:(a}agrees 9n ,; �� .
<br /> ��� ' • � writing to the payment oY the obligation secured by the lien in a manner acceptable to Lender;(b)contests in good faith the lien �. �
<br /> ;::` ' .
<br /> . � by, or defends against enforcement of the lien i�. legal proceedings which in the Leader's opinion oDerate to preveat the .. ' �
<br /> ' , enfotcement of the 11en;or(c)secures from the holder of the lien an agreemeat satisfactory to Lender subordlnating the lien to " . . '
<br /> :,';. . ' tl�iis Se�urity insuuwent. If I.ender determ9aes that any part of the Property Is subject to a lien whlch may atta�n priority over �• • • � '
<br /> • : this Secvrlty Insuument. Leader may give Boaower a notice identifying the lIen.Bonower shall sadsfy the lien or taYe one or '
<br />� '` . • more of the actions aet forth above with9n 10 days of the glving of notice. � . ' � .'., '
<br /> . . . �. �o�aose s�so , . .
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