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<br /> • TO(iETHER WiTF!ali tho Improvmnents now�r�tac�eiuents wd addiUa g ahn0�t3 bo covmred Dy Ihis S Acu�Cesirumcm� ��r` . `�
<br /> Gxtures naw or t�ercaf�.v e part af!!to property reA
<br /> .k� . ,�'.:. �`• ` N!of!he facegoing b refe�red to in thts Setudry InsVumerat a9 the'Property." �`` tF'�f':
<br /> �`.� �O A R O W B i COVENANTS ttmt Bertow�r is ta�rBNy sefted ot tho eatnda hereby'cenveyod and tms tho r(�bt to grant snd . ,;< .
<br /> , �� ;,, conv s y eho ProperiY end that tha Property[s �uwnatmbere0. oxFept tor encumbr�r+eas o!�eeord .Barmwer wamurt 9 en d w�1 1 ' .:x;�.'.°;
<br /> ' F r d61@itd gEflEtelSJ(tt19 6YI9 l0 t h0 P rop e l i y Et g F l U f S t C!D C l 3 h 1 t 3 fl�1 a d 0 1 1 1 9 t I d S�S l 1 b j 2 C t t 0 B l i y e fl C U 1 l t b i M C C 3 0 1 r e C O r d. • ��'.<<z f z`� ,..
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<br /> TfilS�SECURt11/ I�191RUMEI+lT combtrtes untfrnm eovenents tar nattanat use e�d non�unitomt eo�enants with �mttect� ; , ;
<br /> . . -`� ' varlatlens Iry jurtsQietioa to canst3tute e unHorm secufiry tnatrum�t coVeing real properiy. `�_. ,,,�_-
<br /> .� ,� .: .'�, •_
<br /> ;�,. �, �.:,, � ` . UNIFOAM COVENANTS. Borrawer and la►Qer eove�ent end agree as toQmNS: when � �k�• ,ra,..o.� :
<br /> �`f� F f '� '� � 1.Paymmnt�4 Principal snd tntsres� Peepaymmnt and Eate Chargea anrrower sha�:vromPbv v�►
<br /> � = �� � dua the pdndp�of ead 6�tefest on the debi evMenced by Ne Note and en7/pnepaymeM and{ate charga�dua under 1he lVote.
<br /> �,��� �. ,.:•°, ;�.�f` �. Funda tor Taxras 6ad(nsttraP9ce.subjeee to�ptieabta taw or co a wrftten watver ey t enaer.Bortower she�naY Q
<br /> :t ' w Lender on tfre�y martthiy PaYments ete due nnder the Note.ur�tD the iYote is paid in tu0.a sum t'Funds'�tor. •(a)Y�N � ' - ---,� - -
<br /> `.,,.-�"°� texes ead assessrnents wh�Ch maY attain Prlor(ry mrer this SeauEi�l irtsficment as a Uen on the FroA�Y• lb� Y�Y leaseha'(d •
<br /> ` := = � payme►ts m gro�nd rer�ts an tha Progerty.ft,aay, (c?Y�M haza►d or pmpecy insurartce premIums: (�Yearty ftaod insurance � -
<br /> "` Preanturna.B anY:(e)Yearh mort�a98 fnsurac�ce premiums.if�y:end(fl en1►swns Payabie by 8ortower to LenEei 1n ac�rdanc� � r '.
<br /> :..r. . ,�- ,- wfth the pravfsions oi paragraph e, tn 6eu of the paymeirt o!maRgage{nsumnce premiums. Thess itmns ffie caIIad_'Escrovv ��_�? � �
<br /> . items.' i.endes may. ai eny thne. coQed end hatd Funds tn an amoirrtt not w exceed the ma�dmPm amount a tender 4ar e --�_— _ ,- _:
<br /> � federPBy re!ated mortgage taan may�ire tor Bmrower's escrow sccourtt under the federal Real Cstate SetUemmt Proaedutes -�� �• •� :�r
<br /> RE3PA�. unless anoth� faw that apDCes to the Funds �```. `_°`
<br /> Ad af 1874 as amenQed trom tBne to time.12 U.9.C.�260f et �e q. (' ti_.��,._.'=
<br /> � - 4.us e u�ar.ar amoun� ff so.Lender craw at any time. co�ed af#d hold Funda tn an amoimt rtot to exceed the lesser amount T'` -
<br /> r.: . .
<br /> Lender may esffinate th�amaim4 of Funds due on tGe basls of cument dat�an�reason�rte�ns��+��^° — "�"
<br /> ` ` ' ' Esaaw Rems as otherwise in accordante wftb eAAlirabie tatv,�-.
<br /> .c ` .o„'. The Funds shall be hdd in en IASdMIon whose d�►os3s aie iqsured by e tederal agertcy.idstrumett�tyt,or ent�y[u+cluCfng , ..f� ,�,; _. _,
<br /> . ^�;I lender U Lender is such an InstiU�Uon)or in any Federal Home Loen Banic Lender sha[I aDPill the Funds to pay the Escrow � =:c c.
<br /> fiems. Lertder may noi charge Borrowet fir hatdmg end a�plying the Funds.�nnuaUy enatydng the es�xavi accourit„or ve�itying
<br /> ;; '. , :`.;�_ tha Escraw Iterr�s. untess I.,eider pays Bot�nwer irtt�an Ute Funds end appQc�bia law pertnits Lender to make sueh a ;. �.�'a°�
<br />-b 4.,," ,, , ct�ge. Nawe�rer. Lend�nay�ecNire Bortower to pay a onefime charge tor an inEependertt reaF estate 1ax reportfig service r,<.. >.-
<br /> , ,`-j used by L�d� N connection v�itt► this Ioan. unJess app�cabie Iaw pra+rides otherwise. Unless en age2m�rt ts mada or �;{;,• '.
<br /> . �' � appGca6le Gav r�interest to be paid l�nder sha0 not be requfred to pay Harrowes arry Utt�est or eaminga an ths Funds. :,�.�._�•_'
<br /> � - Bomower end t�nder may a�� wrftir►�:howaver,that btit�est sha0 ts�e Qatd on the Funds. L�der shaD glve to Bammver.•
<br /> • %�--�a'• .-• w�fwut ct�ac98. asi antsual aaountlrtg at��gunds.showing credits end�zbRs to the Funds and the 7swpasa tor whtch eacA �?,µr _ _�
<br /> �`' :`� � � '� � de4Pt W the Fh�i�ffs was rtrads. Thm Funds are ptedged as addiitionat secur±iy�tor all sums secured by the Securtty Instum�t. . ---
<br /> add �
<br /> �'` � , �"��• It the Funds hetd 6y L�erdei exceed the amaw�ts p e a m i t f e d to be h e f d by app l i c a b t e t a w.L e n d e r s fi a 0 e c e o u rt t o B a n o v r�r
<br /> .; � �f..-.'. �f_ •
<br /> "' �`•`: 4cr the exc2sa Funds in acco�iar►ce with tlte requirements a7 appgca6►e taw.If the emount of the Funds hetd by tendei'at ar►y
<br /> 4�ris is not suEHdent to pay ttie Escrow ftems wfien due,tender may so notify 8orrower in wdtfig.end.in sucb case Bortawer �,Y ,,
<br />_ , , stia0 PaY to Lencter tho amourtt necessery to make up the deflcfency. Berrower shap matce uQ the deficfency in i�o more ffian ` ��-'�'- .•,a.,
<br /> � � �
<br /> � !� �� � �tweNa mor�th payments�et Lendets sote�se�etton. �- - —
<br /> : ,a:�. •f lJpon.p yrt.ant fi fuII of s0 sums secured by tAls Security(nstrum�rrt.Lender shell promptly refur►d to Bosrower eny Fands -
<br /> -. Fi.i�•,.:r:'�:�r.��,' l � �L�
<br /> '�'" ` •� ' �dd Isy L�der. if,under p��aph 21,lender sha�acqute or seit the PrapeKY.I.ender.pdor to the ecquisfflon or sale ai the
<br />--- �'��.,t�� .• ' PropertY.sra6 ePDN�Y FenQs held by Lender at the tfine of ecc�uisftlon or safe as e cie�it ega(nst the swns sewre�t.hy this • ����i��{�
<br /> • Seeuriry tnsUumart. . . �_-
<br />_ �` 3. Applieation of Paymants. Untess aypiicable taw pra.�s otherwise� atl payraents received by LenQer und� �-
<br />� • • , ,, '.` paragrapfas 1 and 2 shall be appQed: fitst,to eny Prepayment charSes due under the Mate;secartd.to amounte payatte•unEer �'�4Y
<br /> �oQlh!__
<br /> __ • - para�A 2;third to fnterest due:fouRA,to pdncfpal dae;artd tast,to ar►y tate oharges due under the Note. �°t••.
<br /> 4. Ch�Pg88; i.R0nt3. Horrawer shaU pay etl taues. assessmenta. charges. ftnes end impostUons ettributabie to the �� •:�-
<br /> Property wl�ich may ettain P�fortty over thts Searrity Instrument.and teasehold payments or qround re�rts.N eey Borrvwer st�afl �.
<br /> - , '_ �.. .�� '"� Pay tke.se obltqaUons tn Me manner provided in paragrapA 2. or it not pad 4n that.manner, Bortotiver sNaD pay them nn time �.�j,T
<br />- � • �uecty to the person owed paymec�L Bonawer sheQ prampiy tumish to Lender aR notltos ot amouMS to be paid undei thts �;�-„�,� -
<br /> _ ' � � paragraph. It Bortower mekes these paymerrts directly. Botrower aha0 prompty tumish to LenGEr reeeipts evtdenctn�g the �z
<br /> _`�-_�..
<br /> � ,.. Payments.
<br /> � ' � Borrower sha(I promptty�scharge an,y Oen whicb has pdority ovei this Securfry Instrument untass Boaower. (ay agrees irs ���:•
<br /> , � wriUng tn the paymerri.ot the obligatton seeured by the @en In a mann8:acceptabt�ta Lender, (b) tontests in good faith th� �,��.::_ ..
<br /> • � • Qen by, or detends egainst entorcemant o4 the Ilen in, legal proceedings wh�eh tn the lknder's opialon operate to prevenl tha ����:-
<br /> �•� ,�� enforcemem of the Ren;or(c)secures from the ho!de►ot the I(en an agreemeni snUsiadory to Lender sutoordinaUng the 8ert to = ---�..__
<br /> ' thts Sewfity(nstrumerR It Lender determtnes that anyr pari of the Ptoperty is aubject to a tlen whieh may attafn pr�o►ity over this �, ��,�,._,-
<br /> . .. �� ' Security Instrumeit,Lender may give Borrower a notice IdentHytng the Qen.dorrower shaU aettsty the pen or take one or mhre ot _ -__
<br /> the actions sei fortt�above within 10 days of the giv(ng af noUce. ,_ _
<br /> � �'r'� 5. M�fd Ot PropB►ty itt3ufance. Borrower sfiatl ke�p the(mprovemc;� naw exlsfirtg or hereafter erected on the _ -
<br /> ; Prap�erty (nsured agatrtst toss by fire, harr�tds fictuded wtthin the tertn 'extended cove►aga' and eny other haxarQs.tnciuding �- =
<br /> floods ot flooding,tor whfeh Lender requUes insurance. TAis insutance shail6e malnfafned in the emounts and for the pedods .
<br /> � .that Lender requirea. The(nsurence�anter providing the inaurance sha0 be chosen by Barrower subjecl to Lendet's approual _�
<br /> �, . . .� whlth shaU not he unreasonabty wfthhetd. H BoRawer fatis to maintafi coverage descr(bed ebove, LendQr may, at Lender's -
<br /> ` '� optlo�,obtaU� eoverag0 to protect Lender's dghts in the Property in accordance vuith patagrapb 7. � _ . .. _:.�:
<br /> :,.,..,�
<br />. �;?,, � ' � Ail insurance po�cies and renewats aha0 be acceptebte to lender and shail fnc(ude e stanQard mortgage c(ause. Lcnder .-., r
<br /> r} �:.. ' . `.� � shail have tha dgM to hotd the po�cies end renewats. fl LenQer requtres. Bortower sfiaU prompUy g(ve to Lender e11 receipts ot ' �--�=--
<br /> : ;� .: paid premtums and ren�rra!noUce9. In the event o f toss,Bortower sha11 g i+re prom pt noUce to the insurance cartier end Lender. � .
<br /> �� . '� `�; ,,-, , . lender msy make proof of toss it nat made prortt�stry try Bomovler. `_-.� .•—�,-�-
<br /> .,�,,_ •�: .-. .: .� :>
<br /> ._1� : Un�ess Le�ider snd Borrower otherwise agree in writing, insurance Proceeds sheA be eppfled to restoradon or repair ot the f• �
<br />;�a ,. � � property damaged,i1 the restoratlon or repair is econamicalty teasibte and lendei s seeutiry is not fessened. H the restvraUon or •
<br /> � repair Is not economlcally teasibfe or LendePs security wouid be lessened,the insurance proceeds shall be apptled to the sums . _
<br /> _ . � secured by this Securiry Instrument, whether or aot then due, with any excess pald to Bonowes. It Bortcv�er abandons the
<br />-,?�• • . Property. or does not enswer wfthin SO days a noUce irom lenQer that the insurance cartler has oP'ered to seltie e ctaim.then ,
<br /> Lender may eaitect the insurance proceeds• Lender may use the proceeds to repair or restore the Property or to pay sums
<br /> • secured by this Security tnsUument,whether or oot then Que. The 34day pedod wiil begln when the noftce is glven. �
<br /> � Untess Lender and Borrower olherwise agree in vrtiting, any eppRcaUan ot proceeds to principal shall not extend or .
<br />_ �• postpone tha due date ot the monihly payments retened to in parayaphs t and 2 or change the ama�nt ot tho payments. N •
<br /> - . ' ' � under paragraph 21 the Property is acquired by Lender. Bortower's dght to any insuranae polictes ane proceeds resulIIng trom
<br /> . � damage to !Ae Property pdor to the acquis(Uon sheD pass to Lender to tho extent o1 fhe sums by this Security Instniment
<br /> � : immediatety prior to the acqulsillon. �
<br /> ' . � ' � � 6. Occupancy. Preservatlon, Maintonance and Protsction oi ffie Property; Borrawer's Loan
<br /> � ' . '. . . Applie�tlOn; Leasehofda. Bortov�er shall oecupy.estab6sh, end use the Property es BortowePs principa�residence wRhin
<br /> sUcly days after the execution ot this Secarily Instrument and sAatl continue to occupy the PropeRy as.Bonower's prin�ipal
<br />'•�:�' residence im at Ieast one year after the date o1 accupan�y. unless lender otherwise agrees In writ(ng,vfiicfi cansent shail not . ,
<br /> � �>�� � • be unreasonably vrithhetd.or unless extenuaUng circumstanees exist which ere beyond Borcower's control. Bortower shall rtot
<br /> -. � desUay, dnmage o�Impatr the PropeRy.allow tho Propedyr to detedarate, or commit waste on tha Property. Borrawer shall be in •
<br /> _,--., ' default it any toAetture actlon or proceedlr.g, whether civil or crimfna).is begun that U Lender s good taitA jud�nent coutd resufl
<br />-- • in toReiture o1 the Property or athen�vise�:rateflalty impafr the lien ereated hy this Securiry Instrumenf or Lender s securiry interest.
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