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<br /> • • Z'OQETH�i WP[H ap the improvernents now ar hemafter er�d on!he property►.and a9 easam�ts,ePPurtenances, end 'F
<br /> this Secu►ity k . �
<br /> 4 � r ` �' ' q11 �temeMs and addHnns sAaQ etsq ba eovered f►y. tnsRmn�nt `� � �.; .
<br />- -'la-t ' =� �4. ' • `
<br /> <:, 4,, . � ft�re� now or here.�tter e�part ot t�e properiy �P �s the'Pra9e�tY' . ��4
<br /> `' f a�� ����'� Afl ot Ute fotegoing ts reter�to in this Setutilft j�� �._.
<br /> '-_.: � BOAii061t�1 COVENAN'fS tha!Borrower ta tawfuIIy►semed of the estate herobll�e3r�and has the dgtit tp �ant e�d ;
<br /> .,•_�r -� �. t: corveX the Froperty and thai ths R�pDert3t is unenaimf�sred. exeept tor encum6rances of eecarQ. Borrower vranants end w�i -T a,..(
<br /> �.°�.�.:`,��;:, estend geaFSaliY the tffia to!he PtoA�Y gS�st aD dstms s�d demands,sub3eet fo an5►�►�Nmbra�see9 ot r�eord._ �.,.,t<:1,4
<br /> '.,.�;,•�;.,� . TFii3 5EC1lAtiY iNSiRtiMEM eambin� unHotm wvenanta tor �atlonaf use and nort�un3iorm cavenards wnt► Um�ed `
<br /> varta4ons by julisdD�tton to canatidife e unKcrtn secudty insWrnent cavedng cea1 RroP�Y• .
<br /> U(VIFOHM COVENANT9. Botrawer and LenQ�r��eitt e�td�l84.9 Ch3Tg98.Borrower stia0 PromPnY PeY when �' •' <<.
<br /> , 1.Payment uf Prfndpat a�d tnt�res'�Prepay� .•.•,.:�_--
<br /> `,Y `�_ � ` due tho �t►��T� eltd[ns rsYtC.3+�jed oOeppIIcatits law o fi e w�n waiver by�Lender.@°rrower sha0 pay � � �;�_-
<br /> �....N �;,�.�° �°.�� 2.�und� .,.....t�-`,,
<br /> ` er[ts are Que under the Note,until the Note is paid in tull.a stun(`Funds')tor (e)Yeart� -
<br /> to Lender on the day.month�Y Paym ea teasehold `�,`�;,-.��
<br /> .`�;`�, '' �[ � te�ces and assessmettts wh[ch maY ettertt P��► wer this Sewtityi instrument as a lien on the ProPertY: @) ito d insuranee `"..� �-
<br /> � h�d ar property insurance ptemtums: (df Yea�tY
<br /> --� --- psyme�its or gound rerfts on the Ftop�►.H anY• i�)Y�f► b Bucrower to Lender{n aaardance ` `_
<br /> � prendums.H any:(eI ye�A►mart9age Insuranee precr�ms.ll e�►y;and ($any sums PaY� Y
<br /> � ' n Mfith the provtsiona af paracgsPh 8.tn Deu ot the payment oi moRgage Insuranee prantums. These items are ealted`Esanw ,��`
<br /> i t e m s.' �d mat� e fo�may tequire tor�8a trtower's esaaw acoau rt t u n d e r t h e t e d e►'��R�u e 3etttementtProced�tres� r� . _ :
<br /> `,,.�: , tederaQy re[ate 3a8 RESFA). untess another Iaw that appIIes to the Funds � �<:
<br /> ` � ' A�t of f87Q as a�nded�om tlrt[e to tlm�12�.S.C.�?f01 et seq. (° � '"�•_s J
<br />_ ••.:,�•° ''. ,
<br /> sets a lasser amn u rt t. tt so.Lender may.at arry ttme.co(leet and ho�Funds in at►amauni not to�d the lesseroamou�n� :.,',...:`'-I
<br /> Lender maY esVmate the emaunt ot Funds due on the basis ot curtent dafa and reasonable e s G rt�a t e s o f e�e��� :!_ .
<br /> -,- 1 y� ` E s c r a w ftems or oS�enNtse m acco��a wim��=- dnding . z`,•�`
<br /> Y. . The Funds sfiatl be heid In an tnstitution whose depos i t s are t n s u r e d b y e i c d e r a f a gen c y.Ins�m F��to��w -�-� w -
<br /> � �_,
<br /> Lender,!f Lender!s such an inst�ution)or in any Federal Home Loan Bank. Lender shaU apP�e���aewu�»,or vsHy[n9 ,�-y�=-
<br /> ..,,��� y '. • Items.ler►der may not cAarge BortoNer fo:hoWin9 and aFPM�9 the Fands.em►ueM ana�n9 -� '
<br /> °�;;'U,,..
<br /> ..s if�'.,' the Esnow Items. uetess Lend�pay5 Borrov�er Inte�est on the Eunds and eRpQcabte Iaw pemu�s Lend� to �g�� .4'�=-
<br /> c � � ch�ga Howe�ier, tender maY req�1�e Bortawes to pay a oaetime chanle tar an.independart real estate tex reR -- .�;�`
<br /> ,4 , ::-,,S"_,.:.:�
<br /> _ ,�. , '`,'•,f:,.` used by Lender In canneWon yYith this loan. untess eDD{i��aDle taw pravldesBorrwuer any Grterest or�n��on the FunGs. ' _:,.-_1 ry�
<br /> . .�.� ,: apPfle�te law rEQuires tnt�t ta be pa.b. L�idar sh�1i nat he tequired to Pay __-
<br /> � �'•� Bormw�an�Lender may a�ee in wrtNng.hav1ever. that Gtterest s�a ed P��Wa the Fu Qs endthe p�uF��for whtch�e�eti • ,�
<br /> . �, '' : witt�out d�Se,en annu a f acco u t�i n g o t t h e F u n d s,sho w t r�cce�s tor all sums sxcured bll Me 3ew rt t y t n s tr u m e n t. :
<br /> : . ._,`..`'`� mada The Funds ere piedged as addittonal seauii�l . ��_�L-�',:
<br /> ,. dehft to the Ftmd9 was ItcBble 13w.Lender sh80&CCOUt1t t0 BaicoWei Fr.�=.r
<br /> It tha Funds h2ld by Lender exeeed the amouets pem�i4ted to be hetd by aPP
<br /> tor the excess Funds(n aecordance wfth the�equUements�ePD�tife taw.it the amount ai the Funds heJd by Les►dc-a Et enll ' a-=��' '
<br /> � . .` • ,,• • '� ttme.is not suffldent tn pay ffie Esuow items wtien due,LendEr may ao nati�i Bo�rowet in wriHng and.in such case Ec.'rowet .'(- °
<br /> wr
<br /> � shap pay to Lender the amount neces3aN to make up the Aefldency. Borrov�er shaB make up the defldency in no more ihan ::.�,�.�`
<br />�-- • '.�,:,._:::_•..::;., . �e(ye m�nthly 6eYmc�ts,at 4et�dePs sofe disccetlon." refund w Boaawer eny Funds _::_. ..
<br /> .~Y.n` ,`" ,.` Upon paymeni in tu0 of efl sums seaaed Cy this Securily tnstrument,Lender shaD P�PnY . ---;; .
<br /> .�. � hetd by L�ender. 8.under Pam�aPh 21.Lender ahall ac4uUe or seti tAe PropertY•Lende►•pdor ta tha acqu(sfUon or salA ol the� `,
<br /> ' . ProAenl/•shaU aPP�Y�►Y Funds hetd by Lender at the t6ne a1 acqutsitbn or sats es a aed�against tha sums secured hy this , �.,�=-.
<br />�� .. tr�strum e rt t. llcaDla Iaw pravidw athemFSe. e� Paym e n t s re e e h�e d b y L e n d e r u n d e t
<br /> r..:. •,°' : �,. S sea,3 App{ieatimt� ofi Paymenta untess avP �t charges due�zider the Note:second.to�c*,xr�nts Payabie under . . �"'"�-"--..
<br /> �, . • para�aPhs t end 2 shap be appAed flrst.to any Prepaym+ .
<br /> ' , � Daca�aPh 2:tAUd to IMeresl due:,tourth.to pdncipaf due:and tast.tu enY�;a charges due under the.ha2a. .' �'i�;;�,
<br /> all tmces. assessments, charges� fines and_ imposhto:is atMbuta61e.t0 �@ ��3=
<br /> :s
<br /> ' '. • 4. Ch2t� Ltp[19.�Bortower sha0 pay .
<br /> �• ' .. ProP�t1►whfch may attain P►latliy►over thEs Seau(S�I InstrumsrA,��d laasehold paymertts or ground rents.i!eany. Botmv��er shaU ��r�
<br />��.� `f�� �. pay these obUgatior�s in the menner proviQed in paragreph 2,or_if not patd in that mgnner,Borrowes ahall paY tttem on Ume �
<br /> � �`` �� d'i re c t t y to the person owed payment Borrower shaU pmmPth►fumfah to Lender e➢ noflces ot emouMs��de pald under this ��
<br /> *�� .. � Borrower shall pco r�t t y t um i s A to Lender c�efpts evidenctng tha ----
<br /> . , `: para�h. It Borrawer makes these paym d�Y• . `r:
<br /> • • PaYm
<br /> 8orrower shaD PromPUY d1scharga any lien which has pdoril�l over t�fs SecurttY fnsbument untess Botrower. (a)agrees in ; •
<br /> � �°% �' vrtiUng to the payment e1 the abllgaUon secured Dy the Qer►In a manner acceptabie to Lender. (b) ca�rtests in goad ta(th the _:.{_a�
<br /> .. roceedfngs whtch in ths Lender's oPlnton ogerffie to prevent the '•
<br /> �, Oen by. or defenQs aga1nst enforcement of ttie Qen tn.legef p �, �_:
<br /> ' �� �r erAorcen►errt of the Ilen:or(c) secutes irom the holder oi the Qen an a�eem��s��u t��de���D�o��er�tAls� �i��
<br /> � �.. � , � thfs Seruriry Instrument.H Lend�detemdnes that any pari of the ProP�N � .
<br />.�,._ , . ':�.,,`.�,: � Sequ(ty Instrument. Lende►may 91�►s Botrowv a noUce iQentiy1n9 tha lien.8orrower shall saUsty the lien or take one or more o1 ��;T i�r
<br /> the actfono set farth above within 10 Qaya of the ghrtng o!notice.
<br /> �--' r 5, Ep�ZattD or Preperty te�surence.Borrower sha0 keep the Improvements now e�BsUn9 or hereefter erected on the ��,.-=�
<br /> • - properry Insured sgatnst tess bl►1Ue. hezarda(nctuded withU the term 'eKtended cnverage' and e�ry other hazards, Inrduding �'^�:-
<br /> � ,- �� U-
<br /> f ' � flooda or Raoding,tor whtch LenAer requires insureRCe. This insurance aha0 be malrrtained In tha amounts and tor the�dods
<br />�'�� . • ' " lhat lender requVes. The Nsurance carrter providing the irtsuranee shall be choseq by Borrower subject to Lende�s approvat �_,:.�
<br /> ' ` whtch sAaA nat be unreasona6ty wP►hhetd. If BoROwer fa9s to maintain covernge desc�ibed above, I.ender may,ai Lender's f _"
<br />`� 'r `� .ti�...
<br /> 'optlon;obtain coveraga to protea Lender's dghts In the Piropertyr in accordance with paragraAh T. ,r.,�.
<br /> '� � ':°`ry: .; � 1111 Insurance Pelicies end renewals ehaB ba acceptabie to Lender end shaU inciude e stendard m°��9d ���� •
<br /> ,_ •._, ���;:_'� shali have ffie dgM ta ho[d the poUcies and renewals. fl Lender requires.Borrtswer shap prompUy giv . ^_
<br /> :1 ,.
<br /> �;; .,, . . , �� peid premtums and renewal noUcos• In ths event o!loss.Borrawer ohall gNe prompt noUce to the insuranr.e cartter art�Lender. � J -
<br /> ' Lender may make proof of loss H not made promptty by Borrower. Ited to restoraUan or repair ot the
<br /> �� � � ' Unlesa Lender and BoRawer otherwise agrea in wdting.Insurance proceeds sheD be app C�'�
<br /> � Pro�erly damaged, M the restoraUon or repatr is econoMca(ly teasbie and Lender s sea�dty is not lessened!f the restoraUon or ,_F
<br /> ��?' �' "• �� `"'�I repair is not econorNcaLY tea,ib�a or lendcr's seeurriy wcwd be lessened,the irrsurance praceeds aha(1 ba eppfled to the sums c:,`
<br /> ..,+' ' ' • secured by this Security InsWment. whether or not thati due, wftb any excess patd to Borravrer. It Borrawer etrandans the :-.r•.-,;
<br /> property, or does not answer within 9�days a notice from Lender that tha insurance cerrier has oftered to settte a�aim.then
<br /> '��"' Lender may ccQect the insurance praceeds. !.¢nder may use the proceeds to repab o/.�estore tha Property or to pay sums ,
<br /> •� • � secured by tNts 6ecurtty InsUumert,whether c�not lhen due. The 94duy pedod wili begln when the natie9 i9 given.
<br /> .: '� 11mt1on o1 proceeds to pdncipal shatl nat extend or
<br /> ':= � Untess Lender and Borrawer othenNise agreo in wdting, enY aPD
<br /> � �• '': � . postpone tho due date o1 Uo monthty payments reterted to tn parayaAfis 1 and 2 or change!he amount of the paymenis. 11
<br /> `j ' ' under paragraPh 21 the Prc��r.y is acqutred by Lender, BortowePs dght to arry insurance poticies and praeeeds r�suttinfl irom �.,
<br /> `��°�� � � Aamage to 1ho Property prior to tha acquisitian shall pas3 to Lender to the extent of the sums by thia Security tnstrument . .,;
<br /> ,r.-
<br /> • (mmediatery pdor to ths aequisition.
<br /> 8. Occupancy, Preservatio», �Jialn4enancs and Pootectton of the �roper4y �orrawer's Loan
<br /> . �. ' .' AppllCatloO; LBSSAh91de.Bortower sMaU occupy,esta6lisb. and use the Propetiy as Bortower's prtnclpal residence within
<br /> sixty days after the execuUon of thls Securit�► Instrument and shall conUnue to occupy the Properiy es Bonower'a pdnctpal
<br /> � � residence tor at least one year after the date ot occupancy.untess Lender oihervvise agrees in wriUn9.which consern shall not
<br /> • � be unreasonabry withhetd,or uniess extenuating eirwmstances exlst whlch are beyand Borrower's controi.e RowerrshaU De in :
<br /> � � _ , d e sVo y.Qama ge or impair the Ptoperty,allow the Properly to deteriorate,or commit waste on tAe Property.
<br />.�t, . • • deTauH it any foAetture action or proceeding, whetfier civil or cr i m i n a l,is b s g u n t h a t i n L e n d e t's g o o d faitb J ud g ment could resuit
<br /> � . In toReiture ot the Properiy or otherwise mater(aly impalr the lien exeated by tdis Securrty InsUument ot lender's security interest.
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