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<br /> .a 37—y�a9�S2
<br /> � 'POGETH&R WITH all thc impravcments now an c�rcaftcr ercccrd on thc propercy,and all cascments,appurtenences�su►d � ..
<br /> " ' �. Cuctures now or hemafter a part of the prope c t y�►1 1 r e p l e c e m e n t s a n d a d d i d o n s s h a l l a l s o be covered b y this Security InstrumenG
<br /> ` All of the Coregoing is refened w i n l h i s Sec u r i l y Instrumcnt a.9 thc"Properry.'
<br /> .ti�:, BORROWER COVENAIVTS that Boaower is lawtully seiscd of ihc a�ate hereby conveycd and has the right to Bran��nd
<br />--'j- is unencumbered, cxcept for encumbrances of rocord. Borrower warrants end wiU
<br /> canvey the Property a�d U�at the Property
<br />- defend generallY d►e dtle to the Prapercy against all claims and demands,subject w any encumbrances of record. .�
<br /> .-. �_ � �S Sg,���y �VSTRUNSENf combines uniform covenants for national use and non-uniform cavenants with Umited ',�r:
<br /> � variadons by jurisdlcdon to cansdwte a uniform secudty instrument covering real PmPeRY• '
<br /> �'� UNIFORM COVENANTS.Borrower and Lender covenant and agrec es follows: �.�
<br /> � ` � 1.PAyment of Pr[ncipal and Iaterest;Prepayraent and LAte Charges. Bonowcr shall prortipdy pay when due the ��
<br /> � n
<br /> • ' principal of and interesc an the debt evidenced by the Note and any prepayment end late charges due under the 1Vote, __
<br /> � � 2.Funds for Taxes and Insurance. Subject to applicable law or w a wdttea wai�er by Lender,Borrower shall pay to �:
<br /> L,ender on the day monthly payments arc due under the Notc,until the Note is paid in full. a sum("Funds")for:(a)ycarly taxes :,
<br />=-.;.�,. � and asscssments which may attein prlorlry over this Securlry Instrument as a lien on the Property;(b)Yearly leasehold payments �
<br /> ' or groun d ren u o n t h a P r o p e r t Y,if an Y:(�)Y�ly�d or property lnsuranc�Premiums;(d)yearly flood insurai►ce premiums,if
<br />�.._.:;��� i �►Y:�o)Y�1Y martgage insurance premium�,if at►Y;and (�any sums payable by Bortower co I.en der.in accor d a n c e w i t h t h e c-
<br />= � �� provisions of paragcaph 8, in lieu of the payment of mortgage insurance premiva►s•Thesc lterr►g ar�calted ��EsCrow Items."
<br /> �µ���.' •y . �
<br /> Lender may,at anY tin►e.collect and hold Funds in an ea►ount not w e�cceed the maxlmum am°�t a lender for a federally rela
<br /> • I T mortgage loan may req�ire for Borrower's escrow accoum under the federal Real Estate Sealemen��oced F���lA lesser �'-
<br />-�`:�'"'``. • amended fmm rime w time.12 U.S.C.Secdon 2601 er seq. ("RESPA"),unless another law that app' _
<br /> �,�,�:��,� amounG If so.Lender may.at any time,coAect and hold Fnnds in an amo►u►t not to exceed the lessex amounG Lender may
<br />-_,:,�;; esdmate the amount of Funds due on the basis ot'current data and reasoneble estimates of eapendipues of future Escrow Item.s or
<br />:�'_:•t:}.: otherwLse in accordance with appllcable law. _
<br /> .�r:'�". . The Funds shall be held in an instiwpon whose deposits are insured by a fcderal agency�insuu the Fut►tds tn pay the c1Bscrow
<br /> .: ,�.-,,. .
<br /> . • .•z Lender,if I.cnder is such an insdtudon)or in any Fcderal Home�F��y�y�g���w�nt,a verifying
<br /> '-'?:ti'�.°:�',•. Item.g.Lender may not charge Borrower for holding and app ying
<br /> �r;.:y;,�;: si�Lscmu Iiesn°.ssnless Lr.��e.r pays Borrower interest on the Funds and appUcable Iaw permits Lender w make such a charge. ,
<br /> ""�=:�:z..{. However.Lendcr may require Borrower to pay a one-ame eharge far an independent rea1�ta������p����w
<br />-`�u L�du in connecdon with this loan.w�less applicable law provides othuwlse. Unless an agra
<br /> �y_r'„�� �����t�o be paid,L.ender shall not be required to pay Borrower any interest or eamin8s on ihe Funds.Bomower and
<br />""a� Lendu may agrce in wridng,however,that interest shall be paid on the Funds.L,ender sha118►vc to Bonower.withoat chacge.an
<br /> „rr;;��� se for which esch debit to tha Funds was
<br /> - annual accatu►ting of the Funds.showing credits and debits to the Funds end Ihe purpo
<br /> =�,'°�.'�� made.The Funds are ple�ged as addidonal secnrlty for aU sums secured by this Security Ins�umen�
<br /> �.�
<br /> If the Funds h�ld by Lender exceed the amounts permiuzd to bo held by applicable law.Lendu shall account w Borrower for
<br /> � .�`=,-���?� the excess Funds in accordaece wtth tt►e recluic�ments of applicable law.If the amount of the Funds held by Lender at eny time 1s
<br /> '"''�"-� not sufCcient to pay the Escrow Items when due,Lender may so noufy Borrower in wridng,and.in such case Botrower shall pay
<br /> -'—"��� co Lendu the amount necessary to make up the deficiency. Borrower shall make uQ the deficiency in no moce thai►tv�+elve
<br /> — • — monthlY PaYments�at Lender's sole discretion.
<br /> — Upun payment in full of all sums secured by this Security Insirumem,Ler►det shall promnor to the acquisiaon or sale f the
<br /> --=��i held by I.ender.If.undu paragraph 21,I.ender shall acquirc or sell the PropertY.I.ender.P �
<br /> _ prop�y�shall apply any Funds hetd by I.ender at rhe dme of acquisidon or sale as a credit against the sums sec�red bY tf►is
<br /> _�.�;� Sec�ulty InstrumenG ��y�ived b Lender under paragraphs
<br /> ��:, �,`� 3,pppiicatt�on ot Payments. Unl ms a��bch ges duedunder the Note:second. to amounts payable undu paragraph 2;
<br /> =��--� 1 and 2 shall be apPlied: fust,to anY P •P Y
<br /> ��_.�� third to interest due:fourth.to U�cipal due;and last,to any late charges due under the Notc.
<br /> -- - 4.C6vrges;Lkns. Borrowu shall pay all taaes. as�sments� �har8es� �n�s �d �p°stdons attributabk W the Property
<br /> .:-��-�-��,. which may auain priority over this Security Instrumcnt,and leasehold payments or Bround rents,if any.Bamowa shall pay these
<br /> . °`y�`�° obligadons in the manner provided in paraBraPh 2.or if not paid in that manner.Boirower sha11 pay them on dme dir�ctly to tha
<br /> �;;ir;'+� person owed paymenG Borrower shall prompdy fumish to Lender all notices af amounts to be paid undcr this pazagraph. Yf
<br />;e::ar-;
<br /> _ ,�°-�� ' Borrower makes these Payments directly,Borrower shall prompdy furnish to Lender roceipts evidencing the payments.
<br /> � •c� Borrower shall pmmptly dischar8e any lien which has priority over this Security Instntment unless•Borrawer:(a)agrees u+ �
<br /> ' "' writing to the payment of the obiigauon secured by the licn in a manncr acceptable W I.ender;(b)contests i�►600d faith the lien
<br /> - by, or defends against enforcement of the lien in, legal proceedings which in the Lendcr's opinion operate to prevent the
<br />� ` enforcement of the lien;or(c)sccures from the holder of the lien an agrcxment satisfacwry to Lender subordinadng the llec�w •
<br />- ' this gecurity Insuumen�If Lender determines ihat a�►Y Part of the Property is subject to a lien which may auain priority over this
<br /> �,;
<br /> � $ecurity Insuumcnt,Lendcr may give Borrower a notice identifying the lien. Borrower s6all satisfy ihc lien or takc one or morc
<br /> { of the acdons set forth above within 10 days of the giving of nodce. Form so2e oroo
<br /> •�� P�p�2 01 8 Initlals:
<br /> '��- . �� , AJ,E19•8R(NE)(oxiz).o�
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