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, � .. , .� <br /> �; •�t�. . • „ - ..>.�,�m___ �--._._ <br /> �� .. � ..f';rrg_. ___—_ _' <br /> � .Ih1r1)Ar�:-_sv-r-��-�-�..��.__..___...�_ -_ <br /> --•-��CtMJ1�1{�fL <br /> APP74M 001-71017031 - <br />::ct i � . <br /> :� • <br /> �'�9 S7- 1G9548 -� <br /> �� ADJUS1°ABLE RATE RIDER = <br />��� <br />`�� THIS ADNSTABLH RATB RIDER Is made this �TtT day of NOVEMBER , 1997 ,and is <br /> inwrporated lnto aed shall be deemed ta amend and supplement thc Mortgage.Docd of Trust os Sccurity Dced(thc"Security <br /> ,� Inswment")of the same date givcn by the undersigncd (�he "Borrower")to secure Borrower's Adjustable Rate Note(the � <br />- - "Notc")a <br /> HOME FEDERAI+ BAVxNCiS & LOAN A880CIATION OF 4RAND ISLAND <br />-.� <br /> (fhE"Lender")14the �ST5TH STVRLET�1408 WBST�STIi STRE T�BLANKfiT)�teIld IOCAtCd 8C <br /> �;'� (�}RAND I3LAND r NEBRASKA 6 8 B O 1 <br /> ,�j IP�nY AddreuJ <br /> �� <br /> d� THIS NOTE CONTAIl�IS PROVISIONS ALLOWIIVG FOR CHAN(iES IN MY INTEREST RATE AND MY <br />_�� MONTHLY PAYMENT. WCREASES IN THE INTEREST RATE WILL RESULT IN HYGHER PAYMENTS. <br /> = DECREASFS IN THE INTEREST RATE WILL RESULT IN LOWER PAYMENTS. <br /> � ADDITIONAL COVENAIVTS. In addiaon to ihe covenants and agreements made in the Securlty Instr�ment, <br />-�` Bormwe�and I.ender further coveaant and ag�+ae as follows: <br /> =— A.IATfFtZFST�tATE AND MQNTHLY PAYMENT CHANGES <br /> The Note provides for an initisl interest rate of e.5 0 0 96. 11►e Note provIdes for changes in the <br /> — int�rest iate and tho monthly payin�.,nts,as followe: <br /> 4.INTERFSf ItATE AND MONTHLY PAYMENT CHANGES <br /> (A)Cluiage Dates <br /> T1�e interest rete I will pay rnay change on the Fust day of DfiCEN�FsR � ivuu �and on[iwc day ° <br /> �,uy 12TS month thereafter.Each date on which my interest rate could chaage is called a"Change Date." <br /> (B)TUe Indac <br /> Hegtnning with the fnrst Change Dau.my inta�est cau will be based on en Index.'1T�e"Jndex"is: <br /> THF WEBI(LY AVSRAC98 YIELD ON UNITED STATES TRSASURY 88CURITBB ADJL7STED TO A <br /> CON3TANT MATURITY OF 1 YEAR, AS MADE AVAILABLE SY THS FEDERAL RESBRVE BOARD. <br /> � Tl�e most roant Index figure available as of the date: �❑ 45 days ❑ <br /> b�fore each Change Date is callod the"Cwrrent Indras." <br /> ' If ihe L�dex b no longa available,the Note Holda will choose a new index that is based upon comp�rablc infamation. <br /> Tha Note Holder will give me notice of tbis cboice. <br /> (C)C�ku�atbe of Clunges <br /> Before each Change Date,the Note HoWu will calcudete my new interest cate by adding <br /> THREB AND THRBfi QUARTfiR3 perCe�tage point(3) ( 3.750 96)to the Catreat Index. <br /> — Tho Note FTOlder will then mund the result of this addition to the �Nearest � Next Highest 0 Neact Lowest <br /> — oxs esarrrc� ( .1zs gb), <br /> — Subjact to the limits stated in Section 4(D)below.this roanded amount will be my new interest rate undl the next Change <br />