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� <br /> , A. <br /> _.. • __n�:_—= __ -. <br /> ' _ .�11' <" A°. '.,...' -'-':l=G"+s�as:s�,_-° <br /> . . . _ '_ ' _t,.i' ��rr�r-_-�..-.�. _. <br /> _ - -___ _ __= — — ' ' -'��__ _� <br /> 9T- 1a��9:e <br /> _. <br /> (4)Etfective Date o�Clwa�es <br /> My new inte�at rato wW bocome effecdvc on cach Changc Uau.I wW pay U�o amount of my ncw monthly paymdnt <br /> begbnning on tho f�rst monthly psyment date after�he Change Datc untll tha amount of my monthly payraent changa again. <br /> (F)Not{ce o�Ciu�agas <br /> '!hc Note Hold�x will deliva or mail to ma a nodce of any ct�anges in my intaest ruc and the amount of my monthly <br /> paymait befora tha effecdvo date of eny change.'Itie notice wiU includo informatlon roquirod by law to be given me and also <br /> tha titb and telephone numba of a person who wW answa eny ques0ioa I may have regarding tho no6ce. <br /> B.TItANSFER OF THE PAOPER'I'Y OR A BENEFICIAI.INTEREST I1V BOR[tOWER <br /> Unifortn Covcnant 17 of the Socurlty Insuument is amended ta nad ag foUaws: of��or any interest in it <br /> Trander of the Property or w Bmefkial Inhreet in Borro�rer. If aU or aaY P� <br /> i�sold or transfured (a if a beneficia[ intarest ia Basc�wcr is sold or uansfcmd andment in fuU of all swns soctuod by <br /> wlthout L.ender a prtor writW►consent,Lax{er maY,at its aption�re9uine immediete PaY <br /> �his Socuriry InstrumenG Howeva,this o�tion eha11 not be ca�acixd bY L�nder ff eacerc�p�►�bited by federal law as of the <br /> date of thi�Soeurity Insdument I.eadrr also ahall uot exacise this ap�on if: (a)Barowa c,�u�es to be aubmitted W I,endtx <br /> infornwtion ro4uirod by Lender w evalwit�e thc intaided tr�nsfueo es if a new ban were being made to the transferoe:and(b) <br /> Lenda r�e�a�blY detumir�es tt�t L.e�ndex's securlry wUl aot be impatred by the ban assumpdon and thu the cisle of a 6ceach <br /> of any covenant or agcament in this Socurlty Instrument is accepteble W L,rnder. <br /> To the eatent�amittod by a�plicable law,Le�►du maY charge a nasonable fee�s a condidon w I.ender's caisent to tt�o <br /> lo�n�ssumptiai.L,a�dcx al�o may require d�e transf'aee w sign an aawmpdon a�roanent that Is acceptabk to Lenda and that <br /> obligMea tbe tnnsfax w kocg all tl�e prort►is�s and agroementa made in ihe Moce and in lhis Security Inso�vment Sormwa <br /> wUl continue to ba obligatod aader�he Note and this Security Insaument unkss I.ender reles.��arowa in wriCins, <br /> If Laider eaercises the opaon to require immodiaee payment in full,Lender shell give Ho�rower naice of axeleation. <br /> �,e-nnrice stWl provide a period of not less than 30 days from tha d�te t6e notice is delivered oc mailed wGhin w�ich <br /> Borrowcx must pay all sumti secured by this Seciulty YnatrumenG If Bo�m�ver faiis w paY d�ae sums Prior a ma wcpirai:u� <br /> of this paiod.Lender msy invoke any rertiodies pamiuod by this Security Instrumait wlthout further notioe or demmd an <br /> Bocrowa. <br /> BY SIGNIIV(3 BBLOW.Barower acoepts�nd egcoes W the ta�ns�nd oovenants contained ia this Adjuaalsle Ra�e <br /> Rida. <br /> (�) <br /> Hor:ower . <br /> �8�t.��r � ' (�) <br /> LORA M FINDLEY Barow�er <br /> (S�) <br /> Borcow�u <br /> ($�� <br /> Bortower <br />— • � . <br />__ �-�9YAt�ioet a.p•z o�s � •. y <br />__ � <br /> � - , . � .,..__,. .�.,. _- .---v,� <br /> .,.,.... _._..___.......,__..,.ana�'.�.,..��. � AUS,IY,Y�._ w.u...cAt�;»�•.T,�..-= --— <br /> . " "�"i�wlqPa'+M1�MYNK -, � <br /> t��ri��_��i��:l�hi1' -/ ' � .. . . . .. .. . .. _... . .1. <br />