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<br /> S.Hwrd or Propa�ky I�urance• Barrow�r �ha11 kecP the �IPIOVCAICpG4 AAW GXI6 ag or r ted oa th� _
<br /> Propetty insured�gxlast loss by flre. bazsrds luclude�l wltbia the term "extended coverage" anQ any other hazards, Including 'y
<br /> floads or tloatin�, for which Lender rrquins Iusurauce.Tlds insuretuce sl�all be uialnt+dned In tlie amounGV and for We perlads
<br /> tlutt Letxler requltes.The Insurauce carrior provIdfug the lasurance sha11 be cltosen by Banower subjat ta L.ender'x approval =
<br /> wWch alwll uat be unreasonxbly wlthheld. If Bonawer fails to a�ai»taln cover�ge de.scdlxd above. I..cnder may. at Lender's
<br /> opdon,obtuia caverage to pmtect Lender's dght�la the Praperty in accardance wttb paragntph 7. _
<br /> All i►uurAace palicies Aud renew�la shatl be Acceptable to Lender u�xl �all include a�txnclard arartgage clause. I.ende�
<br /> shnll hAVe tne right ta hald the polIcies and rencwalA. If Lender requins. Horrower shall promptly givo to Lender all receipts of r
<br /> paid premiva�s And naewxl nodces.Ia the event of loss.Borrower shall Bive prompt nuace to�r!nr•uryuc:c:carrier and i.ender.
<br /> Lencler may malce proof of luss if not wade pron�ptly by Boaower.
<br /> Unless Lender Aud Borrawer otherwlse agree ia wrldng,ingurance proceeds susll be applied to [estotadon ar repair of the
<br /> Property damaged, if the restoratioa or rop�lr ia economicaUy feaslbl�uad Lender's securiry is aot lessenal.lf the restoradon or
<br /> repair Is not economlcally feasible ar I.ender's securlty would be lessened,the insvrauce proceeds shaU be appUecl to tbe sums
<br /> secund by this Securiry Iasc�ument, whether or not then due. wltU uny excess paid to Hattower. If Borrower abandoas the
<br /> Property, or das not xnswer wltWn 30 days a aodce from L.ender th4t the insvrance carrter lu�s ot�ered to settle a clalm, then
<br /> Lender mxy c:oUxt tbe insurance proceeds. Lender may use the proceeds w r�pair ar restore the Pmpe�ty or to pay swns
<br /> secundby this Securlty Insuuwent,whether or nat then due.Thc 30�day��olfbegr�se`the�d� �ve�t eatend or
<br /> Unless Leoder and Horn►wer otherwlse agree in wrlting, anY aP i end 2 or change the a�noant of the payments. If under
<br /> postpone the due dute of the montbly payments xeferred to ia P�B�P�
<br /> par�gr�ph 21 tl�a Proporty is acquired by Lender, Borrower's right to aay lnsurance pollcies en�d proc�eeds resuldng from
<br /> d�ago to thc PmFserty prtor w Ws acqulsidon Fhall pass to Lender to th�extent of the sums secural by this Security Insm�ment
<br /> immedi�tely prlor to the ac�uisltion.
<br /> 6.OccaPancy�Presa'�ation►Matntawnce�nd Protedton of the Propatyi Borrowa's Lo�n Applia�tion;I.ewaelwld�.
<br /> Borrower s1w11 acupy� establish,and use tha PmPertY ae Bonower's pcincipal resl�ence wltuin sUctY daYe after the execudon of
<br /> tLis Secr�slty Instrument And sha11 condaue to occupy the Property as Bortower's prlaclpal residence for at least one year after
<br /> - the dnte of occupancy, unless Lender othen�uise agrees in wddng,whfch wnsent sl�all not be unaa.sonably wtthheld,or unless
<br /> extenu�dng circumstances exist which an beyond Borrower's control. Burrower shall not datroy. dama8e or impAtr the
<br /> Property, allow the Proporty ta deterlorau, or commit waste on tlu Properiy Bonower s6a11 be in default if any forfeiriuro
<br /> acdon or procadin8,whether civll or crirainal,is be8un tliat In I-ender's 8oad faitl�3udgment could tesiilt In forfeiture of the
<br /> Pmperty or ottiervvLse tnaterlally iuipair the li�a creatal by tl�ts Security Instrumeut or L.ender's securiry intecest.Borrower may
<br /> cure such a default and ninstate.ns pmvided in paraSraPh 18.by causing the acdon or pmceeclinB to be dismissed wlth a ruling
<br /> 11�;, ia Z,�sl=r's gflw_1 fAirh detcm�inadon, precludes forfeittue of the Borrower's lnterest in the Property or otl�er mnterlal
<br /> impaitmeat of the liea created by this SecurIty Instivmeat or Leader's sxurity interest. Horrower sDaii dso be in d�auIi u
<br /> Borrower,during the loan appUcsflon proass�8ave mAtedaUy false or iuxcunte infom�adon or statements to I.ender(or fiiled
<br /> to pmvIde Lender wIth any rnAterIal iaformadon)in connecdon wlth the loAU evidcnrr..d by the Note.including,but mt Wa[tod
<br /> W, sepresentzdoas co�eming Bormwer's occupancy of the Pmperty as a principal residence. If this Secu:ity Instcument is on a
<br /> leasehold. Boccower sbaU comply with All the pmvisiaas of the lease.If Borrower acq� fee dde ro the PropertY, the
<br /> lease2wld�ad the fee dde shall not merge uNess I.ender Agrees ta the merger in wridng.
<br /> 7.Protedton o[La4der'e� R1QlMa in the Propatr.If Borrower fails to perform We cvvenaats und agreeanents cont�tnal in
<br /> chis Securtry I�trument, or then is a Ie8�1 procadin8 thac may signific�ntly xffxt Lender's rights in the PropertY(such�s a
<br /> pmcxding in biuikcuptcy,probate, €or condemn�don or forfeiture or to enforce laws or nguladons),����Y���
<br /> p�y for what�vor is necessary to protect the value of the Propeny and 1.ender's rl8hts�n the Property.
<br /> I�Iude P�Yin��nY sums secured by a llen wLich has prlor�ty over this Securlty Iastrument� s�ppauln8 in court� PxY�
<br /> nasonible attomeys'fas and anter�ng on the Pcoperty to make rep�irs. Although I.ander may tAke acdon uader this pungraph
<br /> 7,I.ender does not have to do so.
<br /> pny a�nounts disbursed by Lender under this parxgraph 7 shall become addidoaal debt of Borrowet secuced bY this
<br /> Sec,uity Iast�ument.Unless Borrower and Leuder agree ta other terms of payment, these unouats shall bear Luenst fmm the
<br /> date of disburaement at the Note race xnd sh�ll be payable, with Interest. upon nodce fmm LcnR3er w Bocrower req�esdng
<br /> PAYment.
<br /> 8.Mort�e Insuranoe.If Lender requlred mortgage insurxnce as A condidoa of making the toAn secured by this Securiry
<br /> Insuument� Bomower shall pay the premiums requlral to maintnia the mortgage iasuraace in effect. If, for any rezson, the
<br /> mortgige insu�nce coverage requtred by Lencler lxpses or ce�ses to be in effect.Borrower sball pay tha premiums raluired w
<br /> obtain coverage substautially cquivaleat to the mortgage Insurauce yreviausly in effect,at a cost substaatLlly equivnlent to the
<br /> cost w Borrower of the mortgage insur�tnce prevlously in effect. from an alternate mortgage insucer approval by L.euder. If
<br /> subsuntially equivalent mortgage Iasurance coverage is not avaitable, Borrower sball pay to L.ender each month A sum equal to
<br /> nae•twelfth of the yearly mortgage insvtance pnmtum bei�ug patd by Botrower when the iaSUrance coverage lnpsed or cessed to
<br /> _,_ be in effect. Lender will acrept.usc and retain thcse PaYmeots as a loss reserve in lieu of murtgage insuran�e• 1.oss resen'e
<br /> Fonn 3028 8180
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