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<br /> T(HiBTHBR W1TH�il d�e impravement�naw or hereARer erected on die pmperty,and��a en��SuT,���i�u�es,a�xl
<br /> fixturos auw ur hereAfter a p�rt af die pruperty. All replacementx �u�d addltiuns shull alsa ba covrred hy this Sceuriry
<br /> It�.stcument.All uf tlie foregoing ie�ceferred m fu Qtls Security Lutrument u.y dte"Pruperty.' -•
<br /> BqRROWBR COVENAIVTS that 8nrrawer iti luwfully nel�sed uf the estate henby canvayed wxl bas tlie�Ight ta grnnt a�xl
<br /> convey the Pmpctty And thxt the Property ie unencumbered, except far etx;umbrancea uf recurd. 8orcawer warrxnt� wtxl wU1
<br /> IIC�EU(I BGI1G[AIIY�IC tltiC�0 fI1C PIO(IC[[y S$AII1.4�kII CIIIGGtiB AUII(ICIUAII(19,&UII]CCl�Il Atly CpCUR1hIRli(:C9 Of[tCOI[I.
<br /> THIS SBCURITY INSTRUMBNT cumbiues uaifatm c:�vewtnt�fcn�wtfanal uFe�uxl nun•UIl1fOtt11 tAVClUU1tA WWl IIIt1�tClI
<br /> veriati�ng by,judsdicdon to coiudtute a wdfumi secudry l��.struivant covedng reat propcny.
<br /> UNIFORM COVBNANTS.8arrawer wnd Lernl�r c� �n �te�Clwr�es.�Bannwer ehall prompdy pay wh�u due the
<br /> 1. Payma�t of PrinclpAl�nd Interesti �P 7
<br /> prlacipAl of w�d interest on tbe debt evidenced by the Nate�uxl sny prepAy�ueat uud latC cUarges duC uuder the Nate.
<br />• 2.�nd�[or Tare.+�nd Inaurance. Subject to applicable lxw or co u writteu waiver by Leader. Bonower sh�ll pay to
<br /> I.ender on the day manthly Payments are due w�der[he Note,undl the Note Is paid in full,a sum("Fwxls')far:(A)yesuly ta�ces
<br /> and a�se�msebta which mAy atudn prIoriry over thla Securtty Insuument�.v x lien on the Properry;(b)yexrly leaschold pay�uents
<br /> or ground renta�n the Froperty,If nnny;(o)Yeatly hxzard or propeny iasurxnce pmaiwus:(d)Yenrly flood insvrance pna�iwns.
<br /> if any;(e)yearly mongage Insurxr�ce pn�ums,if aay; and(�aaY sum.9 payable by BorrowGr w Lendar, in s�ccordxuce wlth
<br /> th�e provlsions of paragraph 8.ln lieu of the payment of mortgage inssurance premiuma.Tbese itans xre called'Bscrow Items.'
<br /> Lender may. at any time,collect w�d hold Funds in An�uuount not ta exceed thc maximum tunount a leqcler for a federnlly
<br /> nlnted martgage loan may require for Borrower's escrow accouut uncler the federal Real Estate Setdement Procedures Act of
<br /> 1974 as Amended from dme to time, 12 U.S.C.Secdon 2G01 et seq. ('RESPA"),unless another l�w Wat�pplies to the Fw�ds
<br /> sets a ksser araouni. If so, I.ender mAy, at any tlme. collect nnd hold Fuads Iu un amount mt W eacad the lesser amounc•
<br /> L,ender uu�y esdm�u the amaunc of Fwrda due on the busis af current data sucl reasonAble esdmaus of expendituns of futucc
<br /> Hscrow Items or othenvise in accordAnce wlth Applic.�ble l�w.
<br /> The Funds shall bc held in an Insdtudan whose deposita wre insured by a fecicrnl agency, lnsuumentality, or endty
<br /> (including Lender,if Lender is such un iasdtudon)ar In any Federal�Iome LoAn BAnk.Lender s6all apply tbe Fwxla to pAy the
<br /> Escrow Items.L.encler may not charge Borrower for holding and applylag the Fwids,annually uialyzing the escrow�ccount.or
<br /> verlfytng the Bscrow Items,unle:s Lender pxys Borrower intenst an die Fwids and applica�ble l4w petmite L.�nder to mA1�e such
<br /> a cbsuge. However, Lender may requira Borrower W pAy A one•time charge for an independent reA1 estate wx reparti�W set�1�
<br /> used by I.ender in conncdon with t63s loan, unless applic,�tble law provldes atharwlse. Ualess an�gc�aaaent is mAde or
<br /> applicible lnw recryires interest to be paid.Lender stull not be requiral to p�y Borrower aay interest or enrnin8a on the Funds.
<br /> Borcower And L.ender a�xy agm ia wrldn8,hawover. t1�t inur�st sh�U be paid on the Fuads.L.ender slu�ll give w Borrower,
<br /> ,,���g�; an Annw1 accountin¢ of the Fw�ds,showing credits And clebits to the Fnnds uzd the puipose for whIch each
<br /> debit to the Punda was made.The Funds are pledged as addidoaal securlty for all sums secured by thia Sxuricy Insuuuxni.
<br /> If the Aw�ds held by Lender excad the sunouata pesmitted ta be held by applicable l�w,Lenckr sl�all account to Borc+ower
<br /> for the excess Punda ia accord�nce with t1i�m4uiremettts of applicAble law.If the amount of the Punds held by Lender nt any
<br /> dme is not sufficlent to pay the Bscrow Itw�s whon due�L.ender may so nodfy Borrow�r in wrldng,An�d,In such case Bomowex
<br /> stwll pay co Lender the amount necc:ssary w mulce up the deficiency. Borrower shall make up the deficleuey in ta more tt�a
<br /> twelve montWy p�ymenta,at Lender's sole discretton.
<br /> Upon paymeni in full of all swns secured by this Securtty Instcument� Lender shaU pmmptly nftusd to Borrower aay
<br /> Funcls held by Lender. If,under paragraph 21.Le�er shall acquire or sell the Property,I.ender. pdor W tho ncquisldon or sale
<br /> of the Pmperty.shall Apply euy Funds held by Lender at the dme of acqnisidon or ss�lle as a credit ngainst the suma s�xured bY
<br /> Wis Secudty lnsuumetu.
<br /> 3.AppIIcatlon of P�ynKnte.Unless appllcable law provides otUerwLse,a11 payments received by Leader wdet pangrapl�s
<br /> 1 arx12�LaU be�pplied:first�to AnY PnPayment thuges due unckr the Note: sxond,W amounta payable under par�g►nph 2;
<br /> third,ro interest ciue;founh,ro principal due;and last.to any late charges due under the Note.
<br /> 4.Char�a+; Uan.Bormw�r shall pay all taxes,rssessments. charges, fines aud imposidons Atuibutable to the Propecty
<br /> which may attain priorlty over triis Securlry lasuvwent,and leasehold paymrnts or grouad rents,if any Borrower suall p�►y
<br /> these obligadoas in the manvcr provtdal in parn8rcaph 2,or if aot paid la d�at mamier�Bonower s}wll puy than on tlme directly
<br /> to the person owed paymeat.Bonower shall promptly fivaish to Lender all uodces of amaunts to be paid under this parngraph•
<br /> If Borrower makes these pAyments dinctly,Borrower shaU gmmpdy furpish W Lender nceipts evidenciug the paymente.
<br /> Borrower shaU promptly discl�ar8e anY liea whtch has prlorlty over tlils Securiry Iagt:umeat unless Borrower.(g)�g�s i�►
<br /> vvridng to the pxyment of the obligadon secured by the llen in a n�anUCr acceptable W Lender;(b)coatests in 800d faith the lien
<br /> by, or ckfends�gaiust enfor�cem.ent of the lten in, legal procealin8s which iu the Lender's opinion operau to prevent the
<br /> enfomement of the 13en;or(c)sxures from tlie holder of the llen an Agreement sadsfactory ta I.ender subordinadug the lien to
<br /> this Sxurity Insuvment.If Lencler detemiines that any part of We Property is svbject to a lien which may atmin prIortty over
<br />_ this Security Inctrument,Leader may give Borrower a noace idendfying the lien.Borrower shaU sadsfy the lien or take one or
<br /> mon of the acdons set forth above witbin 10 days of the giviug of nndce.
<br /> Form 5020 9190
<br />� �BRINEI i�sist.o� v,�.s.�e ��
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