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<br /> Borrower shall not cause or permit the presence,use,disposal,storage,or release of any Hazardous Substances,or
<br /> threaten to release any Hazardous Substances,on or in the Property.Borrower shall not do,nor allow anyone else to do,
<br /> anything affecting the Property(a)that is in violation of any Environmental Law,(b)which creates an Environmental
<br /> Condition,or(c)which,due to the presence,use,or release of a Hazardous Substance,creates a condition that adversely
<br /> affects the value of the Property.The preceding two sentences shall not apply to the presence,use,or storage on the
<br /> Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential
<br /> uses and to maintenance of the Property(including,but not limited to,hazardous substances in consumer products).
<br /> Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand,lawsuit or other action
<br /> by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or
<br /> Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not
<br /> limited to,any spilling,leaking,discharge,release or threat of release of any Hazardous Substance,and(c)any condition
<br /> caused by the presence,use or release of a Hazardous Substance which adversely affects the value of the Property.If
<br /> Borrower learns,or is notified by any governmental or regulatory authority,or any private party,that any removal or
<br /> other remediation of any Hazardous Substance affecting the Property is necessary,Borrower shall promptly take all
<br /> necessary remedial actions in accordance with Environmental Law.Nothing herein shall create any obligation on Lender
<br /> for an Environmental Cleanup.
<br /> NON-UNIFORM COVENANTS.Borrower and Lender further covenant and agree as follows:
<br /> 22.Acceleration;Remedies.Lender shall give notice to Borrower prior to acceleration following Borrower's
<br /> breach of any covenant or agreement in this Security Instrument(but not prior to acceleration under Section 18
<br /> unless Applicable Law provides otherwise).The notice shall specify:(a)the default;(b)the action required to cure
<br /> the default;(c)a date,not less than 30 days from the date the notice is given to Borrower,by which the default
<br /> must be cured;and(d)that failure to cure the default on or before the date specified in the notice may result in
<br /> acceleration of the sums secured by this Security Instrument and sale of the Property.The notice shall further
<br /> inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non-
<br /> existence of a default or any other defense of Borrower to acceleration and sale.If the default is not cured on or
<br /> before the date specified in the notice,Lender at its option may require immediate payment in full of all sums
<br /> secured by this Security Instrument without further demand and may invoke the power of sale and any other
<br /> remedies permitted by Applicable Law.Lender shall be entitled to collect all expenses incurred in pursuing the
<br /> remedies provided in this Section 22,including,but not limited to,reasonable attorneys'fees and costs of title
<br /> evidence.
<br /> If the power of sale is invoked,Trustee shall record a notice of default in each county in which any part of the
<br /> Property is located and shall mail copies of such notice in the manner
<br /> prescribed by Applicable Law to Borrower and to the other persons prescribed by Applicable Law.After the
<br /> time required by Applicable Law, Trustee shall give public notice of sale to the persons and in the manner
<br /> prescribed by Applicable Law.Trustee,without demand on Borrower,shall sell the Property at public auction to
<br /> the highest bidder at the time and place and under the terms designated in the notice of sale in one or more parcels
<br /> and in any order Trustee determines.Trustee may postpone sale of all or any parcel of the Property by public
<br /> announcement at the time and place of any previously scheduled sale.Lender or its designee may purchase the
<br /> Property at any sale.
<br /> Upon receipt of payment of the price bid,Trustee shall deliver to the purchaser Trustee's deed conveying the
<br /> Property.The recitals in the Trustee's deed shall be prima fade evidence of the truth of the statements made
<br /> therein. Trustee shall apply the proceeds of the sale in the following order: (a) to all costs and expenses of
<br /> exercising the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and
<br /> reasonable attorneys'fees as permitted by Applicable Law;(b)to all sums secured by this Security Instrument;
<br /> and(c)any excess to the person or persons legally entitled to it.
<br /> 23.Reconveyance.Upon payment of all sums secured by this Security Instrument,Lender shall request Trustee to
<br /> re-convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br /> Instrument to Trustee.Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it.
<br /> Such person or persons shall pay any recordation costs.Lender may charge such person or persons a fee for reconveying
<br /> •
<br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01
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