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201303016 <br /> If Lender exercises this option,Lender shall give Borrower notice of acceleration.The notice shall provide a period <br /> of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay <br /> all sums secured by this Security Instrument.If Borrower fails to pay these sums prior to the expiration of this period, <br /> Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. <br /> 19.Borrower's Right to Reinstate After Acceleration.If Borrower meets certain conditions,Borrower shall have <br /> the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of:(a)five days <br /> before sale of the Property pursuant to any power of sale contained in this Security Instrument;(b)such other period as <br /> Applicable Law might specify for the termination of Borrower's right to reinstate;or(c)entry of a judgment enforcing <br /> this Security Instrument.Those conditions are that Borrower:(a)pays Lender all sums which then would be due under <br /> this Security cu ty Instrument and the Note as if no acceleration had occurred;(b)cures any default of any other covenants or <br /> agreements;(c)pays all expenses incurred in enforcing this Security Instrument,including,but not limited to,reasonable <br /> attorneys'fees,property inspection and valuation fees,and other fees incurred for the purpose of protecting Lender's <br /> interest in the Property and rights under this Security Instrument;and(d)takes such action as Lender may reasonably <br /> require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's <br /> obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that <br /> Borrower pay such reinstatement sums and expenses in one or more of the following forms,as selected by Lender: <br /> (a)cash;(b)money order;(c)certified check,bank check,treasurer's check or cashier's check,provided any such check <br /> is drawn upon an institution whose deposits are insured by a federal agency,instrumentality or entity;or(d)Electronic <br /> Funds Transfer.Upon reinstatement by Borrower,this Security Instrument and obligations secured hereby shall remain <br /> fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of <br /> acceleration under Section 18. <br /> 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note <br /> (together with this Security Instrument)can be sold one or more times without prior notice to Borrower.A sale might <br /> result in a change in the entity(known as the"Loan Servicer")that collects Periodic Payments due under the Note and <br /> this Security Instrument and performs other mortgage loan servicing obligations under the Note,this Security Instrument, <br /> and Applicable Law.There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note.If <br /> there is a change of the Loan Servicer,Borrower will be given written notice of the change which will state the name and <br /> address of the new Loan Servicer,the address to which payments should be made and any other information RESPA <br /> requires in connection with a notice of transfer of servicing.If the Note is sold and thereafter the Loan is serviced by a <br /> Loan Servicer other than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will remain with <br /> the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless <br /> otherwise provided by the Note purchaser. <br /> Neither Borrower nor Lender may commence,join,or be joined to any judicial action(as either an individual litigant <br /> or the member of a class)that arises from the other party's actions pursuant to this Security Instrument or that alleges that <br /> the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such <br /> Borrower or Lender has notified the other party(with such notice given in compliance with the requirements of Section <br /> 15)of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take <br /> corrective action.If Applicable Law provides a time period which must elapse before certain action can be taken,that <br /> time period will be deemed to be reasonable for purposes of this paragraph.The notice of acceleration and opportunity to <br /> cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 <br /> shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. <br /> 21.Hazardous Substances.As used in this Section 21:(a)"Hazardous Substances"are those substances defined as <br /> toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances: gasoline, <br /> kerosene, other flammable or toxic petroleum products,toxic pesticides and herbicides, volatile solvents, materials <br /> containing asbestos or formaldehyde,and radioactive materials;(b)"Environmental Law"means federal laws and laws <br /> of the jurisdiction where the Property is located that relate to health, safety or environmental protection; <br /> (c)"Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in <br /> Environmental Law;and(d)an"Environmental Condition"means a condition that can cause,contribute to,or otherwise <br /> trigger an Environmental Cleanup. <br /> NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3028 1/01 <br /> Page 10 of 12 <br /> IDS,Inc. 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