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,-'. �..�_-�----- _ <br /> .�� � . ���.:..._���,Yt+�y�l, �.,.....•q�lw.»..r..t-+�..�tr�t�..i�tW_-'e-y-'.__..—.. ._. <br /> - - -Ohl'�"" "a`-...�"'_�u.:. -- ' �..a.d..i` <br /> �• �•.� -_ — —uN.`� —__— <br /> � � Borrow�r nwy ain �ueh a d�hull �nd rMm4t�, at provlded In put�nph 1B, by uuaNp the aclbn or proasdlnp to b� <br /> dl�ml�a�d wRh�ruilny that, In Lender's pood hlth dKsrmin�tion, precludes foAekure oi the 6arawK's Int�mt In th� Prop�iy or <br /> othw rtwt�rid Mnp+ikmmt ol th�W�n crNt�d by thla 3ecurity Inatmment or Lender'a secudty htsr„t. Bonower sh�M �I�o b�In <br /> ddauM N Bonower, durk�p th�lo�n�pp1lc�Uon proc�u, pnve rrkt�lly Ws�or Inaccunt�hTormwtlon or�t�t�mmte to L�ndK(or <br /> faNrd to provld� L�nder wHh my rrMtaid Inlomxtlon) In cannecUon with the lo�n ovldenctd by the Note, Includlnp,but nat <br /> Hmked to, rupreaent�tlone concsminp Bortower'e occupancy of Ihe Property �e � principal reaidenc�, If thi� 8ecurtty <br /> Inatrument ia on • le�sehold, 9arrower �h�H compy wfth �M the provl�lona of the le�ae. H Bartower�cquke� tee fitlr to th� <br /> Proputy,ths laf�hold�nd th�te�tIG• sh�N not m�ps unlns lender�preae to ths merqx N wiilinp. <br /> 7. Prnt�ctlon of I.�nd�r'� Riphts In th� Proputy►. 11 eorrower t�ua to parlorm ths covemnte snd apreem�nt <br /> cont�ki�d In thl� 3�curHy Instrum�nt, or th�n Ia a Ipd prac�dlnp th+t m�y tlpnMaanty aMct Lmdw'� dphb In th�Prop� <br /> (euch ae�pracsedkig In b�nkruptcy, prob�ts,for condeexntlon or fod�ture or to anfurce lawe or repul�tlone),then Lender m+►y 1 <br /> do md p�y tor wh�twK Is n�c�a:aryr to prot�ct th�vatu�01 the PropKty�nd L�nd�r's dphn In th� Prop�rty. Lmder'�acila�e ` <br /> may Include p�ylnp �ny eum� s�cund by a Nm whloh h�s p�taky ove►this 3�curity InaWm�nt, appMrinp In coud, payln�. <br /> reason�ble attomeys'ts�a and enterk�� on the Property to maks repalro. Althauph Lend�r rny tak� actlon under thla p�nqrtp� <br /> 7, LmcIM do�e not hav�to do eo. <br /> My amounts dlaburo�d by Lendx under pRnpnph 7 ehall become addilbml debt o1 Bartower secured by thle 9ea�� <br /> Instrument. Unleas Bonowar �nd Lender agree to other terms ot payment,theae unounta ehatl bear Interest hom th�date o�' <br /> dlsburaement�t the Note nte�nd ah�N be pryable,wRh Interest, upon notke irom Lender tc BoRaver requestinq peyment. �� <br /> g. Mort�� Insur�nc�. If Lender rsqulrod morty�ps Neuruice�s a conditlon ol r►ukinq the loan aecur�d by thle <br /> Socurily Inatniment, Borrowsr sh�ll p�y th�premlums roqulrod to md�Uln the mortpaye Insurnce M etfect. N,tar any n�son,th� <br /> modpaps insunncs coverap�requNed by Lender I�ps�a or ce�sea to bs Ni sfhct, Bortowsr sh�N pay the prsmiums rpuk�d ta <br /> obWn wveraqe eubatantl�My squlvd�nt to the moR�ps Ineuranc�prevlouey In et(eot, �t w cost eubstantl�My equNal�nt to th� <br /> cost to Borrower oi thn mortqape Insurence prevlouely In ettect,fram en aftanate matpaqe inaurer approved by Lender. 8 <br /> aubatantleNy equtvalant mortyape lnau►ancs covxaye la not available. Bor►ower shall pay to lendx srch month r aum equd to <br /> onatwalfth oi the ysarty morty�ys Inaunncs promlum belny paid hy 8orrowK when the hsumc�covenps I�pssd o►ceas�d to <br /> be in etfe�t. Lender wtN aecept, use and rcteln the�e peymente ee a baa raaerve In Ibu of mortgage innunnce. l.oaa reaerve <br /> p�yme►te may no lonyx be rpuked, at ihs optlon ot Lender,It mortg�pe insur�nce corrraq�(in ths�mount and tor th� pwlod <br /> thst Lender.raqukea) provided by an inauror approved by Lender��in becomea avaN�ble nd le obUhad. Borrower�h�N pay <br /> the prernlums requked to matntain moRg�pe ineunnee In ef(ect, a to provide a loae reeerve,u�Q tha roqukement for mortpaye <br /> Ineurance enda in �ccordmce wfth eny wdtten aaeement between Bortower end Lende►a sppNc�Me kw. <br /> 9. Insp�ctlon. Lender or fte Rgent rt►�y m�ke reanomble ent►ie�upon�nd Inspedlom of ths Propsrty. Lendar thaN qiv� <br /> Borrower notice at the tpne of or pdor to�n InapeoUon apecf(yAng reaaonabie cauas 1or the Inspeclion. <br /> 1 O. Cond�mltstl0n.The proceeda o}any�wud or dakn fur damagea, dkeat a consequentYl, In conn�cUUon with�ny <br /> conderrxatbn or other t�kkig of�ny part ot the Property, or far conrrysnce in Weu of condannttbn,ue henby�selyned and <br /> sha�be pald to Lender. <br /> In ths event oi d total takinp of the Properly, the procaeda ehaM be �ppNed to the aums secured by thb SecuHty <br /> InaUUment, whNhsr or not than due, wrih sny exceas paid to Bortower. In the event of a putiel Wck�p of the PropeHy In which <br /> ths hk market valus of ths Property immedl�tdy beloro the tak(np fa pud to or yrsatx thn th�amount of the aumt secund <br /> by lhls Secumy inswment imm�dateiy baiore the i�iciny, univas �NtuWw wnd is�t�t ��:ps :�' !�s �zltlrs�,!he :ssms <br /> saursd by thb 3acwity Instrumant ahal bs roduced by the�mount d the proceeda rt�u9ipld by th�toNowinp incUon: p)ths <br /> toW�mount of the aums eecured Wnmedl�tey before the t�ldny, dvid�d by(b)th�tak mark�t v�lus ot ths PropMty Immadl�tMy <br /> bdoro the taWny. My btlance ahaM be pdd to 8orrower.In the event of a partial Wckip o1 the Prop�dy in which the t�k nwic�t <br /> value of ths PropKty lrrxn�tsly 6etore the t�kk►p is lese than ths �mount of the sume aKUred knm�dlatdy bMoro th� t�kk�p, <br /> unitaa Borrower �nd LendK othsrwlas agroe In wrtUng or unleas �ppNcable law othrwlt� providet, tha proc�sh�l b� <br /> �pplfsd to the sums seoured by thle Seauity Inatrument whethe�a not the auma ue then due. <br /> If the Prop�rty la abmdoned by Bortower, or R, etter noQce by lender to Borrowx thU the cand«mor o!(wr to m�k� �n <br /> awud or aetde a daim tor damepes, Borrower 1�IIs to respond to lender wfthln 30 daya tfter the d�te tha notice Is qhrsn, <br /> Lender le authorizad to coNect and appy the proceeds,at ris opUon,afther to reatontlon a repair ot the Property or to the <br /> suma e�curad by thia 3x;urtty�nstrument,whether or not then due. <br /> Unl�as Lendar �nd Borrower otherwise �gree In wrttinq, my �ppWcation ot proceeds to prindp�i sh�ll not act�nd or <br /> poatpons the dus d�te ot the monthly p�ymenta referred to in p+in�phn 1 and 2 or ch�ng�the unount of nuoh puymmte. <br /> 11. Borrow�r Not RN��d; Forb�ar�nc� By L.�nd�r Nat w W�iwr.Fxcenaion ot the tlme tor p�ymant or <br /> modMeaUon of ur�ortization of the eums aeeursd by this 3ecu�iry NaWment yranted by L�der to any eucee�sor In hterost ot <br /> Barower sh�ll not opeate to role�as the N�biWy of the oriyiml Borrower or Borrower'e�u casaon k►Intereat. L�nder ah�not <br /> bs roquired to commenee procsedinpa agdnat any suceesaor h iMxest or retuas to aoaaend Ume tor payment or othawhe <br /> modiy�mortiadon of th�sums sscured by thia 3sourity Instrument by rason oi�ny d�m�ad rtrd�by ths orlyMd Baroww or <br /> Borrower's sueceseora in Mterest. My forbearance by Lender In aercbing any dght or rernedy sMN not be� w�lv�►oi or <br /> pr�ciud�the axerdas of any dght or renxdy. <br /> 12. Successor� and Assi�ns Bound; Jotnt snd S�v�nl Ll�bllfty; Co-ilpn�n.Ths coven.nta and <br /> �pr�ements ot this Security Inatrument ahaN bad and benelk the euccesaoro�nd�asipna of lender and Borrower,subJKSt to ths <br /> provisiona of puaynph 17. Bortower'a covemnts�nd apreements ehall be Joint and aev�rd. My Borrower who ca�tpn�thta <br /> 3ecurily Inatrumsnt but doea not execute the Note: (a)is co•slgnhg thts Secudty Instnmaat ony to mortpaye,pnnt�nd convsy <br /> that Borrower's tnterest in the Ropsrty undx the tertna of thla 6eeudly Inatrument; @) ia not peraondy obWy�tsd to p�y the <br /> euma ascurod by thia Seeurlry Instrument; e�d (a) ayraee thst Lender and any other Bort�wx mty Rpree to extend, modHy, <br /> fo�bs�r or rrwke �ny eccommodetlons wRh repard to the terma M tlds Secu�ity Inatrument or the Note wRhout that Bortower's <br /> conaen� <br /> 13. Lo�n Char•��•a. It the loen secured by thl5 Security Instrument la aubJ�ct k a kw which cats maxYnum Iwn <br /> chugea, md that I�w Is •naNy Intapreted ao that the Mterest or other lo�n oharpes oollecied a to be coNected in conneatton <br /> wfth the loan exceed the pmnitted Iimila, then: (a)any such loen cherge ahaq be reduced by the amount neceasary to roduce <br /> the aharpe to the permitted Iimk; and (b)any eums elready colteded from Borrower whkh exceeded permitted Ilmits wNl be <br /> rotunded to Borrower. Lender may ahoose to make thia refund by nducing ths principd awed under the Note a by making a <br /> � dkect payment to Borrower. It s retund reduces principal, the reducHon wNl be trenled�s a pnrtinl prcpayment wBhout any <br /> . prepaymont charge unde�the Note. <br /> 14. Notic�s.My notice to Borrower provlded tor in thia Seeu�ity Instrument ah�M be piven by deNvaing k or by maWny k <br />__ by 11rot clssa maN unleaa eppNceble law requkes uae of�nother meMhod. The notice ehsM be dtented to the Property Addross <br /> or sny other addreaa Borrower deslgnetea by notice to Lende►. My notice to Lender eMll be gNen by lket ctesa meil to <br /> Lender's addross stated herdn or any other address Lender de�lgnites by notice to Borrawer. My notice provided for M thia <br /> .�_'QCUtlt�l InStNmQIt[anAO Oe GCEmEO io Ilave oeef�qiven io oortoeaT a tOnuaf witan girel7 a prori0au in inia pii��rg7n. - <br />= i6. G1ov�rning L�w; S�v�nbility. Thls Secu►ily tnelru�ment ehaN be govemed by federni law �nd the I�w of the <br />_ Judsdictlon in which the Property Is loc�ted. In tho event that my provision or cleuse of Ihis SeeurHy Inatrument a the Note <br />= conQicte wRh ePpNcable law, such conNct ehaH not attect other proNslons of this Securfty kstrument or the Note whlch can be <br /> � qlven ef(ect wtthout the contlictlnp provl�lon.To thls end the prorlstons o1 this Securiry InsWmcnt end the Note ere declared to <br /> A be severable. <br />'� 18. BOn'Ow�r's Copy. Borrower ehall be glven one conlormed copy of the Not� nd o1 thla 3ecurity Inatrummt. <br /> _� F1318.LMa(1/9� Poge 3 of S ,r� <br /> 7 <br /> P. <br /> .� <br /> 97103 <br /> � - <br />