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<br />-Y;�� Imsuraece. Borrower ahdl kap thc improvemenu now existin� or here�fter e ted on tht c
<br /> 5. H�uard or Prope►ty
<br />_=��=�� . , propetty insurcd against loss by fire, hezards included within the t�rm 'extcnded coveragc' and any other hezerds,lnclu 4
<br /> floods or flooding,for which Lender sequicq[nsurauce•7'hls insurance shall be maineain«�ii► a�e am°u��w ana for the pedod�
<br /> that L,ender nquires.The insurance cartkr Pmviding Ihe lnsurance ahall be chosen by 8orrower subJ�der��yer'��pprovd
<br /> - �� whicb�hall not be unreasonablY "�'�th�eld. If Borcower fails to maintain covarage described abave. . at I.ender's
<br /> �� option,obtain coverage to protxt Leader's dghW in the Propercy ia accordat�ce with puagrsiph 7.
<br />;::;.;;i;;�� A(► insurancG policies aad re�:wals shall be acceptable to I.ender and adall{nclude a standard mongage clauae. l.ender
<br />. • �� shall have the right to hold tlie pollcies u►d renewals.If ��we rshall�8i�v P o�P hA t�ce�°u�e�►s���e���derf
<br /> ��'"'° aid premiwns and tenewal notices.in the event of loss, —
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<br />-:3..�+ l.eader may make proof of loss�f not �de promptly by Bonower. ahall be applied to nstoration or repa�ir of the
<br />—='° Unless I.ender and Borrower othanvise agra in wdtiug,insurance praceods
<br />:R,�,; • prop�rtyr demaged.if ihe restoration or rep�ir is economically feasible and Lender'a securiry is aoc 1 sessen��p��a�ei aums
<br /> W-�-� repair is not economically fea�Ible or lender•s secur[ty would be lessened.the insi�rance Pr�g
<br /> - ��by thiy Securlty Insuument, whether or not then due.
<br /> w(th any excesa psid to Borrower. If Borrower abu�dons t1k
<br /> - -= property,or does not answer within 30 days a natice from 1.eader that the iruurance carrier has offered to� or to`�a �aums `
<br /> �� Lcnder ma y collect the insuru►ce prooeeds. Lender uiay use the procoeds ta npair or reston the Property P Y
<br /> ��by�s Secur�ty Iuscn�menc,whetber or not then dua T he 3 0-d a y p e r i o d w t l l b e 8 i n when che noti�1s�n«extend or
<br /> Unless Lender aud Borrower otherwlse agree in wrttin8, aaY aPPlication of proceeds w pri�1P
<br /> �'`.�z,� postpone the due dace of the monthly paymente nferred to in puagraphs 1 and 2 or change the amount of the payment�. If
<br />�� uader paragraph 21 the Pcoperry is.ac4nired by knder.Barrower's rlght to aay insurance Policies and procads resulting fmm
<br /> ---° damage to the Pcoperty Pdor to the arcquisidoa ahall pass to Lendar to the eatent of the aums secured by this Security Insuum�nt
<br /> immediately pdor to the acquisition.
<br /> Borrowa's Lo�n Appiication:I.e�sel�oltls.
<br /> 6.OccupoacY,Pcesen'Auon,Mdalent►�nce And ProtecHon of the PropertY;
<br /> �� Borrower shall occupy.establish,u►duse the PcopertY as BorroW�r'$Prineipal raidenee within aixty daye after the execvtion of
<br /> this Securlty lnstniment and aha11 condaue to occupy[he PcopertY as B��wer's principal resldena for at leut oue yeu after
<br /> the date of occupswcY,untcs�i�cu�G'���'"�"t s��' "'�tin¢,which consent shall not be uareasonably withheld. or unlas
<br /> extenuxting circumstances exist whic6 are beyond Borrawer's control. ��w��wer hall be la�defa�if any�forfeiture
<br /> `��" property. aUow the Ptoperty to detcdorate, or camrn�t wute an the Property.
<br /> '��"!'�� ection or proceedin8,wl�etb��civU or criminal,is beBun that ia LeAder's good faith judgen�nt could reault in forfeitun of the
<br /> �. property or otherwise materi�lly Gnp�ir the liea created by this Security Iastniment or Lender's securiry interest. Bocrower msy
<br /> cure such a default and reinsute.u providal i�►paraBraPh 18.by causing tt►e acdon or proc�odin8 to be diamissed with a ncltng
<br /> that, ia Leader's good faith cteter�nbutioa. precluda forfeitum of the Borrower's Inurat in the Property ur other material
<br /> imp�irment of the lien created by e�is Securlry Instrument or T.ender's aecurlty interest.Borrower sbaU also be in default [f
<br /> Borrower,duriag cha loan applicatlonprocess,Save ma�edally falae or inaccurate information or stateaunta to I.estacr(or fsiled
<br /> to pmvide I�eader vvith any materlal information)ia connect[on with u a pr�[a�adle�dence. If thia Secudty Ins�tnuneut ilimital
<br /> �;. to�representations concemiag�orrower's occupancy of the Propert7► P
<br /> leasehold. Borrower shall comply wlth all the provlsions of the lease. If Bonower t�ccquires fa tltle to the Pro�xccy. ttse
<br /> • leasehold aad the fee tide sh411 not rnrge unless Leader agr�xs to the merger in writing•
<br /> * 7.Protectiou ot I.ender's Rigl�ts in the I'ropaty.If Borrower feils tv perform the coverLnts wd agreementa cont�ined in
<br /> y thia SecudcY Instwnent� or then is Q legal proceeding thet taay sfgn{ticwtly tffax Lender's dgbts���m<ay do wd
<br /> p�ding in b�nkruptcy,probue. for coademnalloa or forfeiture or to eaforce laws or�egulutons). �r''����Y
<br /> pay for whatever ie necessuY to protxt the value of tho PropectY and i.ender'a riBhts in the PropettS'•
<br /> s� ��d by a lien w�ich ha.a prloriry over this Securlry Tns�rume°t. �PP��8 � �• '��DS
<br /> — include pAying anY, to malce repaira.Although Lender may take acUon under this p�ragraph
<br /> . cea�onable attorneys fas and eat�dag nn the Property
<br /> �,Leader does not hnve to do so.
<br /> Aay amounts disbursed by Lender under thts paragrnPh 7 shat� become add��ond debt of Borrower socw+ed by tWa
<br /> Securtty Insnument.Unle�s Borrower and Lender agree to other tern�s of payment.these amouats shall beu�nterest fe'°m the
<br /> date of disbucaemeat at the Note rue and sha11 be paYablc. with interest. upon notia fc+om Leader to Bomower roquesting
<br /> _ - -- paytnent.
<br /> � 8.MortQafe Yn�urpnce. it L.ender required mort8age insurance as a condition of malcing the loan secund by this Security
<br /> _---�.- Inscrumeat, Boxrower shali pay tkie premiums cequired to raaintain the mortgage insurance in effect. If. for any reuon, the
<br /> ^ Borrower sba11 pay the premiva�s requlred to
<br />--=_--= mortgaga insurance covsra8e re9uired by Lender lapses or aases to be in effect.
<br /> °'"--�Y•� obtain coverage substantially equtvalent to tbe mortgage insurance previously in effect.at a cost substantially equivalent to the
<br /> ''�:M cost to Bormwer of the mortg�ge insuraace previoualy in effect. from an altarnate mo�tBage inaurer appmved by Lender. if
<br />�r•-��_�t�� substandally oquival�nt mortgage insurance oovenge is not available.Borrowet shall pay to Lender each month�sum eqwl to
<br />-.:��`t-'=�;� one-twelfth of the yearly mortgage Insurance premium b�tng pafd by Borrower when tl�e{nsuraa�e coverage lapsed or ceasa!to
<br />`���•-" . `:` be in effxt.Lender will accept.use and retain tbese payments as a loss reserve in lieu of mortgag� insnranoe. Loss nserve
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