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<br /> .. .. ��L TpGgTHFIt WITH nll the improvements now or hereafter crccced on tha propercY.and all cascmcnta,apPurtenances�end �.
<br /> , fiuwros now or heteafter a pert of ttie propercy.All repucements and eddidons sheU Nso bc wvercd by this Sx�uity Iasuumcn� �
<br /> ,,a,�� All of tho foregoing is refurod W 1n this Socuriry Inswment as the"Property."
<br /> ,.,,
<br /> :,,�;.. BORROWBR COVBNANI'S th�t Borruwu is la�vtully seised uf the estata hueby conveyed and has tha rlght to grant an
<br />-'� convey the Propercy ar►d that tho propertY is wencumbered.except for encumbrences of record. Borrower warrants aad wlll
<br />'�. . � defend generally the dtle w the Propaty egainst all claims aad dunsmds.subject to any encumbrances of record.
<br /> THIS SBCURITY INSTRiJMENT combines uniform covcnanta for nadonal use and non-unifam wvec�ants with limited
<br /> variatbns by j�uiadicdon w consdtuu a uniform socurlry instrument covering real prope�tY•
<br /> ' .,. � UNIFORM COVBNAN'I'S.Borrowu and Lender wvenant and ugree as faUowa:
<br />-.-Y,.,;;:A��;.?, 1.Payment of Prfncipal�nd Interest;PrePAyment and LAte CdArges. Borrower sball promptly pay when duc the
<br />=a: ,: �., _ pr�ncipal of and fnterest on the debt wldencod by the Note end any prepayment end lata charges due under tho Nou.
<br />=r�,�,y'��r� 2.FURdi t0�TaA!!AIIfI L�8Y1'atll'!. Subjxt w applkable law or w a wrIaea waiva by Lender, Borrower shaU pay to
<br />=`-:.���'?::� Lendu an tha day monthlY P$Y�q am due iu►der tLe Note.undl thc Nota is pald�n fuU,a sum(°Funde")for.(a)yearly taxes
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<br />� r q's^{:�3} s�nd assessments whkh nwy attWin PrfarltY ovcr this Sxurity Insuument a4 a Aer�on tUe Property:(b)Ye�arly kagehnld payments _
<br />�:x�•:,,��, or ground rents on the Proputy�if anY;(�)Yearly 6azerd or property insurance pnmiums:(d)Yearly flood Inswatice Premiuras.if
<br />-r{;�."'•��;`' �►y:(e)Y�IY�nBaBe insurance premiums,if any:and(�any sums payable by Borrowa W L�nder.in accordance whh the
<br /> _ = ��.
<br /> � visioas of h B,in llw of the payment of martgage insurance premiums."Il�ese itcros are called "Hscrow Iteme."
<br />������!'' L�ender may�at�eny�Wne.col�ect a¢�d hold Funda in an unowit aot m oxceed the m�ximum emount a kndec[a a ftduallY nlaeed
<br /> `_'�:. ..�p mortgage loan may requiro for Borrower's cscrow account undu the federal Real Estace Settlement Procedures Act of 1974 ag
<br />=����"�`�.'- a�nenckd fmm time to ti�ne,12 U.S.C.Sectbn 2601 eeaeq. (��RESPA").unless anotha law that applies to the Fuads sas a kssa
<br />---::r',t� tmoun�If ao.Lender may� at any dme,colkct and hold Funds in an atnount nat w euceed the lessu amoun�Leitdtt may
<br />"=��i , qtimue tt�o amount of Funds dua on the basis of currmt ciata and re,asonable cstimaua of expendiwns of fuWre Bxrow Items ar
<br />"<<M�-y►��t ott�erwLte iit accocdwtce with spplic�ble law.
<br /> -"_�'':''r 'It�e Funda shall bo held in a lnstitution whoso cleposits are insured by a fakral egency.instrumentnlity�or endty(including
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<br />=,�r_�p�!i�! ��L I,�i 3a �s&uC1s zss $1.�*.��)Qi�u�ny Ftvlrsnl Hcxne Loan Benk. Lend�a shall aPDly the Funds to paY tha 8scnow
<br />��;�. ; � It�ems.l.er►der may not charge Borrower fa holdfng anQ applylag tl►e Funde,snnually analyzing the escroa account,or vaifY�B
<br /> :°;R��� the F.scxow Item�.unless Lenda pays aocrowu interest on the Funds and appHcebla l�w pamits I�.nder to make snch a charge.
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<br /> �" .�.,,?�,,+� However.I�enckr miy require Borrowa w psy a orwtime ctwrga for m indenandeat real e�tate tax reporting eav�e wed y
<br /> - =;��!�,• I,ender in cannecdou with thla bm�uniess applkabb law provldes ottiuwlse.Unlcss an agrounent is made a appliceble law
<br /> a��� roquires iat,uest to be p�id,L�a►des ehall.not bo required W pay Barowu any interest or eamings on the F1�nds.Borrowa�nd
<br /> =-~� L,ender m�y agroe in wridng,Mowever.that inta�wt sNll be paid on tl�e Fw�ds.Laider shall gtve W Bormwer�whhout charga,en
<br />—_-=-=�T� annual acxoundng of the Funds,showing crodits and debits to the�nds end the pu�pose fa which ach debit to tbe F�nds was
<br /> _�,.��-° m�de.The F�nds�tre pledgod u addidonel�ecurlty fqr all sums s�ocu�ed by this Sxuriry InslrumenG
<br /> ___ _— If the Funda held by Let�da e�aod the a�aounts pe�mIUod w be held by eppllcable law�Lender sh�ll aa�owR to Barowa fa
<br /> _-_�� the eacesa Funda in�ccordince with the roquirem�nte of appiicable law.If the amount of the Funds tuld by I,ender at any dma ia
<br /> - not suff"icknt w pay the fl�enow Iums when due.Lender may so notiffy Bortower in writing�aad�in such case Barowtr sh�ll PaY
<br />--._� -= to L�ender the emount necess�y w make up tho deftciency. Borrowa sh�ll malca up the defick�cy in no mae tt�ar►twelve
<br /> -- ��9 PdY�ts,at I.ender'a sole discxedon. refund to Bomnwa any Ftuids
<br /> ----—° UP�P�Y�t�full of all sums socured by thi�Securlty Insorumenb Lettdet sl�ll P�P�Y
<br /> held by Lenda.If�under paregraph 21,Leeder s1u�A acquira or sell tha Pcoperty.Lenda.Prbr w the ac9uiaition a eab of tho
<br /> —;_r:�n±�� propercy,eha11 apply eny Funds hekl by Lendu at the dme of ecquisidon or eile a�a crodit against the snma sxured by this
<br /> �"�t��� Socurlty Instcumait
<br /> ` -- - 3.AppiicaHon of Pqmeote. Unlats epplicable law provides othawiso.all paymenta roctival by I.ender w�de�p��graphs
<br /> ��:.a-"� 1 and 2 st�all ba appliod:first,ho enY P�Yment charges dna andu the Note;second.to amounts payabk unAa puag«ph Z;
<br /> .�_`==►.-�s�
<br /> third.W intuest due:fourth,W principal due�and last,to any late clwrges due unda the Note.
<br /> -��-�-�M.�: 4.C6�r�eai Lkns. Borrower shall pay all ta�ca. a4sessmenta.ci�rges, fines and impositbns attributabb w the P,ropaty
<br /> ---��=_� which may attain priodty over this Se�urlty Inst:wnent,and leasehold payments ar gtound rents,if any.8arowa stull pay thesa
<br /> - ��:,�
<br />_-L;.�r�� obligadons in the mannu provided ln paragraph 2.a ii not paid in that mannu,Sonnwu shall pay them on drn�dlrecdy t�
<br /> _-=:::��"'`' psxson owed paymei►t Borrower shall promptly fumish to Ltnda all nodces of amounts to ba paid undex thin peragaph. If
<br /> -'`:<. ; ,-: .-= • Bonowu malces these paymenta direcdy,Borrowu shall pcomptly furnlsh to I.ender receipts evidencing the paymu►ts.
<br /> - � .��.`` Bocrowu st�all promptly Nschargo any llen whkh ha4 pdority ovu ihis Sxurity Instrument unless Bonowa:(a)a�ees in
<br /> _ � � wridng to the payment of the obligation sccuced by the llen in a mannu acceptable w Lender,(b) conusts in good fdth the lien
<br /> -� ,. � �_ �. by, a defends against eafocama►t of the IIen in,legal proceodings whtch in the Lenda's opinion operate W pcevent tho
<br /> ` ; enfom,ement of the IIen;or �c)secuces fmm the holdcr of Ihe llen en agroemel►t sadsfxtory w Lendes subordinedng the ik�to
<br /> this Sxurlty Inst:umen�If Laider determines tlwt any part of the Pmperty is subjoct to a lien which may auein prioclty ovu Wis
<br /> � Sacurlty Instniment,Lender may gtve Bocrowu a no� of nodce,g�c��. B�wer shall sadsfy the llen or teka one a more
<br /> � of the acdons sct focth above within 10 deys of tho p,� g
<br /> .�, Form SOY� YIpO
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