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<br /> (F) "Note" means the promissory note signed by Borrower and dated November 30, 2012 The Note states
<br /> that Borrower owes Lender One Hundred Sixteen Thousand and 00/100ths Dollars (U.S. $116,000.00) plus
<br /> interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later
<br /> than December 1,2027
<br /> (G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br /> Property."
<br /> (H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br /> under the Note,and all sums due under this Security Instrument,plus interest.
<br /> (I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br /> Riders are to be executed by Borrower[check box as applicable]
<br /> ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Home Rider
<br /> ❑ Balloon Rider ❑ Planned Unit Development Rider ❑ Biweekly Payment Rider
<br /> ❑ 1-4 Family Rider ❑ Revocable Trust Rider
<br /> ❑ Other(s)[specify]
<br /> (J) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations,ordinances
<br /> and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable
<br /> judicial opinions.
<br /> (K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br /> charges that are imposed on Borrower or the Property by a condominium association, homeowners association or
<br /> similar organization.
<br /> (L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check,
<br /> draft, or similar paper instrument,which is initiated through an electronic terminal,telephonic instrument, computer,
<br /> or magnetic tape so as to order, instruct,or authonze a financial institution to debit or credit an account. Such term
<br /> includes, but is not limited to, point-of-sale transfers, automated teller machine transactions, transfers initiated by
<br /> telephone,wire transfers,and automated clearinghouse transfers.
<br /> (M) "Escrow Items"means those items that are described in Section 3.
<br /> (N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by
<br /> any third party(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to,
<br /> or destruction of, the Property; (ii)condemnation or other taking of all or any part of the Property; (iii)conveyance
<br /> in lieu of condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property.
<br /> (0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the
<br /> Loan.
<br /> (P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the
<br /> Note,plus(ii)any amounts under Section 3 of this Security Instrument.
<br /> (Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its
<br /> implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any
<br /> additional or successor legislation or regulation that governs the same subject matter. As used in this Security
<br /> Nebraska Deed of Trust—Single Family—Fannie Mae/Freddie Mac Uniform Instrument Form 3028 1/01
<br /> MFRS Modified
<br /> The Compliance Source,lnc. Page 2 of 14 Modified by Compliance Source 14301 NE 08/00 Rev.04/08
<br /> www.compliancesource.com 02000,The Compliance Source,Inc.
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